Why Don’t the Poor Save More? Evidence from Health Savings Experiments (doi:10.7910/DVN/7E9Y0H)

View:

Part 1: Document Description
Part 2: Study Description
Part 3: Data Files Description
Part 4: Variable Description
Part 5: Other Study-Related Materials
Entire Codebook

Document Description

Citation

Title:

Why Don’t the Poor Save More? Evidence from Health Savings Experiments

Identification Number:

doi:10.7910/DVN/7E9Y0H

Distributor:

Harvard Dataverse

Date of Distribution:

2015-06-09

Version:

1

Bibliographic Citation:

Dupas, Pascaline; Robinson, Jonathan, 2015, "Why Don’t the Poor Save More? Evidence from Health Savings Experiments", https://doi.org/10.7910/DVN/7E9Y0H, Harvard Dataverse, V1, UNF:6:0TohzFCR/wOUGyLq+4b2WQ== [fileUNF]

Study Description

Citation

Title:

Why Don’t the Poor Save More? Evidence from Health Savings Experiments

Identification Number:

doi:10.7910/DVN/7E9Y0H

Authoring Entity:

Dupas, Pascaline (Stanford University)

Robinson, Jonathan (University of California, Santa Cruz)

Software used in Production:

Stata

Distributor:

Harvard Dataverse

Access Authority:

Research Transparency, Data Ethics, and Governance

Depositor:

Research Support, Innovations for Poverty Action

Date of Deposit:

2015-04-28

Holdings Information:

https://doi.org/10.7910/DVN/7E9Y0H

Study Scope

Keywords:

Social Sciences, Microfinance, Savings, Health, ROSCA, Microcredit

Abstract:

Using data from a field experiment in Kenya, we document that providing individuals with simple informal savings technologies can substantially increase investment in preventative health and reduce vulnerability to health shocks. Simply providing a safe place to keep money was sufficient to increase health savings by 66 percent. Adding an earmarking feature was only helpful when funds were put toward emergencies, or for individuals that are frequently taxed by friends and relatives. Group-based savings and credit schemes had very large effects.

Date of Collection:

2008-08-2009-08

Country:

Kenya

Geographic Coverage:

Western Kenya

Unit of Analysis:

Individual and Lending group (ROSCA)

Universe:

Individuals in an active ROSCA

Kind of Data:

Survey data

Methodology and Processing

Data Collector:

IPA Kenya

Sampling Procedure:

143 eligible ROSCAs were identified and randomized into 5 groups: one control, and the following four treatments: 1) A lockbox to which the participants had the key to the padlock, 2) A lockbox to which the participants did not have the key - a program officer held the key for them, 3) A side savings pot to which the participants could contribute to (specifically for health) in addition to the main ROSCA pot, and requires agreement across members, and 4) An individual health savings account similar to (3) but did not require agreement across members.

Mode of Data Collection:

In-person interviews

Sources Statement

Data Access

Notes:

<a href="http://creativecommons.org/publicdomain/zero/1.0">CC0 1.0</a>

Other Study Description Materials

Related Materials

http://web.stanford.edu/~pdupas/DupasRobinson_HealthSavings.pdf

Related Studies

https://www.aeaweb.org/articles.php?doi=10.1257/aer.103.4.1138

File Description--f2670930

File: HARP_ROSCA_final.tab

  • Number of cases: 833

  • No. of variables per record: 359

  • Type of File: text/tab-separated-values

Notes:

UNF:6:EyeDAic8SDfivfymmYjJDw==

Stata dataset needed to produce all tables.

File Description--f2670926

File: ROSCA_masterlist.tab

  • Number of cases: 113

  • No. of variables per record: 19

  • Type of File: text/tab-separated-values

Notes:

UNF:6:3Dt6/XmVb5nUCQwlLx2WZA==

Stata dataset that contains information at the ROSCA level, including baseline ROSCA characteristics and information on when the treatment was implemented.

Variable Description

List of Variables:

Variables

ROSCA ID number

f2670930 Location:

Summary Statistics: StDev 643.2494005963072; Max. 3002.0; Min. 102.0; Mean 1122.4321728691418; Valid 833.0

Variable Format: numeric

Notes: UNF:6:hwLbswcnCARLQ99XvPO99g==

Respondent ID number

f2670930 Location:

Summary Statistics: Valid 833.0; Max. 3002012.0; Min. 102001.0; Mean 1122657.226890765; StDev 643284.1055103095;

Variable Format: numeric

Notes: UNF:6:m9+kFeG5Aa4W/u6HtcbOrA==

experimental group (1-encouragement (control), 2-safe box, 3-lock box, 4-health

f2670930 Location:

Variable Format: character

Notes: UNF:6:1P6iYdMUKhTe0V3rAqalCw==

= 1 if encouragement treatment. This variable is at the individual level.

f2670930 Location:

Summary Statistics: Max. 1.0; StDev 0.3400524626404874; Min. 0.0; Valid 833.0; Mean 0.1332533013205283

Variable Format: numeric

Notes: UNF:6:zu8vJbWw6vL6FeUI5Jb6VA==

= 1 if safe box treatment. This variable is at the individual level.

f2670930 Location:

Summary Statistics: Valid 833.0; Mean 0.18367346938775464; Min. 0.0; StDev 0.3874503057212006; Max. 1.0

Variable Format: numeric

Notes: UNF:6:eioSqJDIEWwAnSHEup5TgQ==

= 1 if lock box treatment. This variable is at the individual level.

f2670930 Location:

Summary Statistics: Max. 1.0; Min. 0.0; Valid 833.0; StDev 0.45315711548838855; Mean 0.2881152460984397;

Variable Format: numeric

Notes: UNF:6:kT4IAcIJjt3GpBcM7VWKMg==

= 1 if health pot treatment. This variable is at the individual level.

f2670930 Location:

Summary Statistics: Valid 833.0; Mean 0.22448979591836754; StDev 0.417496557107041; Max. 1.0; Min. 0.0

Variable Format: numeric

Notes: UNF:6:gLJKjtLN6sCyeUFsCkhWoA==

= 1 if HSA treatment. This variable is at the individual level.

f2670930 Location:

Summary Statistics: Mean 0.27971188475390185; Min. 0.0; StDev 0.4491272664904874; Max. 1.0; Valid 833.0;

Variable Format: numeric

Notes: UNF:6:brNWu1hRYaafKLZfkT+SvA==

= 1 if multiple treatments. This variable is at the individual level.

f2670930 Location:

Summary Statistics: Max. 1.0; StDev 0.2980867903841644; Min. 0.0; Mean 0.09843937575030019; Valid 833.0;

Variable Format: numeric

Notes: UNF:6:b05yz5s4bNSc+fk7FBS9vw==

sampling strata (gender composition, meeting frequency, and whether ROSCA provid

f2670930 Location:

Summary Statistics: Max. 20.0; Mean 9.608643457382941; Min. 1.0; Valid 833.0; StDev 6.146490728681887;

Variable Format: numeric

Notes: UNF:6:ChkmIpErFdZOe8yLuHVx8g==

monthly ROSCA contribution (measured at baseline)

f2670930 Location:

Summary Statistics: Valid 833.0; Mean 371.9807923169268; StDev 311.65507254977524; Min. 20.0; Max. 1600.0

Variable Format: numeric

Notes: UNF:6:k45aAs3s2Zo6B58i97cTGA==

=1 if female

f2670930 Location:

Summary Statistics: StDev 0.4404758265050868; Valid 833.0; Min. 0.0; Max. 1.0; Mean 0.7370948379351737

Variable Format: numeric

Notes: UNF:6:Hxag0yV5JgCg7bEKPxR7kg==

age

f2670930 Location:

Summary Statistics: Valid 833.0; Mean 39.03481392557022; Min. 17.0; StDev 13.014968748861602; Max. 93.0;

Variable Format: numeric

Notes: UNF:6:RpV0Gf2xMEVDEoT0/C9GYg==

=1 if married

f2670930 Location:

Summary Statistics: Valid 833.0; Mean 0.7851140456182475; Min. 0.0; StDev 0.4109899723967203; Max. 1.0

Variable Format: numeric

Notes: UNF:6:ynqraNfUgBQf4UFn9AbmgA==

number of children

f2670930 Location:

Summary Statistics: Mean 3.8475390156062415; Valid 833.0; Min. 0.0; StDev 2.3781955867372306; Max. 12.0

Variable Format: numeric

Notes: UNF:6:2DX/mb+fKp9zkZM0owFP+Q==

years education

f2670930 Location:

Summary Statistics: StDev 3.813580797843509; Min. 0.0; Max. 14.0; Valid 815.0; Mean 6.316564417177913

Variable Format: numeric

Notes: UNF:6:zLzCPQBajbFr8opNb262mw==

=1 if can write in Swahili

f2670930 Location:

Summary Statistics: StDev 0.4396398393858473; Min. 0.0; Mean 0.7386503067484664; Valid 815.0; Max. 1.0

Variable Format: numeric

Notes: UNF:6:07yDaaQLxrfUmzh5oLsz7Q==

=1 if house has a cement floor (0 if mud)

f2670930 Location:

Summary Statistics: Min. 0.0; Valid 812.0; Max. 1.0; StDev 0.4204895401241592; Mean 0.22906403940886721;

Variable Format: numeric

Notes: UNF:6:U7V7toXTDlpb4F61BX1LeQ==

=1 if respondent is a provider (gave money in the 3 months before baseline but r

f2670930 Location:

Summary Statistics: Max. 1.0; Mean 0.15846338535414164; Min. 0.0; Valid 833.0; StDev 0.3653943357427065

Variable Format: numeric

Notes: UNF:6:dTAl53ORLpz7dglpaBS8eQ==

=1 if respondent received a gift or loan in 3 months before baseline

f2670930 Location:

Summary Statistics: Max. 1.0; Min. 0.0; Mean 0.22828784119106704; StDev 0.41998970295103755; Valid 806.0

Variable Format: numeric

Notes: UNF:6:zeBuI6Nu18e5viZNVfOd5A==

=1 if respondent gave a gift or loan in 3 months before baseline

f2670930 Location:

Summary Statistics: Max. 1.0; Min. 0.0; Valid 793.0; Mean 0.2585119798234553; StDev 0.4380930960172946;

Variable Format: numeric

Notes: UNF:6:dmIiRQdCU97L5WvpbxTwdg==

reported income in week prior to baseline

f2670930 Location:

Summary Statistics: Valid 774.0; Mean 605.6382296313303; StDev 589.1507290825001; Max. 2400.0; Min. 0.0

Variable Format: numeric

Notes: UNF:6:6GKTfUc/FXYFKj9zo79A0Q==

percent of children under 5 who had malaria in the month before baseline

f2670930 Location:

Summary Statistics: StDev 0.4129554261094255; Max. 1.0; Min. 0.0; Valid 447.0; Mean 0.33117076881246543

Variable Format: numeric

Notes: UNF:6:nLLd1vG6Dw9QMIAIA7GXtQ==

=1 if respondent had malaria in month before baseline

f2670930 Location:

Summary Statistics: Min. 0.0; Mean 0.20246238030095765; StDev 0.40211013231989795; Valid 731.0; Max. 1.0

Variable Format: numeric

Notes: UNF:6:ECib0eXzXPaI87Uz4v8u/w==

=1 if treats water with chlorine

f2670930 Location:

Summary Statistics: Valid 731.0; Min. 0.0; Mean 0.5198358413132695; Max. 1.0; StDev 0.49994846350968575

Variable Format: numeric

Notes: UNF:6:hEsQx1TqnUoQ6O5uPas4pw==

number of bednets owned

f2670930 Location:

Summary Statistics: StDev 1.542078991520836; Valid 736.0; Mean 1.7024456521739124; Min. 0.0; Max. 16.0

Variable Format: numeric

Notes: UNF:6:I14Il64lwSvM7r578xcXCg==

=1 if prefers 55 Ksh or less in 1 month to 40 Ksh today

f2670930 Location:

Summary Statistics: Max. 1.0; Min. 0.0; Valid 833.0; Mean 0.18967587034813924; StDev 0.39228008979828993;

Variable Format: numeric

Notes: UNF:6:r/WbufLz4f60k2Y1b7Kcng==

=1 if present-biased

f2670930 Location:

Summary Statistics: Min. 0.0; StDev 0.3665140913873843; Mean 0.1596638655462185; Valid 833.0; Max. 1.0

Variable Format: numeric

Notes: UNF:6:qoozrI4cnf5cIBpvwfv6tA==

=1 if patient now and impatient later

f2670930 Location:

Summary Statistics: Min. 0.0; Mean 0.17767106842737096; Max. 1.0; StDev 0.38246524771858503; Valid 833.0;

Variable Format: numeric

Notes: UNF:6:UbB5nBmO1wjQ5HJZyAp2Sg==

=1 if has maximal discount rate in present and future

f2670930 Location:

Summary Statistics: Mean 0.4429771908763507; Min. 0.0; StDev 0.4970361876512486; Max. 1.0; Valid 833.0;

Variable Format: numeric

Notes: UNF:6:SthRQUx3WYzwlEitY2aiow==

amount invested in risky asset which pays off 4 times amount invested with prob.

f2670930 Location:

Summary Statistics: Mean 67.98319327731092; Min. 0.0; Valid 833.0; Max. 100.0; StDev 23.395937884647005

Variable Format: numeric

Notes: UNF:6:vwMjja392Ita7TdwnxHj2Q==

number of ROSCAs respondent participates in

f2670930 Location:

Summary Statistics: StDev 0.8693860710573456; Max. 6.0; Min. 1.0; Mean 1.5942376950780308; Valid 833.0

Variable Format: numeric

Notes: UNF:6:6W1rqdnngIFVMTrvSQwZbg==

=1 if participates in ROSCA because it is difficult to save money alone

f2670930 Location:

Summary Statistics: StDev 0.24002055186002302; Max. 1.0; Valid 832.0; Mean 0.938701923076923; Min. 0.0

Variable Format: numeric

Notes: UNF:6:bnCNw/K7M13cH4NYk3dV7w==

=1 if participates in ROSCA to socialize

f2670930 Location:

Summary Statistics: Mean 0.5108173076923078; StDev 0.5001836536729793; Max. 1.0; Min. 0.0; Valid 832.0

Variable Format: numeric

Notes: UNF:6:SXCIKpZfmTzoStXyJYjmVQ==

=1 if respondent reports having a health-related item they would like to save up

f2670930 Location:

Value

Label

Frequency

Text

1.

yes

Summary Statistics: Mean 1.0; Valid 832.0; StDev 0.0; Min. 1.0; Max. 1.0

Variable Format: numeric

Notes: UNF:6:hi0DR98DABsnjWHRoMYwsw==

If yes, what is the goal?

f2670930 Location:

Value

Label

Frequency

Text

2.

Waterguard

6.

Pit latrine

1.

Aquaguard

3.

Water filter

9.

Other

4.

water container

5.

mosquito net

7.

Gum boots

8.

Have treatment when sick

Summary Statistics: Min. 1.0; Max. 9.0; Valid 832.0; StDev 2.134961622337292; Mean 4.719951923076924

Variable Format: numeric

Notes: UNF:6:m/BbKGStxo5v9WGPIEkGAA==

How much money will it take to reach this goal?

f2670930 Location:

Summary Statistics: Min. 20.0; Valid 832.0; Mean 662.5841346153849; Max. 20000.0; StDev 1478.9039279315066

Variable Format: numeric

Notes: UNF:6:KvUjwNVT6Ru3qdHUus+jMA==

How many months will it take to reach this goal?

f2670930 Location:

Summary Statistics: StDev 2.4491038758132677; Min. 0.003333000000566244; Valid 829.0; Mean 2.1721511856749407; Max. 24.0;

Variable Format: numeric

Notes: UNF:6:syvtx6Srm/zvmQAJzv2uLA==

Amount invested in health products

f2670930 Location:

Summary Statistics: Valid 771.0; Max. 7260.0; StDev 586.9535302150999; Mean 370.5330739299614; Min. 0.0;

Variable Format: numeric

Notes: UNF:6:pzDfp0dcSfRKIrEsnVbwpA==

=1 if an illness was not fully treated within the previous 3 months

f2670930 Location:

Summary Statistics: Min. 0.0; Valid 771.0; StDev 0.43197451807641724; Mean 0.24773022049286691; Max. 1.0

Variable Format: numeric

Notes: UNF:6:xeRx0aaXF93OHic0/Ao79g==

=1 if household reached its health savings goal

f2670930 Location:

Summary Statistics: StDev 0.48929449141726344; Valid 771.0; Mean 0.39559014267185455; Min. 0.0; Max. 1.0;

Variable Format: numeric

Notes: UNF:6:OBHW2NNlFpHKOCElAr/7+w==

=1 if ROSCA still exists at long-term follow-up

f2670930 Location:

Summary Statistics: StDev 0.35734480392582935; Min. 0.0; Mean 0.8499399759903961; Valid 833.0; Max. 1.0

Variable Format: numeric

Notes: UNF:6:4zVBRxMUgfgZFHQ5D5z8KQ==

=1 if ROSCA is running a health pot at long-term follow-up

f2670930 Location:

Summary Statistics: Valid 833.0; Max. 1.0; StDev 0.3709204171507233; Mean 0.16446578631452669; Min. 0.0;

Variable Format: numeric

Notes: UNF:6:MGLRuKLjJd94iGN6MiX+5A==

=1 if ROSCA is running an HSA at long-term follow-up

f2670930 Location:

Summary Statistics: StDev 0.41907299119091546; Valid 833.0; Max. 1.0; Min. 0.0; Mean 0.22689075630252167

Variable Format: numeric

Notes: UNF:6:dTPKs+KzvymWOa/76xodng==

fol1: Safe box group only: do you still have the box?

f2670930 Location:

Summary Statistics: Mean 0.9405940594059405; Min. 0.0; Max. 1.0; Valid 101.0; StDev 0.23756187312857358

Variable Format: numeric

Notes: UNF:6:JNCmrvNo+/8QVEgefLU9IQ==

fol1: Safe box group only: Amount in box

f2670930 Location:

Summary Statistics: Max. 7000.0; Valid 75.0; StDev 1248.498625268485; Mean 633.5600000000001; Min. 3.0

Variable Format: numeric

Notes: UNF:6:jve3dSe3bM0UhmoRAA9mIQ==

fol1: Safe box group only: Did you give the key away?

f2670930 Location:

Summary Statistics: Max. 1.0; Valid 97.0; Min. 0.0; StDev 0.19987109247774526; Mean 0.041237113402061834;

Variable Format: numeric

Notes: UNF:6:SBGIhOl0qW4IwnJyQ49TTw==

fol1: Safe box group only: Did you give the box away?

f2670930 Location:

Summary Statistics: Max. 1.0; Min. 1.0; StDev 0.0; Valid 20.0; Mean 1.0

Variable Format: numeric

Notes: UNF:6:Lsk9V9m+nXAo6GKNKhqDrA==

fol1: Safe box group only: Does your spouse know about the box?

f2670930 Location:

Summary Statistics: Max. 1.0; StDev 0.416552495773534; Min. 0.0; Valid 73.0; Mean 0.7808219178082192;

Variable Format: numeric

Notes: UNF:6:KcENH+3bGzHhgiMEq2zPMg==

fol1: Safe box group only: Did somebody else contribute to the box?

f2670930 Location:

Summary Statistics: Mean 0.053191489361702156; StDev 0.22561844642593046; Min. 0.0; Valid 94.0; Max. 1.0;

Variable Format: numeric

Notes: UNF:6:ALGQZhNhfFEQlI7XLj9SAw==

fol1: Safe box group only: Can somebody else access the box?

f2670930 Location:

Summary Statistics: Valid 95.0; Max. 1.0; Min. 0.0; StDev 0.3216697756533382; Mean 0.11578947368421057;

Variable Format: numeric

Notes: UNF:6:GaxQ1V64Sqq9I+FRhrBG9Q==

fol1: Safe box group only: Did the box help you save more?

f2670930 Location:

Summary Statistics: Valid 92.0; Min. 0.0; StDev 0.22794497286530102; Mean 0.9456521739130435; Max. 1.0

Variable Format: numeric

Notes: UNF:6:ulS/ner3yi6waoHjT7St9Q==

fol1: Safe box group only: Dummy for uses the box

f2670930 Location:

Summary Statistics: Min. 0.0; Max. 1.0; StDev 0.44335513307557584; Valid 102.0; Mean 0.7352941176470589

Variable Format: numeric

Notes: UNF:6:DKE1DTNlRtfCVX6cvJES5w==

fol1: Safe box group only: uses box to save for non-health item

f2670930 Location:

Summary Statistics: Valid 0.0; Max. NaN; Min. NaN; StDev NaN; Mean NaN;

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol1: Safe box group only: has a goal

f2670930 Location:

Summary Statistics: Mean NaN; Valid 0.0; Min. NaN; Max. NaN; StDev NaN

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol1: Safe box group only: goal is for emergencies

f2670930 Location:

Summary Statistics: Min. NaN; Valid 0.0; Mean NaN; Max. NaN; StDev NaN

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol1: Safe box group only: goal is for business

f2670930 Location:

Summary Statistics: Min. NaN; Mean NaN; Valid 0.0; StDev NaN; Max. NaN

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol1: Safe box group only: goal is for school fees

f2670930 Location:

Summary Statistics: Valid 0.0; Min. NaN; StDev NaN; Mean NaN; Max. NaN

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol1: Safe box group only: goal is for a bednet

f2670930 Location:

Summary Statistics: Mean NaN; Min. NaN; Max. NaN; Valid 0.0; StDev NaN;

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol1: Safe box group only: goal is for a latrine

f2670930 Location:

Summary Statistics: StDev NaN; Min. NaN; Mean NaN; Valid 0.0; Max. NaN

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol1: Safe box group only: goal is for a filter

f2670930 Location:

Summary Statistics: Mean NaN; Max. NaN; Valid 0.0; StDev NaN; Min. NaN

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol1: Safe box group only: goal is for another health product

f2670930 Location:

Summary Statistics: Min. NaN; Valid 0.0; Mean NaN; Max. NaN; StDev NaN

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol1: Safe box group only: goal is for a wedding

f2670930 Location:

Summary Statistics: Max. NaN; StDev NaN; Min. NaN; Valid 0.0; Mean NaN;

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol1: Safe box group only: goal is for an animal

f2670930 Location:

Summary Statistics: Mean NaN; Min. NaN; Max. NaN; Valid 0.0; StDev NaN;

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol1: Safe box group only: goal is for farm inputs

f2670930 Location:

Summary Statistics: Mean NaN; Min. NaN; StDev NaN; Valid 0.0; Max. NaN;

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol1: Safe box group only: goal is for general household expenses

f2670930 Location:

Summary Statistics: Valid 0.0; StDev NaN; Min. NaN; Mean NaN; Max. NaN;

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol1: Safe box group only: goal is for home construction

f2670930 Location:

Summary Statistics: StDev NaN; Max. NaN; Mean NaN; Min. NaN; Valid 0.0;

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol1: Safe box group only: goal is for something else

f2670930 Location:

Summary Statistics: Valid 0.0; Max. NaN; StDev NaN; Min. NaN; Mean NaN

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol1: Safe box group only: monetary value of withdrawals

f2670930 Location:

Summary Statistics: Mean NaN; Valid 0.0; Max. NaN; Min. NaN; StDev NaN

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol1: Safe box group only: total withdrawals are a lot

f2670930 Location:

Summary Statistics: Valid 0.0; Min. NaN; StDev NaN; Mean NaN; Max. NaN

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol1: Safe box group only: total withdrawals are a little

f2670930 Location:

Summary Statistics: Valid 0.0; Min. NaN; Mean NaN; Max. NaN; StDev NaN

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol1: Safe box group only: monetary value of deposits

f2670930 Location:

Summary Statistics: StDev NaN; Valid 0.0; Max. NaN; Min. NaN; Mean NaN;

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol1: Safe box group only: total deposits are a lot

f2670930 Location:

Summary Statistics: StDev NaN; Valid 0.0; Min. NaN; Mean NaN; Max. NaN

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol1: Safe box group only: total deposits are a little

f2670930 Location:

Summary Statistics: Max. NaN; StDev NaN; Mean NaN; Min. NaN; Valid 0.0

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol1: Safe box group only: box is locked

f2670930 Location:

Summary Statistics: StDev NaN; Valid 0.0; Min. NaN; Mean NaN; Max. NaN

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol1: Lock box group only: do you still have the box?

f2670930 Location:

Summary Statistics: Mean 0.8832487309644671; StDev 0.3219418188990593; Min. 0.0; Valid 197.0; Max. 1.0

Variable Format: numeric

Notes: UNF:6:I1NlMZieDZCPen0V/ga4pg==

fol1: Lock box group only: Amount in box

f2670930 Location:

Summary Statistics: Min. 4.0; Valid 129.0; StDev 446.0564988808015; Mean 321.07751937984494; Max. 2530.0;

Variable Format: numeric

Notes: UNF:6:mMe1XWRanP6aUjHRTkibvg==

fol1: Lock box group only: Dummy for refusing the key when offered

f2670930 Location:

Summary Statistics: Mean 0.7531645569620254; Valid 158.0; StDev 0.432541134022118; Min. 0.0; Max. 1.0;

Variable Format: numeric

Notes: UNF:6:82LXoA7BRdgv5MvG+k0OCQ==

fol1: Lock box group only: Did you give the box away?

f2670930 Location:

Summary Statistics: Max. 1.0; Min. 0.0; Valid 161.0; Mean 0.9875776397515528; StDev 0.11110679770785559

Variable Format: numeric

Notes: UNF:6:/kox4TKo/GXGg7EbHTVa/g==

fol1: Lock box group only: Does your spouse know about the box?

f2670930 Location:

Summary Statistics: Max. 1.0; StDev 0.40722456037919463; Valid 130.0; Mean 0.7923076923076924; Min. 0.0

Variable Format: numeric

Notes: UNF:6:yqhu42iB28ocbJR3lcyXTQ==

fol1: Lock box group only: Did somebody else contribute to the box?

f2670930 Location:

Summary Statistics: Mean 0.024691358024691346; Valid 162.0; StDev 0.15566396695472687; Min. 0.0; Max. 1.0;

Variable Format: numeric

Notes: UNF:6:+jEPGwzPf5v5IPovp++Eug==

fol1: Lock box group only: Can somebody else access the box?

f2670930 Location:

Summary Statistics: Valid 161.0; StDev 0.20456741208451704; Min. 0.0; Max. 1.0; Mean 0.04347826086956524;

Variable Format: numeric

Notes: UNF:6:9/or2pGatu/mzNIAtyNWjA==

fol1: Lock box group only: Did the box help you save more?

f2670930 Location:

Summary Statistics: StDev 0.41518390466995747; Valid 164.0; Max. 1.0; Min. 0.0; Mean 0.7804878048780488

Variable Format: numeric

Notes: UNF:6:7QlcKNkk98kJdbYTP1huDg==

fol1: Lock box group only: Called program officer to get box opened

f2670930 Location:

Summary Statistics: Valid 188.0; Max. 1.0; Min. 0.0; Mean 0.17553191489361697; StDev 0.38143723987040135

Variable Format: numeric

Notes: UNF:6:4868KxI256Rd1MAr3a9GWg==

fol1: Lock box group only: Dummy for uses the box

f2670930 Location:

Summary Statistics: StDev 0.47663745036499; Max. 1.0; Valid 197.0; Min. 0.0; Mean 0.6548223350253808

Variable Format: numeric

Notes: UNF:6:b2VyycEyT5bwBiHtyddXqA==

fol1: Lock box group only: uses box to save for non-health item

f2670930 Location:

Summary Statistics: Valid 0.0; Min. NaN; StDev NaN; Mean NaN; Max. NaN

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol1: Lock box group only: has a goal

f2670930 Location:

Summary Statistics: Min. NaN; StDev NaN; Max. NaN; Mean NaN; Valid 0.0

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol1: Lock box group only: goal is for emergencies

f2670930 Location:

Summary Statistics: StDev NaN; Mean NaN; Min. NaN; Max. NaN; Valid 0.0

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol1: Lock box group only: goal is for business

f2670930 Location:

Summary Statistics: StDev NaN; Max. NaN; Min. NaN; Valid 0.0; Mean NaN

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol1: Lock box group only: goal is for school fees

f2670930 Location:

Summary Statistics: Max. NaN; StDev NaN; Min. NaN; Mean NaN; Valid 0.0;

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol1: Lock box group only: goal is for a bednet

f2670930 Location:

Summary Statistics: Max. NaN; Mean NaN; Valid 0.0; StDev NaN; Min. NaN

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol1: Lock box group only: goal is for a latrine

f2670930 Location:

Summary Statistics: Valid 0.0; StDev NaN; Mean NaN; Max. NaN; Min. NaN;

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol1: Lock box group only: goal is for a filter

f2670930 Location:

Summary Statistics: StDev NaN; Min. NaN; Valid 0.0; Mean NaN; Max. NaN

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol1: Lock box group only: goal is for another health product

f2670930 Location:

Summary Statistics: Mean NaN; StDev NaN; Max. NaN; Valid 0.0; Min. NaN

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol1: Lock box group only: goal is for a wedding

f2670930 Location:

Summary Statistics: StDev NaN; Max. NaN; Valid 0.0; Min. NaN; Mean NaN

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol1: Lock box group only: goal is for an animal

f2670930 Location:

Summary Statistics: Max. NaN; Valid 0.0; StDev NaN; Mean NaN; Min. NaN;

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol1: Lock box group only: goal is for farming inputs

f2670930 Location:

Summary Statistics: Max. NaN; Valid 0.0; StDev NaN; Mean NaN; Min. NaN;

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol1: Lock box group only: goal is for household expenses

f2670930 Location:

Summary Statistics: Min. NaN; Mean NaN; StDev NaN; Valid 0.0; Max. NaN

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol1: Lock box group only: goal is for home construction

f2670930 Location:

Summary Statistics: Mean NaN; Max. NaN; StDev NaN; Valid 0.0; Min. NaN;

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol1: Lock box group only: goal is for something else

f2670930 Location:

Summary Statistics: Max. NaN; Valid 0.0; StDev NaN; Mean NaN; Min. NaN;

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol1: Lock box group only: monetary value of withdrawals

f2670930 Location:

Summary Statistics: Mean NaN; Valid 0.0; Min. NaN; Max. NaN; StDev NaN

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol1: Lock box group only: total withdrawals are a lot

f2670930 Location:

Summary Statistics: StDev NaN; Max. NaN; Valid 0.0; Min. NaN; Mean NaN

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol1: Lock box group only: total withdrawals are a little

f2670930 Location:

Summary Statistics: StDev NaN; Mean NaN; Valid 0.0; Min. NaN; Max. NaN

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol1: Lock box group only: monetary value of deposits

f2670930 Location:

Summary Statistics: StDev NaN; Max. NaN; Min. NaN; Mean NaN; Valid 0.0;

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol1: Lock box group only: total deposits are a lot

f2670930 Location:

Summary Statistics: StDev NaN; Mean NaN; Max. NaN; Min. NaN; Valid 0.0

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol1: Lock box group only: total deposits are a little

f2670930 Location:

Summary Statistics: Valid 0.0; Max. NaN; Min. NaN; StDev NaN; Mean NaN

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol1: Lock box group only: box is locked

f2670930 Location:

Summary Statistics: Max. NaN; Min. NaN; Mean NaN; StDev NaN; Valid 0.0

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol1: Health pot group only: contributes to pot

f2670930 Location:

Summary Statistics: Min. 0.0; StDev 0.4788349966925298; Mean 0.6496350364963503; Valid 137.0; Max. 1.0;

Variable Format: numeric

Notes: UNF:6:o5zs5iOdK8jVeGOI01VGxg==

fol1: Health pot group only: pot is received in-kind

f2670930 Location:

Summary Statistics: Min. 0.0; StDev 0.5091750772173156; Mean 0.4814814814814815; Valid 27.0; Max. 1.0

Variable Format: numeric

Notes: UNF:6:fxPy0wQIjHocBndOSI/e2Q==

fol1: Health pot group only: health pot helped you to save more

f2670930 Location:

Summary Statistics: StDev 0.14905216367918445; Valid 89.0; Max. 1.0; Min. 0.0; Mean 0.9775280898876404;

Variable Format: numeric

Notes: UNF:6:huvxY4U+xdPkKBWOFr2rkg==

fol1: Health pot group only: has received health pot

f2670930 Location:

Summary Statistics: Min. 0.0; StDev 0.45933540141057144; Max. 1.0; Valid 91.0; Mean 0.29670329670329676

Variable Format: numeric

Notes: UNF:6:qevsWwv8ImN2jW03blQaRA==

fol1: Health pot group only: did fellow ROSCA members encourage you to buy the g

f2670930 Location:

Summary Statistics: Valid 0.0; Mean NaN; StDev NaN; Max. NaN; Min. NaN;

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol1: Health pot group only: did fellow ROSCA members accompany you to buy the g

f2670930 Location:

Summary Statistics: Max. NaN; StDev NaN; Mean NaN; Valid 0.0; Min. NaN;

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol1: Health savings group only: did you deposit into health savings account?

f2670930 Location:

Summary Statistics: Mean 0.9316770186335404; StDev 0.2530865366451873; Min. 0.0; Valid 161.0; Max. 1.0

Variable Format: numeric

Notes: UNF:6:aTub4n3M4gR+vWVWM3AqvQ==

fol1: Health savings group only: did the health savings account help you to save

f2670930 Location:

Summary Statistics: Mean 0.8986486486486486; Min. 0.0; Max. 1.0; Valid 148.0; StDev 0.3028181660647883

Variable Format: numeric

Notes: UNF:6:AlR9EaT+6IwEsWeK8CgP2g==

fol1: Health savings group only: number of deposits (from HSA records kept at RO

f2670930 Location:

Summary Statistics: Min. 0.0; StDev 5.024856278372644; Valid 213.0; Mean 4.544600938967136; Max. 29.0

Variable Format: numeric

Notes: UNF:6:Y1aLeOQwTMvtGspyKJIhsw==

fol1: Health savings group only: amount deposited (from HSA records kept at ROSC

f2670930 Location:

Summary Statistics: Max. 1805.0; StDev 226.95579864380184; Min. 0.0; Mean 148.42723004694835; Valid 213.0

Variable Format: numeric

Notes: UNF:6:huTll1QzmRV+26FyOsmB+g==

fol1: Health savings group only: average withdrawal size (from HSA records kept

f2670930 Location:

Summary Statistics: Mean 153.07692307692307; StDev 110.10484513897161; Min. 30.0; Max. 450.0; Valid 13.0

Variable Format: numeric

Notes: UNF:6:W1Fvhwha2xpLmgPQxRkc5w==

fol1: Health savings group only: made withdrawal (from HSA records kept at ROSCA

f2670930 Location:

Summary Statistics: Min. 0.0; Max. 1.0; StDev 0.2672612419124248; Mean 0.0769230769230769; Valid 169.0

Variable Format: numeric

Notes: UNF:6:QPcPOG6Zl0hykqkEQXvw2A==

fol1: Health savings group only: balance (from HSA records kept at ROSCA)

f2670930 Location:

Summary Statistics: Mean 144.95049504950495; Max. 1805.0; Valid 202.0; Min. 0.0; StDev 227.65673628704278

Variable Format: numeric

Notes: UNF:6:xaw1rCO2J7acb3X7t8L5Ag==

fol1: Health savings group only: did you make a withdrawal?

f2670930 Location:

Summary Statistics: Max. 1.0; Mean 0.31999999999999995; Valid 150.0; StDev 0.4680388901411542; Min. 0.0;

Variable Format: numeric

Notes: UNF:6:E2r6wt5zJWfw6EJBBlgrjQ==

fol1: Health savings group only: total withdrawals

f2670930 Location:

Summary Statistics: Mean 154.66666666666669; Min. 0.0; StDev 144.2465481967131; Max. 700.0; Valid 51.0

Variable Format: numeric

Notes: UNF:6:rSY4U8NPxT0x+Rb7rkQ47w==

fol1: Health savings group only: reason for withdrawal = emergency

f2670930 Location:

Summary Statistics: Mean 0.8181818181818181; Valid 33.0; Max. 1.0; StDev 0.3916747259003201; Min. 0.0

Variable Format: numeric

Notes: UNF:6:5Otrd61EU6geYgFJ/VDGDg==

fol1: Health savings group only: reason for withdrawal = funeral

f2670930 Location:

Summary Statistics: Mean 0.0; Min. 0.0; Valid 33.0; StDev 0.0; Max. 0.0

Variable Format: numeric

Notes: UNF:6:ymeKIGZ5CbiJhD8qmCGGgA==

fol1: Health savings group only: reason for withdrawal = preventative health

f2670930 Location:

Summary Statistics: Min. 0.0; Mean 0.1818181818181818; StDev 0.3916747259003201; Max. 1.0; Valid 33.0;

Variable Format: numeric

Notes: UNF:6:VRVQcC8NeQG5X014EemNbg==

fol1: Health savings group only: reason for withdrawal = other

f2670930 Location:

Summary Statistics: Min. 0.0; Max. 0.0; StDev 0.0; Valid 33.0; Mean 0.0;

Variable Format: numeric

Notes: UNF:6:ymeKIGZ5CbiJhD8qmCGGgA==

fol 2: Safe box group only: do you still have the box?

f2670930 Location:

Summary Statistics: Mean 0.92; Valid 100.0; Min. 0.0; Max. 1.0; StDev 0.27265992434429087

Variable Format: numeric

Notes: UNF:6:SGJgOAy8OIEzn8qxNpcR9w==

fol 2: Safe box group only: Amount in box

f2670930 Location:

Summary Statistics: Valid 72.0; StDev 423.45470308331716; Max. 2500.0; Mean 310.875; Min. 15.0

Variable Format: numeric

Notes: UNF:6:rYPiusH6uRS3+heyhTEXDA==

fol 2: Safe box group only: Did you give the key away?

f2670930 Location:

Summary Statistics: StDev 0.0; Mean 0.0; Valid 89.0; Max. 0.0; Min. 0.0

Variable Format: numeric

Notes: UNF:6:UIAT1MA4QasY97678nn1Lw==

fol 2: Safe box group only: Did you give the box away?

f2670930 Location:

Summary Statistics: StDev 0.2182178902359924; Max. 1.0; Mean 0.9523809523809523; Min. 0.0; Valid 21.0;

Variable Format: numeric

Notes: UNF:6:cXkaAKJjjqcu2Mqszcsl1g==

fol 2: Safe box group only: Does your spouse know about the box?

f2670930 Location:

Summary Statistics: Max. 1.0; Valid 67.0; Mean 0.9253731343283582; StDev 0.26477164751518595; Min. 0.0;

Variable Format: numeric

Notes: UNF:6:g4EyPXrX4mlSPlMdZi2ILA==

fol 2: Safe box group only: Did somebody else contribute to the box?

f2670930 Location:

Summary Statistics: Max. 1.0; StDev 0.17953950048508052; Mean 0.03296703296703296; Min. 0.0; Valid 91.0;

Variable Format: numeric

Notes: UNF:6:mvNTLtACXFYtDB1Gat3jyA==

fol 2: Safe box group only: Can somebody else access the box?

f2670930 Location:

Summary Statistics: Mean 0.021739130434782608; Valid 92.0; StDev 0.1466295975972902; Min. 0.0; Max. 1.0;

Variable Format: numeric

Notes: UNF:6:T0ZCY/x6ynLZfb7voFVhVw==

fol 2: Safe box group only: Did the box help you save more?

f2670930 Location:

Summary Statistics: Max. 1.0; Min. 0.0; Valid 93.0; Mean 0.967741935483871; StDev 0.17764234361221234

Variable Format: numeric

Notes: UNF:6:NhE/bdM1XneuGz5rCcYejw==

fol 2: Safe box group only: Dummy for uses the box

f2670930 Location:

Summary Statistics: StDev 0.4546786483521376; Mean 0.712871287128713; Valid 101.0; Min. 0.0; Max. 1.0

Variable Format: numeric

Notes: UNF:6:npQtqW8wXqU/duiChWaG5A==

fol 2: Safe box group only: uses box to save for non-health item

f2670930 Location:

Summary Statistics: Max. 1.0; StDev 0.5027397465361704; Valid 91.0; Min. 0.0; Mean 0.4945054945054945

Variable Format: numeric

Notes: UNF:6:1pB7CZZwaZWl/A2Htw1upg==

fol 2: Safe box group only: has a goal

f2670930 Location:

Summary Statistics: Valid 53.0; Max. 1.0; Mean 1.0; StDev 0.0; Min. 1.0

Variable Format: numeric

Notes: UNF:6:COXt9GzFGyEJcTkNwFRkkA==

fol 2: Safe box group only: goal is for emergencies

f2670930 Location:

Summary Statistics: Min. 0.0; StDev 0.40943162132389443; Mean 0.20754716981132076; Max. 1.0; Valid 53.0;

Variable Format: numeric

Notes: UNF:6:HJP4/W7UH6BgU5hdGGKTgg==

fol 2: Safe box group only: goal is for business

f2670930 Location:

Summary Statistics: StDev 0.34181280577895956; Valid 53.0; Mean 0.1320754716981132; Max. 1.0; Min. 0.0

Variable Format: numeric

Notes: UNF:6:MbAymeB0va4ldWa2o7GS+Q==

fol 2: Safe box group only: goal is for school fees

f2670930 Location:

Summary Statistics: Max. 1.0; Mean 0.11320754716981134; Valid 53.0; StDev 0.31987842392976573; Min. 0.0;

Variable Format: numeric

Notes: UNF:6:fLS+p90KbbJDb6IcZQWiVQ==

fol 2: Safe box group only: goal is for a bednet

f2670930 Location:

Summary Statistics: StDev 0.3949977494378391; Mean 0.18867924528301888; Max. 1.0; Valid 53.0; Min. 0.0

Variable Format: numeric

Notes: UNF:6:otRJI9HMUjWBEl7WPtsveQ==

fol 2: Safe box group only: goal is for a latrine

f2670930 Location:

Summary Statistics: Min. 0.0; StDev 0.0; Max. 0.0; Valid 53.0; Mean 0.0;

Variable Format: numeric

Notes: UNF:6:UK3c4qExMndLWRYxcK9KOg==

fol 2: Safe box group only: goal is for a filter

f2670930 Location:

Summary Statistics: StDev 0.0; Max. 0.0; Valid 53.0; Mean 0.0; Min. 0.0;

Variable Format: numeric

Notes: UNF:6:UK3c4qExMndLWRYxcK9KOg==

fol 2: Safe box group only: goal is for another health product

f2670930 Location:

Summary Statistics: Max. 1.0; Valid 53.0; StDev 0.2666787612158107; Mean 0.07547169811320756; Min. 0.0

Variable Format: numeric

Notes: UNF:6:Bds8sAKJNfK97XgZEOwL+g==

fol 2: Safe box group only: goal is for a wedding

f2670930 Location:

Summary Statistics: StDev 0.0; Mean 0.0; Valid 53.0; Max. 0.0; Min. 0.0

Variable Format: numeric

Notes: UNF:6:UK3c4qExMndLWRYxcK9KOg==

fol 2: Safe box group only: goal is for an animal

f2670930 Location:

Summary Statistics: Valid 53.0; Max. 1.0; StDev 0.2666787612158107; Min. 0.0; Mean 0.07547169811320756

Variable Format: numeric

Notes: UNF:6:tbTcCTdJ9k5ysXPk0ylusQ==

fol 2: Safe box group only: goal is for farm inputs

f2670930 Location:

Summary Statistics: Valid 53.0; Mean 0.05660377358490563; Min. 0.0; StDev 0.23329531793437605; Max. 1.0;

Variable Format: numeric

Notes: UNF:6:4/43zDfEOcZMfoBX7rSRaQ==

fol 2: Safe box group only: goal is for general household expenses

f2670930 Location:

Summary Statistics: Mean 0.15094339622641512; Valid 53.0; Min. 0.0; Max. 1.0; StDev 0.36141955244320134

Variable Format: numeric

Notes: UNF:6:wtb5HW1KLX0SVaC/ZPeXhg==

fol 2: Safe box group only: goal is for home construction

f2670930 Location:

Summary Statistics: Max. 1.0; Mean 0.03773584905660378; Valid 53.0; Min. 0.0; StDev 0.19238024756109734

Variable Format: numeric

Notes: UNF:6:TxW13DLnM8N5Egjqp1O43w==

fol 2: Safe box group only: goal is for something else

f2670930 Location:

Summary Statistics: Min. 0.0; Max. 1.0; Mean 0.11320754716981135; StDev 0.31987842392976573; Valid 53.0

Variable Format: numeric

Notes: UNF:6:5fvldfdaaeYsfGlnML0CHw==

fol 2: Safe box group only: monetary value of withdrawals

f2670930 Location:

Summary Statistics: Valid 0.0; Mean NaN; StDev NaN; Max. NaN; Min. NaN;

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol 2: Safe box group only: total withdrawals are a lot

f2670930 Location:

Summary Statistics: Max. NaN; Valid 0.0; Min. NaN; Mean NaN; StDev NaN;

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol 2: Safe box group only: total withdrawals are a little

f2670930 Location:

Summary Statistics: StDev NaN; Valid 0.0; Mean NaN; Min. NaN; Max. NaN;

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol 2: Safe box group only: monetary value of deposits

f2670930 Location:

Summary Statistics: StDev NaN; Max. NaN; Min. NaN; Mean NaN; Valid 0.0;

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol 2: Safe box group only: total deposits are a lot

f2670930 Location:

Summary Statistics: Min. NaN; Mean NaN; StDev NaN; Max. NaN; Valid 0.0

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol 2: Safe box group only: total deposits are a little

f2670930 Location:

Summary Statistics: Max. NaN; StDev NaN; Valid 0.0; Mean NaN; Min. NaN;

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol 2: Safe box group only: box is locked

f2670930 Location:

Summary Statistics: StDev NaN; Mean NaN; Min. NaN; Max. NaN; Valid 0.0

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol 2: Lock box group only: do you still have the box?

f2670930 Location:

Summary Statistics: Max. 1.0; Valid 180.0; Min. 0.0; Mean 0.8666666666666666; StDev 0.3408828498449802;

Variable Format: numeric

Notes: UNF:6:lLUGm71plO0rSFbkmUbAqw==

fol 2: Lock box group only: Amount in box

f2670930 Location:

Summary Statistics: Valid 118.0; Mean 572.8050847457628; StDev 866.4150547822976; Max. 4000.0; Min. 8.0

Variable Format: numeric

Notes: UNF:6:k7/jbaPGL/L+C1ciq45j+w==

fol 2: Lock box group only: Did you give the box away?

f2670930 Location:

Summary Statistics: Min. 0.0; Valid 151.0; StDev 0.11470280245849339; Mean 0.9867549668874173; Max. 1.0;

Variable Format: numeric

Notes: UNF:6:SbbLnGUc5cO4WwrDn/5X8Q==

fol 2: Lock box group only: Does your spouse know about the box?

f2670930 Location:

Summary Statistics: Valid 117.0; StDev 0.30469361051139915; Mean 0.8974358974358975; Max. 1.0; Min. 0.0

Variable Format: numeric

Notes: UNF:6:IVK/Irexgut8AwcNB62CVw==

fol 2: Lock box group only: Did somebody else contribute to the box?

f2670930 Location:

Summary Statistics: Mean 0.05333333333333341; Min. 0.0; StDev 0.22545008425851165; Valid 150.0; Max. 1.0

Variable Format: numeric

Notes: UNF:6:RGNesaDZe9zgbltK35ZHYg==

fol 2: Lock box group only: Can somebody else access the box?

f2670930 Location:

Summary Statistics: StDev 0.26401627632862623; Min. 0.0; Mean 0.07482993197278913; Valid 147.0; Max. 1.0;

Variable Format: numeric

Notes: UNF:6:01/9EOggKtxCHpnrfHm+mQ==

fol 2: Lock box group only: Did the box help you save more?

f2670930 Location:

Summary Statistics: Mean 0.7926829268292681; StDev 0.4066262472871035; Valid 164.0; Min. 0.0; Max. 1.0;

Variable Format: numeric

Notes: UNF:6:E37zFfgzFfnZpWzd9R2rkA==

fol 2: Lock box group only: Called program officer to get box opened

f2670930 Location:

Summary Statistics: Valid 180.0; Mean 0.31111111111111117; StDev 0.46423949811244797; Min. 0.0; Max. 1.0;

Variable Format: numeric

Notes: UNF:6:ABqQguPfW6MbCt1mTc83wg==

fol 2: Lock box group only: Dummy for uses the box

f2670930 Location:

Summary Statistics: Min. 0.0; Mean 0.6555555555555556; Max. 1.0; StDev 0.4765122615881184; Valid 180.0

Variable Format: numeric

Notes: UNF:6:eyBEci2ROOYuxDgj6xassA==

fol 2: Lock box group only: uses box to save for non-health item

f2670930 Location:

Summary Statistics: Mean 0.24503311258278143; Min. 0.0; StDev 0.4315381391753383; Valid 151.0; Max. 1.0;

Variable Format: numeric

Notes: UNF:6:nbfvUEN1Ndar0QmYPw7WKg==

fol 2: Lock box group only: has a goal

f2670930 Location:

Summary Statistics: Valid 90.0; Mean 1.0; Max. 1.0; StDev 0.0; Min. 1.0

Variable Format: numeric

Notes: UNF:6:gBT9ErXJzz8n52YPxvHq7g==

fol 2: Lock box group only: goal is for emergencies

f2670930 Location:

Summary Statistics: Min. 0.0; Max. 1.0; StDev 0.2072349321509781; Valid 90.0; Mean 0.04444444444444445

Variable Format: numeric

Notes: UNF:6:48LjBfvZPF9nq3wxF9Zmeg==

fol 2: Lock box group only: goal is for business

f2670930 Location:

Summary Statistics: Max. 1.0; Mean 0.05555555555555558; Min. 0.0; StDev 0.2303446909615721; Valid 90.0

Variable Format: numeric

Notes: UNF:6:VaHmWJWKBQCzXag0mYhHxg==

fol 2: Lock box group only: goal is for school fees

f2670930 Location:

Summary Statistics: Max. 1.0; Valid 90.0; Min. 0.0; StDev 0.14823135407896965; Mean 0.022222222222222223

Variable Format: numeric

Notes: UNF:6:HdzS+GG4Jin0Pqa2nyeNQA==

fol 2: Lock box group only: goal is for a bednet

f2670930 Location:

Summary Statistics: Max. 1.0; Min. 0.0; Mean 0.3; StDev 0.4608248588800279; Valid 90.0

Variable Format: numeric

Notes: UNF:6:QaJFT9qoGhgTJ50E4oUpiQ==

fol 2: Lock box group only: goal is for a latrine

f2670930 Location:

Summary Statistics: StDev 0.14823135407896953; Min. 0.0; Valid 90.0; Mean 0.022222222222222223; Max. 1.0;

Variable Format: numeric

Notes: UNF:6:5Ll/Sw3IPNx5xj46mpZoOg==

fol 2: Lock box group only: goal is for a filter

f2670930 Location:

Summary Statistics: Valid 90.0; Min. 0.0; Max. 1.0; Mean 0.06666666666666667; StDev 0.2508412811213631

Variable Format: numeric

Notes: UNF:6:Fy7nXoVry3IjpYMDewZhCg==

fol 2: Lock box group only: goal is for another health product

f2670930 Location:

Summary Statistics: Max. 1.0; Valid 90.0; Mean 0.3555555555555555; Min. 0.0; StDev 0.481363025218432

Variable Format: numeric

Notes: UNF:6:RRDVeokRBSY+uOWgvAQTQw==

fol 2: Lock box group only: goal is for a wedding

f2670930 Location:

Summary Statistics: Valid 90.0; Max. 0.0; StDev 0.0; Mean 0.0; Min. 0.0;

Variable Format: numeric

Notes: UNF:6:KCvmvOoqCxYwvrr3gPyMJg==

fol 2: Lock box group only: goal is for an animal

f2670930 Location:

Summary Statistics: Min. 0.0; Valid 90.0; Mean 0.04444444444444445; StDev 0.20723493215097807; Max. 1.0

Variable Format: numeric

Notes: UNF:6:ytsu/uacSx+/IRGdw3O3QA==

fol 2: Lock box group only: goal is for farming inputs

f2670930 Location:

Summary Statistics: Mean 0.011111111111111108; Min. 0.0; Max. 1.0; StDev 0.10540925533894606; Valid 90.0;

Variable Format: numeric

Notes: UNF:6:l1DYEOid/UFYgsjHwGQarA==

fol 2: Lock box group only: goal is for household expenses

f2670930 Location:

Summary Statistics: Max. 1.0; Valid 90.0; Min. 0.0; Mean 0.1777777777777778; StDev 0.38446746411276234;

Variable Format: numeric

Notes: UNF:6:c3zt7PZmCGS9IGYsxluvXg==

fol 2: Lock box group only: goal is for home construction

f2670930 Location:

Summary Statistics: StDev 0.0; Mean 0.0; Valid 90.0; Min. 0.0; Max. 0.0;

Variable Format: numeric

Notes: UNF:6:KCvmvOoqCxYwvrr3gPyMJg==

fol 2: Lock box group only: goal is for something else

f2670930 Location:

Summary Statistics: StDev 0.18051113445691233; Min. 0.0; Max. 1.0; Mean 0.03333333333333332; Valid 90.0;

Variable Format: numeric

Notes: UNF:6:ZISih/QpThw7xZmo/81pWQ==

fol 2: Lock box group only: monetary value of withdrawals

f2670930 Location:

Summary Statistics: Min. NaN; Max. NaN; Mean NaN; Valid 0.0; StDev NaN;

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol 2: Lock box group only: total withdrawals are a lot

f2670930 Location:

Summary Statistics: Max. NaN; Min. NaN; Valid 0.0; StDev NaN; Mean NaN;

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol 2: Lock box group only: total withdrawals are a little

f2670930 Location:

Summary Statistics: Max. NaN; Min. NaN; Valid 0.0; Mean NaN; StDev NaN;

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol 2: Lock box group only: monetary value of deposits

f2670930 Location:

Summary Statistics: Min. NaN; Mean NaN; Valid 0.0; Max. NaN; StDev NaN

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol 2: Lock box group only: total deposits are a lot

f2670930 Location:

Summary Statistics: Mean NaN; Max. NaN; Min. NaN; StDev NaN; Valid 0.0

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol 2: Lock box group only: total deposits are a little

f2670930 Location:

Summary Statistics: Max. NaN; Mean NaN; StDev NaN; Min. NaN; Valid 0.0

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol 2: Lock box group only: box is locked

f2670930 Location:

Summary Statistics: StDev NaN; Max. NaN; Min. NaN; Mean NaN; Valid 0.0

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol 2: Health pot group only: contributes to pot

f2670930 Location:

Summary Statistics: Max. 1.0; Valid 113.0; StDev 0.45255280963884187; Mean 0.7168141592920354; Min. 0.0;

Variable Format: numeric

Notes: UNF:6:g/1un1+ZaSV5ya3ud62sGQ==

fol 2: Health pot group only: pot is received in-kind

f2670930 Location:

Summary Statistics: Max. 1.0; Min. 0.0; Mean 0.553191489361702; Valid 47.0; StDev 0.5025375018797695

Variable Format: numeric

Notes: UNF:6:TRJNuRGYjoGRRK4k0CQbjA==

fol 2: Health pot group only: health pot helped you to save more

f2670930 Location:

Summary Statistics: Valid 75.0; Min. 0.0; Mean 0.9866666666666667; StDev 0.11547005383792536; Max. 1.0

Variable Format: numeric

Notes: UNF:6:P3zo+oIsDmhNyXCBdTwHsQ==

fol 2: Health pot group only: has received health pot

f2670930 Location:

Summary Statistics: Max. 1.0; Valid 80.0; Mean 0.575; StDev 0.4974619125424373; Min. 0.0

Variable Format: numeric

Notes: UNF:6:3wN0BLNGy68yvv+7H4AmmA==

fol 2: Health pot group only: did fellow ROSCA members encourage you to buy the

f2670930 Location:

Summary Statistics: Max. 1.0; Mean 0.36170212765957444; Valid 47.0; Min. 0.0; StDev 0.4856878544414058

Variable Format: numeric

Notes: UNF:6:p0XLhN8FK5Y1dLGl5fOftA==

fol 2: Health pot group only: did fellow ROSCA members accompany you to buy the

f2670930 Location:

Summary Statistics: Max. 1.0; Mean 0.12765957446808512; Min. 0.0; Valid 47.0; StDev 0.3373181491782386;

Variable Format: numeric

Notes: UNF:6:3DyYAJx5bTCpwzM/NkJ+Og==

fol 2: Health savings group only: did you deposit into health savings account?

f2670930 Location:

Summary Statistics: Min. 0.0; Valid 155.0; Mean 0.9741935483870968; Max. 1.0; StDev 0.1590714573062528;

Variable Format: numeric

Notes: UNF:6:HYiwnkv+jwET1kDUoIwqXw==

fol 2: Health savings group only: did the health savings account help you to sav

f2670930 Location:

Summary Statistics: Valid 142.0; Min. 0.0; Mean 0.9154929577464789; StDev 0.27913132084432235; Max. 1.0

Variable Format: numeric

Notes: UNF:6:WnUUQlDnedQfgjMepcLRDQ==

fol 2: Health savings group only: number of deposits (from HSA records kept at R

f2670930 Location:

Summary Statistics: Mean 6.497652582159626; Valid 213.0; Max. 50.0; Min. 0.0; StDev 7.6803009554003765

Variable Format: numeric

Notes: UNF:6:Lr5N+QWeMlkHa060rL3mKg==

fol 2: Health savings group only: amount deposited (from HSA records kept at ROS

f2670930 Location:

Summary Statistics: Valid 213.0; Max. 3780.0; Mean 222.34272300469482; StDev 383.75471222735655; Min. 0.0

Variable Format: numeric

Notes: UNF:6:qG6SZuWVH1gOqlSY6oXJKw==

fol 2: Health savings group only: average withdrawal size (from HSA records kept

f2670930 Location:

Summary Statistics: Valid 24.0; StDev 100.01825934302221; Max. 450.0; Min. 36.66666793823242; Mean 197.2569448153178

Variable Format: numeric

Notes: UNF:6:XYW+H+wWlT46dyDa/5B4Uw==

fol 2: Health savings group only: made withdrawal (from HSA records kept at ROSC

f2670930 Location:

Summary Statistics: Valid 172.0; Max. 1.0; StDev 0.3475155160042923; Mean 0.13953488372093026; Min. 0.0

Variable Format: numeric

Notes: UNF:6:u6Uhkx5cuTy9IEO2mn9wEw==

fol 2: Health savings group only: balance (from HSA records kept at ROSCA)

f2670930 Location:

Summary Statistics: Max. 3780.0; Min. 0.0; Mean 192.02870813397132; StDev 375.0168062115503; Valid 209.0;

Variable Format: numeric

Notes: UNF:6:EUPtt1zvmDf0E6pd1WU3eg==

fol 2: Health savings group only: did you make a withdrawal?

f2670930 Location:

Summary Statistics: Mean 0.4829931972789115; Valid 147.0; StDev 0.5014191025397439; Min. 0.0; Max. 1.0;

Variable Format: numeric

Notes: UNF:6:JbHfwATymHno5a0BcvTRZA==

fol 2: Health savings group only: total withdrawals

f2670930 Location:

Summary Statistics: Min. 20.0; Mean 307.9285714285714; StDev 368.0653423962815; Max. 2000.0; Valid 70.0;

Variable Format: numeric

Notes: UNF:6:vU3yFp8dMmVt2iqREK8hwQ==

fol 2: Health savings group only: reason for withdrawal = emergency

f2670930 Location:

Summary Statistics: StDev 0.4342769752451427; Mean 0.7543859649122807; Max. 1.0; Min. 0.0; Valid 57.0

Variable Format: numeric

Notes: UNF:6:Q3TIxDrHMvXkZnHSV12vWA==

fol 2: Health savings group only: reason for withdrawal = funeral

f2670930 Location:

Summary Statistics: Mean 0.035087719298245605; Valid 57.0; StDev 0.18563715383027588; Max. 1.0; Min. 0.0

Variable Format: numeric

Notes: UNF:6:Do9JyImUraSix5XV/lEjDg==

fol 2: Health savings group only: reason for withdrawal = preventative health

f2670930 Location:

Summary Statistics: Valid 57.0; Mean 0.21052631578947367; StDev 0.41130637283031113; Max. 1.0; Min. 0.0

Variable Format: numeric

Notes: UNF:6:PUIP3WTVD8wv6AjtIItW4g==

fol 2: Health savings group only: reason for withdrawal = other

f2670930 Location:

Summary Statistics: Mean 0.017543859649122792; StDev 0.13245323570650439; Valid 57.0; Min. 0.0; Max. 1.0;

Variable Format: numeric

Notes: UNF:6:Q+5BChX+Xw6SOP6DpoHhqw==

fol 3: Safe box group only: do you still have the box?

f2670930 Location:

Summary Statistics: Valid 71.0; Mean 0.7323943661971831; StDev 0.44586181327765173; Min. 0.0; Max. 1.0

Variable Format: numeric

Notes: UNF:6:GEcVsWwdINrqKqtTHI9aaw==

fol 3: Safe box group only: Amount in box

f2670930 Location:

Summary Statistics: Max. 3235.0; Mean 619.9354838709677; StDev 911.3523992939969; Valid 31.0; Min. 3.0;

Variable Format: numeric

Notes: UNF:6:3TQdWykkEauIL/qYjFpTAQ==

fol 3: Safe box group only: Did you give the key away?

f2670930 Location:

Summary Statistics: Min. 1.0; Valid 42.0; StDev 0.0; Mean 1.0; Max. 1.0;

Variable Format: numeric

Notes: UNF:6:DFSzuTOMKa2+9pZf1sKCoQ==

fol 3: Safe box group only: Did you give the box away?

f2670930 Location:

Summary Statistics: Mean 0.0; StDev 0.0; Max. 0.0; Min. 0.0; Valid 50.0

Variable Format: numeric

Notes: UNF:6:8fgk5/o0wVAdGNUm48DWaA==

fol 3: Safe box group only: Does your spouse know about the box?

f2670930 Location:

Summary Statistics: StDev 0.2971017571861747; Max. 1.0; Mean 0.9047619047619048; Valid 42.0; Min. 0.0;

Variable Format: numeric

Notes: UNF:6:Jdh2u8BQqZueKJKYupwEyA==

fol 3: Safe box group only: Did somebody else contribute to the box?

f2670930 Location:

Summary Statistics: Mean 0.06666666666666668; Max. 1.0; Valid 45.0; StDev 0.25226248955475644; Min. 0.0

Variable Format: numeric

Notes: UNF:6:RSXPbvvDcTYQPhYsZsby8g==

fol 3: Safe box group only: Can somebody else access the box?

f2670930 Location:

Summary Statistics: Min. 0.0; Valid 45.0; StDev 0.149071198499986; Max. 1.0; Mean 0.022222222222222223;

Variable Format: numeric

Notes: UNF:6:REbzTiLwVSN63UgQdjW3wQ==

fol 3: Safe box group only: Did the box help you save more?

f2670930 Location:

Summary Statistics: Min. 0.0; Mean 0.826086956521739; StDev 0.38181153878699803; Valid 69.0; Max. 1.0

Variable Format: numeric

Notes: UNF:6:+0m1/SgGb2N5Oy/W892/uQ==

fol 3: Safe box group only: Dummy for uses the box

f2670930 Location:

Summary Statistics: Min. 0.0; Max. 1.0; Valid 71.0; Mean 0.43661971830985924; StDev 0.49949672860925515

Variable Format: numeric

Notes: UNF:6:2kHp4SAaUjAfIQPOH9AOYg==

fol 3: Safe box group only: uses box to save for non-health item

f2670930 Location:

Summary Statistics: Min. NaN; Mean NaN; StDev NaN; Max. NaN; Valid 0.0;

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol 3: Safe box group only: has a goal

f2670930 Location:

Summary Statistics: Max. 1.0; Valid 32.0; Min. 0.0; StDev 0.24593468841898236; Mean 0.9375

Variable Format: numeric

Notes: UNF:6:ohp6+kR4JOLypf8HcVy7lQ==

fol 3: Safe box group only: goal is for emergencies

f2670930 Location:

Summary Statistics: Min. 0.0; StDev 0.466091599699399; Mean 0.7; Valid 30.0; Max. 1.0

Variable Format: numeric

Notes: UNF:6:HGp+U70Y0DViKO+eyzatLg==

fol 3: Safe box group only: goal is for business

f2670930 Location:

Summary Statistics: Min. 0.0; Mean 0.13333333333333336; Valid 30.0; Max. 1.0; StDev 0.3457459036417605

Variable Format: numeric

Notes: UNF:6:I1xAvGDAAuR6KY6lKoh8Qw==

fol 3: Safe box group only: goal is for school fees

f2670930 Location:

Summary Statistics: Min. 0.0; Max. 1.0; Mean 0.2333333333333333; Valid 30.0; StDev 0.4301830671520763;

Variable Format: numeric

Notes: UNF:6:5opbN8lZi8yZZfy/H3uxUw==

fol 3: Safe box group only: goal is for a bednet

f2670930 Location:

Summary Statistics: Min. 0.0; Max. 0.0; Valid 30.0; Mean 0.0; StDev 0.0

Variable Format: numeric

Notes: UNF:6:vSzuSpqKtooZY6evMPEnog==

fol 3: Safe box group only: goal is for a latrine

f2670930 Location:

Summary Statistics: Mean 0.0; StDev 0.0; Max. 0.0; Valid 30.0; Min. 0.0;

Variable Format: numeric

Notes: UNF:6:vSzuSpqKtooZY6evMPEnog==

fol 3: Safe box group only: goal is for a filter

f2670930 Location:

Summary Statistics: StDev 0.0; Mean 0.0; Valid 30.0; Min. 0.0; Max. 0.0

Variable Format: numeric

Notes: UNF:6:vSzuSpqKtooZY6evMPEnog==

fol 3: Safe box group only: goal is for another health product

f2670930 Location:

Summary Statistics: Valid 30.0; Max. 1.0; StDev 0.4068381021724863; Mean 0.2; Min. 0.0

Variable Format: numeric

Notes: UNF:6:NvzLdxEgpcq0oPZyp9DdUg==

fol 3: Safe box group only: goal is for a wedding

f2670930 Location:

Summary Statistics: Min. 0.0; Mean 0.0; Valid 30.0; StDev 0.0; Max. 0.0

Variable Format: numeric

Notes: UNF:6:vSzuSpqKtooZY6evMPEnog==

fol 3: Safe box group only: goal is for an animal

f2670930 Location:

Summary Statistics: Min. NaN; Max. NaN; Valid 0.0; StDev NaN; Mean NaN;

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol 3: Safe box group only: goal is for farm inputs

f2670930 Location:

Summary Statistics: StDev NaN; Mean NaN; Min. NaN; Max. NaN; Valid 0.0;

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol 3: Safe box group only: goal is for general household expenses

f2670930 Location:

Summary Statistics: StDev NaN; Max. NaN; Min. NaN; Valid 0.0; Mean NaN

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol 3: Safe box group only: goal is for home construction

f2670930 Location:

Summary Statistics: Mean NaN; Min. NaN; Max. NaN; Valid 0.0; StDev NaN

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol 3: Safe box group only: goal is for something else

f2670930 Location:

Summary Statistics: Min. 0.0; Mean 0.13333333333333333; StDev 0.34574590364176044; Max. 1.0; Valid 30.0

Variable Format: numeric

Notes: UNF:6:Gj+kaVt9ooY8oAwsLKQxkg==

fol 3: Safe box group only: monetary value of withdrawals

f2670930 Location:

Summary Statistics: StDev 2042.6511032018575; Mean 2043.5294117647059; Max. 10500.0; Valid 34.0; Min. 0.0;

Variable Format: numeric

Notes: UNF:6:KUb2EDHbXZn3WwZ/krIXhw==

fol 3: Safe box group only: total withdrawals are a lot

f2670930 Location:

Summary Statistics: Min. 0.0; StDev 0.27735009811261463; Valid 13.0; Max. 1.0; Mean 0.9230769230769231;

Variable Format: numeric

Notes: UNF:6:7e2npvWda9B1pV1BMQ2TFQ==

fol 3: Safe box group only: total withdrawals are a little

f2670930 Location:

Summary Statistics: Mean 0.07692307692307696; Valid 13.0; Max. 1.0; Min. 0.0; StDev 0.2773500981126146

Variable Format: numeric

Notes: UNF:6:ber1TVP+a8znmfkZviBbWw==

fol 3: Safe box group only: monetary value of deposits

f2670930 Location:

Summary Statistics: Mean 3902.702702702703; Max. 40000.0; StDev 7003.66874044067; Valid 37.0; Min. 100.0;

Variable Format: numeric

Notes: UNF:6:oPJ8jpalljUsLPeiFTqofw==

fol 3: Safe box group only: total deposits are a lot

f2670930 Location:

Summary Statistics: Max. 1.0; StDev 0.37553380809940534; Valid 13.0; Mean 0.8461538461538461; Min. 0.0;

Variable Format: numeric

Notes: UNF:6:Vv5llAaoPDWTsvoqgKYP6A==

fol 3: Safe box group only: total deposits are a little

f2670930 Location:

Summary Statistics: Mean 0.15384615384615385; Min. 0.0; Valid 13.0; Max. 1.0; StDev 0.37553380809940534

Variable Format: numeric

Notes: UNF:6:HVhs+923XD2hyOsJyFZhBA==

fol 3: Safe box group only: box is locked

f2670930 Location:

Summary Statistics: Min. 0.0; Mean 0.7045454545454546; Max. 1.0; Valid 44.0; StDev 0.46152152080364023

Variable Format: numeric

Notes: UNF:6:k/1Nn+r6NK4jUzhEtBK13g==

fol 3: Lock box group only: do you still have the box?

f2670930 Location:

Summary Statistics: Min. 0.0; Valid 101.0; StDev 0.4868569635635268; Mean 0.6237623762376238; Max. 1.0

Variable Format: numeric

Notes: UNF:6:pG17KpTIw7H+IT+4z5IFmw==

fol 3: Lock box group only: Amount in box

f2670930 Location:

Summary Statistics: Max. 12000.0; Valid 34.0; Mean 827.9411764705885; Min. 10.0; StDev 2137.217561579974

Variable Format: numeric

Notes: UNF:6:fTUpaHyu0ro+JXdMAQ7IUg==

fol 3: Lock box group only: Dummy for refusing the key when offered

f2670930 Location:

Summary Statistics: Min. NaN; StDev NaN; Max. NaN; Mean NaN; Valid 0.0

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol 3: Lock box group only: Did you give the box away?

f2670930 Location:

Summary Statistics: Mean 0.0; Valid 63.0; Min. 0.0; StDev 0.0; Max. 0.0

Variable Format: numeric

Notes: UNF:6:yQyFW1O+0Sc1wUDD8pKmOg==

fol 3: Lock box group only: Does your spouse know about the box?

f2670930 Location:

Summary Statistics: Mean 0.9215686274509804; Valid 51.0; Max. 1.0; StDev 0.27152438232335313; Min. 0.0;

Variable Format: numeric

Notes: UNF:6:W+D1Gw/58T13d9afnXRwmw==

fol 3: Lock box group only: Did somebody else contribute to the box?

f2670930 Location:

Summary Statistics: Mean 0.08064516129032259; Min. 0.0; StDev 0.2745122110081745; Max. 1.0; Valid 62.0;

Variable Format: numeric

Notes: UNF:6:FrQNhn9epiEV2d7Oxd9Ojw==

fol 3: Lock box group only: Can somebody else access the box?

f2670930 Location:

Summary Statistics: StDev 0.0; Max. 0.0; Valid 61.0; Min. 0.0; Mean 0.0;

Variable Format: numeric

Notes: UNF:6:YIlnjpuf07sCXQOhxdNmkA==

fol 3: Lock box group only: Did the box help you save more?

f2670930 Location:

Summary Statistics: Min. 0.0; Max. 1.0; Valid 99.0; StDev 0.4887942413208056; Mean 0.6161616161616161

Variable Format: numeric

Notes: UNF:6:qi4D0rodot5AYnOxqKZ47w==

fol 3: Lock box group only: Dummy for uses the box

f2670930 Location:

Summary Statistics: Valid 102.0; Max. 1.0; StDev 0.47373245850820084; Mean 0.3333333333333334; Min. 0.0

Variable Format: numeric

Notes: UNF:6:ZB5hld/PH6oG6K0LZfzK8w==

fol 3: Lock box group only: uses box to save for non-health item

f2670930 Location:

Summary Statistics: Mean NaN; Max. NaN; StDev NaN; Min. NaN; Valid 0.0;

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol 3: Lock box group only: has a goal

f2670930 Location:

Summary Statistics: Max. 1.0; Min. 0.0; StDev 0.4375949744936837; Valid 48.0; Mean 0.75

Variable Format: numeric

Notes: UNF:6:4iMh22Byjq0Ct0ZS2yGDMA==

fol 3: Lock box group only: goal is for emergencies

f2670930 Location:

Summary Statistics: Valid 36.0; Mean 0.6944444444444444; Max. 1.0; Min. 0.0; StDev 0.4671765921511567

Variable Format: numeric

Notes: UNF:6:fLQRig0Hhs+StJRJOxvxuQ==

fol 3: Lock box group only: goal is for business

f2670930 Location:

Summary Statistics: Max. 1.0; Min. 0.0; Valid 36.0; Mean 0.11111111111111109; StDev 0.3187276291558383;

Variable Format: numeric

Notes: UNF:6:uHtDFx3VO5bEZ7YjGlrklQ==

fol 3: Lock box group only: goal is for school fees

f2670930 Location:

Summary Statistics: StDev 0.3507361872061008; Mean 0.13888888888888892; Valid 36.0; Min. 0.0; Max. 1.0

Variable Format: numeric

Notes: UNF:6:R/oJgw7ochYhVwikEDWS0A==

fol 3: Lock box group only: goal is for a bednet

f2670930 Location:

Summary Statistics: Min. 0.0; StDev 0.0; Max. 0.0; Valid 36.0; Mean 0.0;

Variable Format: numeric

Notes: UNF:6:iweyNHoVvMKnNSnCCR/PAQ==

fol 3: Lock box group only: goal is for a latrine

f2670930 Location:

Summary Statistics: Mean 0.0; Min. 0.0; StDev 0.0; Valid 36.0; Max. 0.0

Variable Format: numeric

Notes: UNF:6:iweyNHoVvMKnNSnCCR/PAQ==

fol 3: Lock box group only: goal is for a filter

f2670930 Location:

Summary Statistics: Min. 0.0; Valid 36.0; Max. 1.0; Mean 0.02777777777777777; StDev 0.16666666666666666;

Variable Format: numeric

Notes: UNF:6:o4Rpcfc2eaW+OLFcMuE7xg==

fol 3: Lock box group only: goal is for another health product

f2670930 Location:

Summary Statistics: StDev 0.3187276291558383; Valid 36.0; Min. 0.0; Max. 1.0; Mean 0.11111111111111106

Variable Format: numeric

Notes: UNF:6:9gZVmmwwHXXuWflwYNoIYw==

fol 3: Lock box group only: goal is for a wedding

f2670930 Location:

Summary Statistics: Mean 0.0; Max. 0.0; Valid 36.0; StDev 0.0; Min. 0.0

Variable Format: numeric

Notes: UNF:6:iweyNHoVvMKnNSnCCR/PAQ==

fol 3: Lock box group only: goal is for an animal

f2670930 Location:

Summary Statistics: Max. NaN; Mean NaN; Min. NaN; StDev NaN; Valid 0.0;

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol 3: Lock box group only: goal is for farming inputs

f2670930 Location:

Summary Statistics: Max. NaN; Min. NaN; Valid 0.0; StDev NaN; Mean NaN

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol 3: Lock box group only: goal is for household expenses

f2670930 Location:

Summary Statistics: StDev NaN; Max. NaN; Mean NaN; Min. NaN; Valid 0.0;

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol 3: Lock box group only: goal is for home construction

f2670930 Location:

Summary Statistics: StDev NaN; Valid 0.0; Max. NaN; Mean NaN; Min. NaN

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol 3: Lock box group only: goal is for something else

f2670930 Location:

Summary Statistics: StDev 0.43915503282683993; Max. 1.0; Valid 36.0; Min. 0.0; Mean 0.25;

Variable Format: numeric

Notes: UNF:6:9SWgrK3T+xCUqvIe6wxymQ==

fol 3: Lock box group only: monetary value of withdrawals

f2670930 Location:

Summary Statistics: Valid 44.0; Mean 2024.5; StDev 2349.4886281813515; Max. 10000.0; Min. 0.0

Variable Format: numeric

Notes: UNF:6:K2Vq3P+JA8fAl4g/v5SJdA==

fol 3: Lock box group only: total withdrawals are a lot

f2670930 Location:

Summary Statistics: StDev 0.5016313257045503; Valid 18.0; Mean 0.6111111111111112; Min. 0.0; Max. 1.0

Variable Format: numeric

Notes: UNF:6:WV/j9do+acDXjQKNHdsHLg==

fol 3: Lock box group only: total withdrawals are a little

f2670930 Location:

Summary Statistics: Mean 0.3888888888888889; Min. 0.0; Valid 18.0; Max. 1.0; StDev 0.5016313257045503

Variable Format: numeric

Notes: UNF:6:iZHkA28aRzCUsyhqt8YCuA==

fol 3: Lock box group only: monetary value of deposits

f2670930 Location:

Summary Statistics: Min. 10.0; Max. 30000.0; Mean 2909.1395348837204; StDev 4927.991494568821; Valid 43.0

Variable Format: numeric

Notes: UNF:6:9cMRXRyaL7eeoTihTtp1Rg==

fol 3: Lock box group only: total deposits are a lot

f2670930 Location:

Summary Statistics: Valid 19.0; Max. 1.0; Mean 0.631578947368421; StDev 0.49559462778335206; Min. 0.0

Variable Format: numeric

Notes: UNF:6:74rQDpaJ5jeyjSNKgBJRIQ==

fol 3: Lock box group only: total deposits are a little

f2670930 Location:

Summary Statistics: Max. 1.0; Mean 0.5833333333333333; StDev 0.5149286505444373; Min. 0.0; Valid 12.0

Variable Format: numeric

Notes: UNF:6:jhvVLlli8oyh/xPUrfutLQ==

fol 3: Lock box group only: box is locked

f2670930 Location:

Summary Statistics: Valid 53.0; Min. 0.0; Mean 0.7547169811320755; StDev 0.4343722427630692; Max. 1.0

Variable Format: numeric

Notes: UNF:6:ih5w1wcTfNAlF4AgRvGiqQ==

fol 3: Health pot group only: contributes to pot

f2670930 Location:

Summary Statistics: StDev 0.39444277960558327; Min. 0.0; Valid 48.0; Max. 1.0; Mean 0.8125;

Variable Format: numeric

Notes: UNF:6:cZ3Lu/qbrQPmnu3bcrHpMg==

fol 3: Health pot group only: pot is received in-kind

f2670930 Location:

Summary Statistics: Min. 0.0; Mean 0.6486486486486487; Max. 1.0; StDev 0.48397751418246115; Valid 37.0

Variable Format: numeric

Notes: UNF:6:CBgkgYIwF7e094v1edI6jQ==

fol 3: Health pot group only: health pot helped you to save more

f2670930 Location:

Summary Statistics: StDev 0.16012815380508713; Max. 1.0; Valid 39.0; Mean 0.9743589743589743; Min. 0.0

Variable Format: numeric

Notes: UNF:6:nAHsjLOj8MpUccPT6b86iw==

fol 3: Health pot group only: has received health pot

f2670930 Location:

Summary Statistics: Valid 38.0; Mean 0.9473684210526315; StDev 0.2262942859214142; Min. 0.0; Max. 1.0

Variable Format: numeric

Notes: UNF:6:zQve+Lsjqhc4roBqifG1nw==

fol 3: Health pot group only: started a new health pot (follow-up 3 only)

f2670930 Location:

Summary Statistics: StDev 0.503939284299098; Valid 60.0; Min. 0.0; Max. 1.0; Mean 0.4833333333333333

Variable Format: numeric

Notes: UNF:6:ayMK67eyqpFpp1jrqUGP3w==

fol 3: Health pot group only: did fellow ROSCA members encourage you to buy the

f2670930 Location:

Summary Statistics: Min. NaN; StDev NaN; Mean NaN; Max. NaN; Valid 0.0

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol 3: Health pot group only: did fellow ROSCA members accompany you to buy the

f2670930 Location:

Summary Statistics: Mean NaN; Valid 0.0; StDev NaN; Max. NaN; Min. NaN;

Variable Format: numeric

Notes: UNF:6:u2QWSd4pl8rGNTllOhYHcQ==

fol 3: Health savings group only: did you deposit into health savings account?

f2670930 Location:

Summary Statistics: Valid 76.0; Min. 0.0; Max. 1.0; Mean 0.5263157894736843; StDev 0.5026246899500345

Variable Format: numeric

Notes: UNF:6:R5hJ1dAUFEN2CaWzFA6mwQ==

fol 3: Health savings group only: did the health savings account help you to sav

f2670930 Location:

Summary Statistics: Mean 0.8409090909090909; Max. 1.0; Valid 44.0; StDev 0.36998942902446824; Min. 0.0

Variable Format: numeric

Notes: UNF:6:FHROTyxI81LfcNwerQvP7g==

fol 3: Health savings group only: number of deposits (from HSA records kept at R

f2670930 Location:

Summary Statistics: Max. 70.0; Valid 213.0; Min. 0.0; StDev 10.441905733179036; Mean 7.934272300469481

Variable Format: numeric

Notes: UNF:6:F6TChg/uXNm2i0bg+Z1K2g==

fol 3: Health savings group only: amount deposited (from HSA records kept at ROS

f2670930 Location:

Summary Statistics: Max. 4985.0; Valid 213.0; Min. 0.0; StDev 535.6690301888339; Mean 288.9624413145541;

Variable Format: numeric

Notes: UNF:6:yiPn1VZ1F9pUsoA7tMN9sQ==

fol 3: Health savings group only: average withdrawal size (from HSA records kept

f2670930 Location:

Summary Statistics: StDev 593.8648980634078; Mean 309.4345241274152; Max. 3300.0; Valid 28.0; Min. 36.66666793823242

Variable Format: numeric

Notes: UNF:6:g/dkZRB42MFUjVn0ZpRJvg==

fol 3: Health savings group only: made withdrawal (from HSA records kept at ROSC

f2670930 Location:

Summary Statistics: Min. 0.0; Valid 172.0; Max. 1.0; Mean 0.16279069767441862; StDev 0.37025248588601484

Variable Format: numeric

Notes: UNF:6:tZrIBguzcGhF/zfPovyzSQ==

fol 3: Health savings group only: balance (from HSA records kept at ROSCA)

f2670930 Location:

Summary Statistics: Min. 0.0; Mean 252.50828729281767; Max. 3780.0; Valid 181.0; StDev 442.63474557076387

Variable Format: numeric

Notes: UNF:6:VZH4y2s3UnYSSugzYDUEAA==

fol 3: Health savings group only: did you make a withdrawal?

f2670930 Location:

Summary Statistics: StDev 0.4414814484488266; Mean 0.7441860465116279; Max. 1.0; Min. 0.0; Valid 43.0;

Variable Format: numeric

Notes: UNF:6:KF42v7s2r5FA4NIZBOnR4w==

fol 3: Health savings group only: total withdrawals

f2670930 Location:

Summary Statistics: Min. 70.0; StDev 907.2498655543505; Valid 32.0; Max. 5000.0; Mean 595.9375

Variable Format: numeric

Notes: UNF:6:9lHTHABF9A5Dn1UnvSkE2w==

fol 3: Health savings group only: reason for withdrawal = emergency

f2670930 Location:

Summary Statistics: Valid 32.0; Mean 0.78125; StDev 0.42001344064515445; Max. 1.0; Min. 0.0;

Variable Format: numeric

Notes: UNF:6:onHAsJ8ln6IPTeXQai45UQ==

fol 3: Health savings group only: reason for withdrawal = funeral

f2670930 Location:

Summary Statistics: Min. 0.0; Mean 0.03125; Valid 32.0; StDev 0.1767766952966369; Max. 1.0;

Variable Format: numeric

Notes: UNF:6:fakGrh0SjUHRvZhXrfQBGw==

fol 3: Health savings group only: reason for withdrawal = preventative health

f2670930 Location:

Summary Statistics: StDev 0.24593468841898236; Valid 32.0; Max. 1.0; Mean 0.0625; Min. 0.0

Variable Format: numeric

Notes: UNF:6:Wn8zzWQEXJxEWz9ZEchn/g==

fol 3: Health savings group only: reason for withdrawal = other

f2670930 Location:

Summary Statistics: Min. 0.0; StDev 0.36890203262847354; Mean 0.15625; Valid 32.0; Max. 1.0

Variable Format: numeric

Notes: UNF:6:mcYYpI05iHBfWan0gmj01g==

For everyone: on a scale of 1-5, how obligated are you to give cash to somebody

f2670930 Location:

Summary Statistics: StDev 1.342992601556924; Mean 2.35014409221902; Valid 694.0; Max. 5.0; Min. 1.0;

Variable Format: numeric

Notes: UNF:6:uSWktFFRIHjOywgS+CjByg==

For safe box group only: on a scale of 1-5, how obligated are you to give cash w

f2670930 Location:

Summary Statistics: StDev 1.4571720596507463; Valid 114.0; Min. 1.0; Max. 5.0; Mean 2.5701754385964914

Variable Format: numeric

Notes: UNF:6:OERlm96PxLqcJw/T2Es+gA==

For safe box group only: on a scale of 1-5, how obligated are you to give cash w

f2670930 Location:

Summary Statistics: StDev 1.200596587764715; Mean 4.308510638297872; Min. 1.0; Valid 94.0; Max. 5.0;

Variable Format: numeric

Notes: UNF:6:daTMnuSPd/LLzTbbqqexXA==

For lock box group only: on a scale of 1-5, how obligated are you to give cash w

f2670930 Location:

Summary Statistics: Mean 2.1804123711340204; StDev 1.2728442448139559; Valid 194.0; Max. 5.0; Min. 1.0

Variable Format: numeric

Notes: UNF:6:+96Woqf1+eFsxTHv0e36hQ==

For lock box group only: on a scale of 1-5, how obligated are you to give cash w

f2670930 Location:

Summary Statistics: Valid 177.0; Max. 5.0; StDev 0.8860689196993163; Mean 4.519774011299435; Min. 1.0;

Variable Format: numeric

Notes: UNF:6:bAPfhSQ+MVHteV9/jr+SLQ==

For lock box group only: did you talk about box with fellow members?

f2670930 Location:

Summary Statistics: Valid 144.0; StDev 0.4978098887272985; Min. 0.0; Mean 0.4375; Max. 1.0;

Variable Format: numeric

Notes: UNF:6:R+qjLx8neM7XZGq2/w9FlA==

For safe box group only: why didn't you get the box on your own? Answer: too exp

f2670930 Location:

Summary Statistics: Mean 0.06896551724137931; Min. 0.0; StDev 0.2556085937053831; Max. 1.0; Valid 58.0;

Variable Format: numeric

Notes: UNF:6:NmycIPcQN1pYHZRA8x8pwg==

For safe box group only: why didn't you get the box on your own? Answer: never t

f2670930 Location:

Summary Statistics: Valid 58.0; Mean 0.896551724137931; Max. 1.0; StDev 0.30720329701800003; Min. 0.0;

Variable Format: numeric

Notes: UNF:6:rLBi6FLynwPC7FXPYLkq6g==

For safe box group only: why didn't you get the box on your own? Answer: worried

f2670930 Location:

Summary Statistics: Min. 0.0; Valid 58.0; StDev 0.13130643285972257; Max. 1.0; Mean 0.017241379310344827

Variable Format: numeric

Notes: UNF:6:pnKvSfmYRKQbZnTOKKUwCQ==

For safe box group only: why didn't you get the box on your own? Answer: already

f2670930 Location:

Summary Statistics: Max. 1.0; Valid 58.0; StDev 0.1840592240099195; Mean 0.034482758620689655; Min. 0.0

Variable Format: numeric

Notes: UNF:6:rGcH1BT6bYHj+Uey1wtsHw==

For safe box group only: why didn't you get the box on your own? Answer: other

f2670930 Location:

Summary Statistics: Max. 1.0; Mean 0.03448275862068967; Min. 0.0; StDev 0.18405922400991945; Valid 58.0

Variable Format: numeric

Notes: UNF:6:UvmGC8PdfmMK9GU+/yCVcA==

For safe box group only: does the box make it easier to say no to requests from

f2670930 Location:

Summary Statistics: Valid 69.0; Min. 0.0; Mean 0.7246376811594202; StDev 0.44996921368592796; Max. 1.0;

Variable Format: numeric

Notes: UNF:6:lqurwNKJE+lWnolAuS/PLg==

For safe box group only: does the box make it easier to say no to requests from

f2670930 Location:

Summary Statistics: Valid 50.0; Mean 0.33999999999999997; StDev 0.4785181206984066; Min. 0.0; Max. 1.0;

Variable Format: numeric

Notes: UNF:6:KG5DjQatvQL3ACUklL2GMQ==

For safe box group only: why does the box help? Money is out of sight

f2670930 Location:

Summary Statistics: Valid 53.0; Max. 1.0; Mean 0.41509433962264153; StDev 0.4974536029447657; Min. 0.0;

Variable Format: numeric

Notes: UNF:6:IuXbkY0XbcM0GRYKMkBp+A==

For safe box group only: why does the box help? Way to save small coins

f2670930 Location:

Summary Statistics: Min. 0.0; Mean 0.32075471698113206; Valid 53.0; Max. 1.0; StDev 0.47123344311499643

Variable Format: numeric

Notes: UNF:6:GwTAaNkKafuDi9CshwjZAA==

For safe box group only: why does the box help? Reduces frivolous spending

f2670930 Location:

Summary Statistics: Valid 53.0; Min. 0.0; Max. 1.0; Mean 0.13207547169811323; StDev 0.34181280577895956

Variable Format: numeric

Notes: UNF:6:oR8n7ik8h5+1Vhww9jZdQQ==

For safe box group only: why does the box help? Protects from theft

f2670930 Location:

Summary Statistics: Max. 1.0; Min. 0.0; Valid 53.0; StDev 0.19238024756109734; Mean 0.03773584905660378;

Variable Format: numeric

Notes: UNF:6:3RUffqUNe+Ms/8bs4NtKDw==

For safe box group only: why does the box help? Easier to say no to requests for

f2670930 Location:

Summary Statistics: Mean 0.0; Max. 0.0; StDev 0.0; Valid 53.0; Min. 0.0

Variable Format: numeric

Notes: UNF:6:OPLkS7/I0P8vzKWBTc7jDA==

For safe box group only: why does the box help? Box itself made me think about s

f2670930 Location:

Summary Statistics: Min. 0.0; Valid 53.0; Mean 0.05660377358490567; StDev 0.23329531793437605; Max. 1.0;

Variable Format: numeric

Notes: UNF:6:sv2DQmYV0LA7AGtqBeSNLw==

For safe box group only: why does the box help? The box is secret.

f2670930 Location:

Summary Statistics: Mean 0.03773584905660378; Max. 1.0; Valid 53.0; Min. 0.0; StDev 0.1923802475610972;

Variable Format: numeric

Notes: UNF:6:odUFpbxNQ/EqGKVpy/D5Jw==

For safe box group only: why does the box help you refuse requests for money? Th

f2670930 Location:

Summary Statistics: StDev 0.48224282217041226; Mean 0.6511627906976744; Min. 0.0; Valid 43.0; Max. 1.0;

Variable Format: numeric

Notes: UNF:6:1GZZJ1hYNlzzJBbVWzs1bw==

For safe box group only: why does the box help you refuse requests for money? Pe

f2670930 Location:

Summary Statistics: Min. 0.0; Max. 1.0; Mean 0.20930232558139536; StDev 0.41162509149327114; Valid 43.0

Variable Format: numeric

Notes: UNF:6:v6reKsDrJHk7wN7s0Pao9w==

For safe box group only: why does the box help you refuse requests for money? I

f2670930 Location:

Summary Statistics: Max. 1.0; Valid 43.0; Min. 0.0; Mean 0.06976744186046512; StDev 0.25776963111323364

Variable Format: numeric

Notes: UNF:6:NesQZbuiYNLtnzJcjwjdJg==

For safe box group only: why does the box help you refuse requests for money? Th

f2670930 Location:

Summary Statistics: Valid 43.0; Mean 0.06976744186046513; Min. 0.0; Max. 1.0; StDev 0.25776963111323364;

Variable Format: numeric

Notes: UNF:6:3GPKb+ctIp8akw6O6s6XLg==

For safe box group only: why does the box help you refuse requests for money? It

f2670930 Location:

Summary Statistics: Valid 43.0; StDev 0.0; Max. 0.0; Min. 0.0; Mean 0.0;

Variable Format: numeric

Notes: UNF:6:iNYhf5rORPD+5AO5IgY1jQ==

For safe box group only: why does the box help you refuse requests for money? I

f2670930 Location:

Summary Statistics: Min. 0.0; Max. 0.0; Valid 43.0; StDev 0.0; Mean 0.0

Variable Format: numeric

Notes: UNF:6:iNYhf5rORPD+5AO5IgY1jQ==

For safe box group only: why does the box help you refuse requests for money? Th

f2670930 Location:

Summary Statistics: StDev 0.0; Max. 0.0; Valid 43.0; Mean 0.0; Min. 0.0

Variable Format: numeric

Notes: UNF:6:iNYhf5rORPD+5AO5IgY1jQ==

For lock box group only: why didn't you get the box on your own? Answer: too exp

f2670930 Location:

Summary Statistics: Valid 67.0; Mean 0.08955223880597013; Max. 1.0; Min. 0.0; StDev 0.2876942444512338

Variable Format: numeric

Notes: UNF:6:HF5/UFVOTUn50KqmvW6QjQ==

For lock box group only: why didn't you get the box on your own? Answer: never t

f2670930 Location:

Summary Statistics: StDev 0.3435784233206534; Valid 67.0; Mean 0.8656716417910448; Max. 1.0; Min. 0.0

Variable Format: numeric

Notes: UNF:6:FCfqrfSKyOGn63iqO1BJow==

For lock box group only: why didn't you get the box on your own? Answer: worried

f2670930 Location:

Summary Statistics: StDev 0.0; Min. 0.0; Max. 0.0; Mean 0.0; Valid 67.0

Variable Format: numeric

Notes: UNF:6:330fYLXpLYj1JQl9belqrA==

For lock box group only: why didn't you get the box on your own? Answer: already

f2670930 Location:

Summary Statistics: Min. 0.0; Valid 67.0; StDev 0.1714597977202911; Max. 1.0; Mean 0.029850746268656716

Variable Format: numeric

Notes: UNF:6:NWL5j68AVEBu9idpaVigUA==

For lock box group only: why didn't you get the box on your own? Answer: other

f2670930 Location:

Summary Statistics: StDev 0.20837290442824927; Max. 1.0; Valid 67.0; Mean 0.044776119402985065; Min. 0.0

Variable Format: numeric

Notes: UNF:6:YcP2RWeFlxesEJj3TfUk7A==

For lock box group only: does the box make it easier to say no to requests from

f2670930 Location:

Summary Statistics: Max. 1.0; StDev 0.33245498310218435; Valid 96.0; Mean 0.875; Min. 0.0

Variable Format: numeric

Notes: UNF:6:azSP1stj2Vv1kyeHVrHFgQ==

For lock box group only: does the box make it easier to say no to requests from

f2670930 Location:

Summary Statistics: Mean 0.49333333333333335; Max. 1.0; Min. 0.0; Valid 75.0; StDev 0.5033222956847164;

Variable Format: numeric

Notes: UNF:6:b7Mxto52m1U8kLLcQhODRA==

For lock box group only: why does the box help? Money is out of sight

f2670930 Location:

Summary Statistics: Min. 0.0; Valid 60.0; Mean 0.25; StDev 0.4366668823046865; Max. 1.0

Variable Format: numeric

Notes: UNF:6:WuKMIqYluYUU+V/DgxpUvg==

For lock box group only: why does the box help? Way to save small coins

f2670930 Location:

Summary Statistics: Max. 1.0; Mean 0.3166666666666667; Min. 0.0; StDev 0.4691017983072985; Valid 60.0

Variable Format: numeric

Notes: UNF:6:TL1Rl4WEQzHKCzT2MpFGSQ==

For lock box group only: why does the box help? Reduces frivolous spending

f2670930 Location:

Summary Statistics: Mean 0.2333333333333333; StDev 0.4265218680850984; Min. 0.0; Valid 60.0; Max. 1.0;

Variable Format: numeric

Notes: UNF:6:/7h1TF6rUsrVGyrvhnji0w==

For lock box group only: why does the box help? Protects from theft

f2670930 Location:

Summary Statistics: Valid 60.0; Mean 0.08333333333333334; Max. 1.0; Min. 0.0; StDev 0.27871780678530217;

Variable Format: numeric

Notes: UNF:6:mfiaxiU1KOgqtQb1QEVF0A==

For lock box group only: why does the box help? Easier to say no to requests for

f2670930 Location:

Summary Statistics: Min. 0.0; Mean 0.03333333333333332; StDev 0.1810203347193924; Valid 60.0; Max. 1.0

Variable Format: numeric

Notes: UNF:6:sl5Ijx8WCEo4xuhTcby7QA==

For lock box group only: why does the box help? Box itself made me think about s

f2670930 Location:

Summary Statistics: Valid 60.0; StDev 0.2787178067853024; Max. 1.0; Min. 0.0; Mean 0.08333333333333334

Variable Format: numeric

Notes: UNF:6:rxhTA07vUURvh4onSyzI7g==

For lock box group only: why does the box help? The box is secret.

f2670930 Location:

Summary Statistics: StDev 0.0; Max. 0.0; Mean 0.0; Min. 0.0; Valid 60.0

Variable Format: numeric

Notes: UNF:6:smINNmIimx+OLTTlUdgoIA==

For lock box group only: why does the box help you refuse requests for money? Th

f2670930 Location:

Summary Statistics: Max. 1.0; Min. 0.0; StDev 0.49961933759232585; Valid 73.0; Mean 0.4383561643835616

Variable Format: numeric

Notes: UNF:6:ix3iTUuWx7vpfwb6N6fVaA==

For lock box group only: why does the box help you refuse requests for money? Th

f2670930 Location:

Summary Statistics: Max. 1.0; Valid 73.0; StDev 0.4490815928277877; Min. 0.0; Mean 0.273972602739726;

Variable Format: numeric

Notes: UNF:6:bFCNO+SQpfCTZleelKm1dw==

For lock box group only: why does the box help you refuse requests for money? I

f2670930 Location:

Summary Statistics: Valid 73.0; Max. 1.0; StDev 0.2964785715342601; Min. 0.0; Mean 0.09589041095890415

Variable Format: numeric

Notes: UNF:6:6UVkM4m2f1qo8aipN/D/3A==

For lock box group only: why does the box help you refuse requests for money? Th

f2670930 Location:

Summary Statistics: StDev 0.1998858121516966; Mean 0.04109589041095892; Min. 0.0; Valid 73.0; Max. 1.0;

Variable Format: numeric

Notes: UNF:6:CB1EoF+57ZEjq47flUK1vw==

For lock box group only: why does the box help you refuse requests for money? It

f2670930 Location:

Summary Statistics: Max. 1.0; StDev 0.1998858121516967; Mean 0.04109589041095892; Min. 0.0; Valid 73.0;

Variable Format: numeric

Notes: UNF:6:IS5ECsRxa9ciJ/RWJ6TFnw==

For lock box group only: why does the box help you refuse requests for money? I

f2670930 Location:

Summary Statistics: Min. 0.0; Valid 73.0; Max. 1.0; Mean 0.013698630136986283; StDev 0.11704114719613065

Variable Format: numeric

Notes: UNF:6:JccJQ70oWszxqWN2rg+Dew==

For lock box group only: why does the box help you refuse requests for money? Th

f2670930 Location:

Summary Statistics: Max. 1.0; Min. 0.0; Mean 0.09589041095890415; StDev 0.2964785715342601; Valid 73.0

Variable Format: numeric

Notes: UNF:6:OzgISom2TtS3gOyGhLnX7A==

For lock box group only: did you think it was possible to withdraw money for non

f2670930 Location:

Summary Statistics: Valid 95.0; StDev 0.2445371796902056; Min. 0.0; Mean 0.06315789473684212; Max. 1.0

Variable Format: numeric

Notes: UNF:6:XDY2TmbKrK288kdyTfri7w==

For health pot group only: why didn't ROSCA do this on its own? Answer: never th

f2670930 Location:

Summary Statistics: StDev 0.45425676257949804; Valid 36.0; Max. 1.0; Mean 0.7222222222222222; Min. 0.0;

Variable Format: numeric

Notes: UNF:6:O538vmafj2BC8tRNI/sHqQ==

For health pot group only: why didn't ROSCA do this on its own? Answer: ROSCAs a

f2670930 Location:

Summary Statistics: Valid 36.0; StDev 0.45425676257949793; Max. 1.0; Mean 0.27777777777777785; Min. 0.0

Variable Format: numeric

Notes: UNF:6:nLvFrBIc76uqwKM9puFVjg==

For health pot group only: did the pot collapse after some time?

f2670930 Location:

Summary Statistics: StDev 0.16012815380508721; Valid 39.0; Mean 0.025641025641025633; Max. 1.0; Min. 0.0

Variable Format: numeric

Notes: UNF:6:THLrl8VqgAeWnLfxWut7QA==

For health savings group only: why didn't ROSCA do this on its own? Answer: neve

f2670930 Location:

Summary Statistics: StDev 0.4122508203948856; Valid 29.0; Mean 0.7931034482758621; Max. 1.0; Min. 0.0

Variable Format: numeric

Notes: UNF:6:+c8jX9/IbQ0/RQATuXwKow==

fol3_hsa_why_ROSCA_notforhealth

f2670930 Location:

Summary Statistics: Min. 0.0; Max. 1.0; Mean 0.20689655172413796; Valid 29.0; StDev 0.4122508203948856

Variable Format: numeric

Notes: UNF:6:M7g/lav2Dy/8+bXZ3Xc+4g==

For health savings group only: did others know how much you were savings?

f2670930 Location:

Summary Statistics: StDev 0.4679011380933327; Valid 42.0; Max. 1.0; Min. 0.0; Mean 0.6904761904761904;

Variable Format: numeric

Notes: UNF:6:GqAFiKT83SUSO4B9Mldjig==

For health savings group only: did you know what everybody else was saving?

f2670930 Location:

Summary Statistics: StDev 0.4310805374090421; Mean 0.23809523809523805; Valid 42.0; Min. 0.0; Max. 1.0

Variable Format: numeric

Notes: UNF:6:nvOm7DbaLSr0aVB7EnnbOg==

For health savings group only: did you know what some of the other people were s

f2670930 Location:

Summary Statistics: Valid 42.0; Mean 0.5238095238095238; Min. 0.0; Max. 1.0; StDev 0.5054867366041313

Variable Format: numeric

Notes: UNF:6:v93zQk6CVPVLEIdY+03NMQ==

For health savings group only: were your individual savings decisions influenced

f2670930 Location:

Summary Statistics: Min. 0.0; Valid 42.0; Mean 0.11904761904761903; StDev 0.3277700675615679; Max. 1.0;

Variable Format: numeric

Notes: UNF:6:nygoNFj+yVAiGPP+KsjsIw==

If ROSCA collapsed, why? Member untrustworthy

f2670930 Location:

Summary Statistics: Mean 0.6052631578947368; Valid 38.0; Min. 0.0; StDev 0.49535538344028485; Max. 1.0

Variable Format: numeric

Notes: UNF:6:D0QLh3HrMA8go6/Q8C3IMw==

If ROSCA collapsed, why? Members moved away

f2670930 Location:

Summary Statistics: Max. 1.0; StDev 0.48078290821993197; Mean 0.34210526315789475; Valid 38.0; Min. 0.0;

Variable Format: numeric

Notes: UNF:6:jAP1kHLjx4Hq+nJ52TanrQ==

If ROSCA collapsed, why? Somebody defaulted

f2670930 Location:

Summary Statistics: Mean 0.13157894736842107; Max. 1.0; StDev 0.3425699874501046; Valid 38.0; Min. 0.0;

Variable Format: numeric

Notes: UNF:6:PmvADqC3avF/tSyWlSwmvQ==

If ROSCA collapsed, why? People didn't have enough money to keep it going

f2670930 Location:

Summary Statistics: Max. 1.0; Mean 0.4736842105263158; Min. 0.0; Valid 38.0; StDev 0.506009406240056

Variable Format: numeric

Notes: UNF:6:0+j/SyoK+WnHeilr6pHpRw==

If ROSCA collapsed, why? Other

f2670930 Location:

Summary Statistics: Valid 38.0; StDev 0.27327631273309405; Mean 0.07894736842105261; Min. 0.0; Max. 1.0

Variable Format: numeric

Notes: UNF:6:whNkp6O1SbzyG+GlYaED5g==

Are you still a member of the ROSCA?

f2670930 Location:

Summary Statistics: Min. 0.0; Mean 0.8703703703703705; Valid 270.0; StDev 0.33651926464275267; Max. 1.0;

Variable Format: numeric

Notes: UNF:6:guzV/QBIen3XdO23kn8coA==

Have you joined a new ROSCA?

f2670930 Location:

Summary Statistics: StDev 0.4199331929639411; Min. 0.0; Mean 0.22756410256410256; Max. 1.0; Valid 312.0;

Variable Format: numeric

Notes: UNF:6:HzXjY0b5eIkVFJeM5+WqFQ==

Have you left any ROSCAs?

f2670930 Location:

Summary Statistics: Max. 1.0; Valid 311.0; Mean 0.8070739549839228; Min. 0.0; StDev 0.3952314034270976;

Variable Format: numeric

Notes: UNF:6:TUitgOAmUXrm31tFF6/n6g==

How many total ROSCAs are you involved in right now?

f2670930 Location:

Summary Statistics: Mean 2.0675241157556266; Valid 311.0; StDev 1.2228760303918287; Max. 8.0; Min. 0.0

Variable Format: numeric

Notes: UNF:6:r/wg1X8tSWIDWHUQpvDlUA==

=1 if appears in 1st followup

f2670930 Location:

Summary Statistics: Valid 833.0; Max. 1.0; Min. 0.0; Mean 0.85234093637455; StDev 0.35497483519635736;

Variable Format: numeric

Notes: UNF:6:bQivM5N7NOlX4cDG5Bjrhw==

=1 if appears in 2nd followup

f2670930 Location:

Summary Statistics: Max. 1.0; Mean 0.9255702280912365; StDev 0.26262669593980964; Valid 833.0; Min. 0.0

Variable Format: numeric

Notes: UNF:6:bLzHnbd3yM/vXXe/FWiRmA==

=1 if appears in 3rd followup

f2670930 Location:

Summary Statistics: Max. 1.0; Valid 833.0; StDev 0.4966092666172197; Mean 0.56062424969988; Min. 0.0

Variable Format: numeric

Notes: UNF:6:AkzRKqoRp15iuyE7dozqjA==

ROSCA ID

f2670926 Location:

Summary Statistics: Max. 3002.0; StDev 644.5172261499654; Min. 102.0; Valid 113.0; Mean 1116.283185840708

Variable Format: numeric

Notes: UNF:6:RbRlg4193zIbvfy9WNJ/Rg==

treatment = encouragement

f2670926 Location:

Summary Statistics: Valid 113.0; Max. 1.0; Mean 0.1592920353982301; StDev 0.3675782638096064; Min. 0.0

Variable Format: numeric

Notes: UNF:6:5/gEqrgfX/I504JKslrpGQ==

treatment = safe box

f2670926 Location:

Summary Statistics: StDev 0.3833612734646192; Max. 1.0; Valid 113.0; Mean 0.17699115044247785; Min. 0.0

Variable Format: numeric

Notes: UNF:6:4TkLu0fpStCYbuvbXekj2Q==

treatment = locked box

f2670926 Location:

Summary Statistics: Valid 113.0; StDev 0.4227640670448753; Max. 1.0; Mean 0.23008849557522126; Min. 0.0;

Variable Format: numeric

Notes: UNF:6:bQ97gjE/E5xvIBpOYPhwyg==

treatment = health pot

f2670926 Location:

Summary Statistics: Valid 113.0; Min. 0.0; StDev 0.40442401801376365; Mean 0.2035398230088495; Max. 1.0;

Variable Format: numeric

Notes: UNF:6:TI40w76jBcCDNxH95b3mug==

treatment = health savings

f2670926 Location:

Summary Statistics: Mean 0.2300884955752213; Valid 113.0; StDev 0.4227640670448754; Max. 1.0; Min. 0.0

Variable Format: numeric

Notes: UNF:6:zAsCFnhUAjMUJShxs9fz6g==

# of participants

f2670926 Location:

Summary Statistics: StDev 8.237237763178275; Min. 5.0; Mean 16.92920353982301; Max. 45.0; Valid 113.0

Variable Format: numeric

Notes: UNF:6:1wArczqfn2dc/xw4ybj/nw==

Pot size of ROSCA

f2670926 Location:

Summary Statistics: StDev 3340.086899972497; Min. 150.0; Mean 3383.0973451327436; Max. 18000.0; Valid 113.0;

Variable Format: numeric

Notes: UNF:6:PkfcFetdzttEhpFGqVEgvQ==

Montly contribution

f2670926 Location:

Summary Statistics: StDev 323.52856635705575; Min. 20.0; Max. 1600.0; Mean 393.36283185840705; Valid 113.0;

Variable Format: numeric

Notes: UNF:6:Gnz/Lp3XYg/st4jb7H0m/Q==

ROSCA is female only

f2670926 Location:

Summary Statistics: Mean 0.3185840707964601; Max. 1.0; StDev 0.4680027229328544; Valid 113.0; Min. 0.0

Variable Format: numeric

Notes: UNF:6:iUWvCnT0PMnzCCa7tfjB4A==

share of female members

f2670926 Location:

Summary Statistics: Max. 1.0; StDev 0.27128995465996325; Mean 0.7427737238792191; Min. 0.0833333358168602; Valid 113.0

Variable Format: numeric

Notes: UNF:6:HhJNz53VjoL1LfY2PLj6Bw==

ROSCA gives out loans

f2670926 Location:

Summary Statistics: StDev 0.4829586440194675; Mean 0.6371681415929205; Max. 1.0; Min. 0.0; Valid 113.0

Variable Format: numeric

Notes: UNF:6:Vz5QxxaEgcs3FFpiIGPQaQ==

ROSCA has welfare insurance fund

f2670926 Location:

Summary Statistics: Valid 112.0; Min. 0.0; Max. 1.0; Mean 0.5357142857142856; StDev 0.5009643210501631;

Variable Format: numeric

Notes: UNF:6:2lfmf4q2hXSytM2/wmgFkg==

ROSCA meets once per month

f2670926 Location:

Summary Statistics: Valid 112.0; Mean 2.2232142857142856; Max. 4.0; StDev 1.1366920667308513; Min. 1.0;

Variable Format: numeric

Notes: UNF:6:gU1eZfwE5A0LbPomHeNhqg==

ROSCA meets twice per month

f2670926 Location:

Summary Statistics: StDev 0.4988925789283045; Valid 113.0; Min. 0.0; Max. 1.0; Mean 0.44247787610619466;

Variable Format: numeric

Notes: UNF:6:KPFHkTCJ7T/EfUHTHvm6TA==

ROSCA meets weekly

f2670926 Location:

Summary Statistics: Valid 113.0; StDev 0.438723006128234; Max. 1.0; Mean 0.25663716814159293; Min. 0.0

Variable Format: numeric

Notes: UNF:6:Fj9TKcK7EMNcjl2ZEAm+6g==

ROSCA follows predetermined order

f2670926 Location:

Summary Statistics: Valid 112.0; Max. 1.0; Mean 0.9821428571428571; StDev 0.13302731936060241; Min. 0.0

Variable Format: numeric

Notes: UNF:6:GvHk5SqT4cK8O7KND4jYVA==

experimental script was at regular meeting

f2670926 Location:

Summary Statistics: Valid 108.0; Max. 1.0; StDev 0.31573481518554314; Min. 0.0; Mean 0.8888888888888888

Variable Format: numeric

Notes: UNF:6:t/sEpa8DyrPEqO3gPJs+sQ==

script was in morning

f2670926 Location:

Summary Statistics: Mean 0.1946902654867257; Min. 0.0; StDev 0.39772583610819734; Valid 113.0; Max. 1.0

Variable Format: numeric

Notes: UNF:6:3OZQTLYJYpcu/iFsMRM8Qw==

Other Study-Related Materials

Label:

Dupas -Health Savings Experiments (HARP).zip

Text:

Contains all files needed for replication (data, code) in the proper folder structure, as well as Readme files.

Notes:

application/zip

Other Study-Related Materials

Label:

HARP_analysis_revised.do

Text:

Code needed to produce all tables.

Notes:

application/x-stata-syntax

Other Study-Related Materials

Label:

README_AER20110911.pdf

Text:

The original readme document that accompanies the data and code. Contains information on how the data was constructed, what is included in the data, the files included to reproduce all tables, and variable descriptions.

Notes:

application/pdf