Microcredit in Theory and Practice: Using Randomized Credit Scoring for Impact Evaluation (doi:10.7910/DVN/VOTBOK)

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Part 2: Study Description
Part 3: Data Files Description
Part 4: Variable Description
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Microcredit in Theory and Practice: Using Randomized Credit Scoring for Impact Evaluation

doi:10.7910/DVN/VOTBOK

Harvard Dataverse

2016-04-20

3

Karlan, Dean; Zinman, Jonathan, 2016, "Microcredit in Theory and Practice: Using Randomized Credit Scoring for Impact Evaluation", https://doi.org/10.7910/DVN/VOTBOK, Harvard Dataverse, V3, UNF:6:Ax3TYbXdIjXoqHVg75FqJQ== [fileUNF]

Microcredit in Theory and Practice: Using Randomized Credit Scoring for Impact Evaluation

doi:10.7910/DVN/VOTBOK

Karlan, Dean (Yale University)

Zinman, Jonathan (Dartmouth College)

Stata

Harvard Dataverse

Research Transparency, Data Ethics, and Governance

Research Support, Innovations for Poverty Action

2016-02-16

https://doi.org/10.7910/DVN/VOTBOK

Social Sciences, Microcredit, Microfinance, Microloans, Individual liability, Credit scoring, Entrepreneurship, Small business

Microcredit institutions spend billions of dollars fighting poverty by making small loans primarily to female entrepreneurs. Proponents argue that microcredit mitigates market failures, spurs micro-enterprise growth, and boosts borrowers’ well-being. We tested these hypotheses with the use of an innovative, replicable experimental design that randomly assigned individual liability microloans (of $225 on average) to 1601 individuals in the Philippines through credit scoring. After 11 to 22 months, we found evidence consistent with unmet demand at the current price (a roughly 60% annualized interest rate): Net borrowing increased in the treatment group relative to controls. However, the number of business activities and employees in the treatment group decreased relative to controls, and subjective well-being declined slightly. We also found little evidence that treatment effects were more pronounced for women. However, we did find that microloans increase ability to cope with risk, strengthen community ties, and increase access to informal credit. Thus, microcredit here may work, but through channels different from those often hypothesized by its proponents.

2006-02-10-2007-11-16

Philippines

Rizal, Cavitc, Northern Capital Region

Individual

Marginally creditworthy applicants to First Macro Bank (FMB)

Administrative data

Survey data

First Macro Bank, Survey firm (unspecified)

Our sample frame and treatment assignments were created in the flow of the lender’s three-step credit-scoring process. First, loan officers screened potential applicants on FMB’s “basic four requirements” (18 to 60 years old, in business for at least 1 year, in residence for at least 1 year if homeowner or at least 3 years if renter, and daily income of at least 750 pesos); 2158 applicants passed this screen. Second, loan officers entered household and business information on these 2158 applicants into the credit-scoring software, and the software then rendered its application disposition within seconds. Of this group, 391 applications received scores in the automatic approval range, And 166 applications received scores in the automatic rejection range. The remaining 1601 applicants had scores in one of the two randomization windows (approve with 60% or 85% probability), and this group constituted our sample frame. Of these 1601 marginal applicants, 1272 were assigned “approve" and 329 applicants were assigned “reject” by the software, which simply instructed loan officers to approve or reject; that is, it did not display the application score or make any mention of the randomization. Neither loan officers, branch managers, nor applicants were informed about the credit-scoring algorithm or its random component.

Administrative data collection, in-person interviews

<a href="http://creativecommons.org/publicdomain/zero/1.0">CC0 1.0</a>

http://science.sciencemag.org/content/332/6035/1278

• Number of cases: 1978

• No. of variables per record: 1946

• Type of File: text/tab-separated-values

UNF:6:Ax3TYbXdIjXoqHVg75FqJQ==

This is the main dataset that contains all variables found in the final paper.

• fu_survey_id - FU Survey ID
• fu_survey_type - Survey Type
• fu_survey_sig - Respondent Signature
• fu_first_interviewer_id - ID of First Interviewer
• fu_last_interviewer_id - ID of Last Interviewer
• fu_first_date_visit_s - Date of First Visit
• fu_last_date_visit_s - Date of Last Visit
• fu_first_time_of_visit - Time of First Visit
• fu_last_time_of_visit - Time of Last Visit
• fu_first_result_visit - Result of First Visit
• fu_last_result_visit - Result of Last Visit
• fu_dum_ref_refused_no_time - Dummy refusal: No time; always busy; refused; not interested
• fu_dum_ref_cant_locate_closed - Dummy refusal: Unable to locate; moved out; away; biz closed
• fu_dum_ref_already_interviewed - Dummy refusal: Already interviewed
• fu_reason_for_refusal - Reason for Refusal
• fu_hh_female_1 - HH Member Female
• fu_hh_female_2 - HH Member Female
• fu_hh_female_3 - HH Member Female
• fu_hh_female_4 - HH Member Female
• fu_hh_female_5 - HH Member Female
• fu_hh_female_6 - HH Member Female
• fu_hh_female_7 - HH Member Female
• fu_hh_female_8 - HH Member Female
• fu_hh_female_9 - HH Member Female
• fu_hh_female_10 - HH Member Female
• fu_hh_female_11 - HH Member Female
• fu_hh_female_12 - HH Member Female
• fu_hh_female_13 - HH Member Female
• fu_hh_female_14 - HH Member Female
• fu_hh_female_15 - HH Member Female
• fu_hh_age_1 - HH Member Age
• fu_hh_age_2 - HH Member Age
• fu_hh_age_3 - HH Member Age
• fu_hh_age_4 - HH Member Age
• fu_hh_age_5 - HH Member Age
• fu_hh_age_6 - HH Member Age
• fu_hh_age_7 - HH Member Age
• fu_hh_age_8 - HH Member Age
• fu_hh_age_9 - HH Member Age
• fu_hh_age_10 - HH Member Age
• fu_hh_age_11 - HH Member Age
• fu_hh_age_12 - HH Member Age
• fu_hh_age_13 - HH Member Age
• fu_hh_age_14 - HH Member Age
• fu_hh_age_15 - HH Member Age
• fu_hh_head_1 - HH Head
• fu_hh_head_2 - HH Head
• fu_hh_head_3 - HH Head
• fu_hh_head_4 - HH Head
• fu_hh_head_5 - HH Head
• fu_hh_head_6 - HH Head
• fu_hh_head_7 - HH Head
• fu_hh_head_8 - HH Head
• fu_hh_head_9 - HH Head
• fu_hh_head_10 - HH Head
• fu_hh_head_11 - HH Head
• fu_hh_head_12 - HH Head
• fu_hh_head_13 - HH Head
• fu_hh_head_14 - HH Head
• fu_hh_head_15 - HH Head
• fu_hh_relation_1 - HH Relation to HH Head
• fu_hh_relation_2 - HH Relation to HH Head
• fu_hh_relation_3 - HH Relation to HH Head
• fu_hh_relation_4 - HH Relation to HH Head
• fu_hh_relation_5 - HH Relation to HH Head
• fu_hh_relation_6 - HH Relation to HH Head
• fu_hh_relation_7 - HH Relation to HH Head
• fu_hh_relation_8 - HH Relation to HH Head
• fu_hh_relation_9 - HH Relation to HH Head
• fu_hh_relation_10 - HH Relation to HH Head
• fu_hh_relation_11 - HH Relation to HH Head
• fu_hh_relation_12 - HH Relation to HH Head
• fu_hh_relation_13 - HH Relation to HH Head
• fu_hh_relation_14 - HH Relation to HH Head
• fu_hh_relation_15 - HH Relation to HH Head
• fu_hh_marriage_1 - HH member's marital status
• fu_hh_marriage_2 - HH member's marital status
• fu_hh_marriage_3 - HH member's marital status
• fu_hh_marriage_4 - HH member's marital status
• fu_hh_marriage_5 - HH member's marital status
• fu_hh_marriage_6 - HH member's marital status
• fu_hh_marriage_7 - HH member's marital status
• fu_hh_marriage_8 - HH member's marital status
• fu_hh_marriage_9 - HH member's marital status
• fu_hh_marriage_10 - HH member's marital status
• fu_hh_marriage_11 - HH member's marital status
• fu_hh_marriage_12 - HH member's marital status
• fu_hh_marriage_13 - HH member's marital status
• fu_hh_marriage_14 - HH member's marital status
• fu_hh_marriage_15 - HH member's marital status
• fu_hh_education_1 - HH Max Education Completed
• fu_hh_education_2 - HH Max Education Completed
• fu_hh_education_3 - HH Max Education Completed
• fu_hh_education_4 - HH Max Education Completed
• fu_hh_education_5 - HH Max Education Completed
• fu_hh_education_6 - HH Max Education Completed
• fu_hh_education_7 - HH Max Education Completed
• fu_hh_education_8 - HH Max Education Completed
• fu_hh_education_9 - HH Max Education Completed
• fu_hh_education_10 - HH Max Education Completed
• fu_hh_education_11 - HH Max Education Completed
• fu_hh_education_12 - HH Max Education Completed
• fu_hh_education_13 - HH Max Education Completed
• fu_hh_education_14 - HH Max Education Completed
• fu_hh_education_15 - HH Max Education Completed
• fu_hh_employment_1 - HH Employment Status
• fu_hh_employment_2 - HH Employment Status
• fu_hh_employment_3 - HH Employment Status
• fu_hh_employment_4 - HH Employment Status
• fu_hh_employment_5 - HH Employment Status
• fu_hh_employment_6 - HH Employment Status
• fu_hh_employment_7 - HH Employment Status
• fu_hh_employment_8 - HH Employment Status
• fu_hh_employment_9 - HH Employment Status
• fu_hh_employment_10 - HH Employment Status
• fu_hh_employment_11 - HH Employment Status
• fu_hh_employment_12 - HH Employment Status
• fu_hh_employment_13 - HH Employment Status
• fu_hh_employment_14 - HH Employment Status
• fu_hh_employment_15 - HH Employment Status
• fu_hh_mem_join_1 - Was Member of HH 12 Months Ago
• fu_hh_mem_join_2 - Was Member of HH 12 Months Ago
• fu_hh_mem_join_3 - Was Member of HH 12 Months Ago
• fu_hh_mem_join_4 - Was Member of HH 12 Months Ago
• fu_hh_mem_join_5 - Was Member of HH 12 Months Ago
• fu_hh_mem_join_6 - Was Member of HH 12 Months Ago
• fu_hh_mem_join_7 - Was Member of HH 12 Months Ago
• fu_hh_mem_join_8 - Was Member of HH 12 Months Ago
• fu_hh_mem_join_9 - Was Member of HH 12 Months Ago
• fu_hh_mem_join_10 - Was Member of HH 12 Months Ago
• fu_hh_mem_join_11 - Was Member of HH 12 Months Ago
• fu_hh_mem_join_12 - Was Member of HH 12 Months Ago
• fu_hh_mem_join_13 - Was Member of HH 12 Months Ago
• fu_hh_mem_join_14 - Was Member of HH 12 Months Ago
• fu_hh_mem_join_15 - Was Member of HH 12 Months Ago
• fu_hh_mem_join_date_month_1
• fu_hh_mem_join_date_year_1
• fu_hh_mem_join_date_month_2
• fu_hh_mem_join_date_year_2
• fu_hh_mem_join_date_month_3
• fu_hh_mem_join_date_year_3
• fu_hh_mem_join_date_month_4
• fu_hh_mem_join_date_year_4
• fu_hh_mem_join_date_month_5
• fu_hh_mem_join_date_year_5
• fu_hh_mem_join_date_month_6
• fu_hh_mem_join_date_year_6
• fu_hh_mem_join_date_month_7
• fu_hh_mem_join_date_year_7
• fu_hh_mem_join_date_month_8
• fu_hh_mem_join_date_year_8
• fu_hh_mem_join_date_month_9
• fu_hh_mem_join_date_year_9
• fu_hh_mem_join_date_month_10
• fu_hh_mem_join_date_year_10
• fu_hh_mem_join_date_month_11
• fu_hh_mem_join_date_year_11
• fu_hh_mem_join_date_month_12
• fu_hh_mem_join_date_year_12
• fu_hh_mem_join_date_month_13
• fu_hh_mem_join_date_year_13
• fu_hh_mem_join_date_month_14
• fu_hh_mem_join_date_year_14
• fu_hh_mem_join_date_month_15
• fu_hh_mem_join_date_year_15
• fu_hh_mem_leave_1 - Did Member Move Out in Last 12 Months
• fu_hh_mem_leave_2 - Did Member Move Out in Last 12 Months
• fu_hh_mem_leave_3 - Did Member Move Out in Last 12 Months
• fu_hh_mem_leave_4 - Did Member Move Out in Last 12 Months
• fu_hh_mem_leave_5 - Did Member Move Out in Last 12 Months
• fu_hh_mem_leave_6 - Did Member Move Out in Last 12 Months
• fu_hh_mem_leave_7 - Did Member Move Out in Last 12 Months
• fu_hh_mem_leave_8 - Did Member Move Out in Last 12 Months
• fu_hh_mem_leave_9 - Did Member Move Out in Last 12 Months
• fu_hh_mem_leave_10 - Did Member Move Out in Last 12 Months
• fu_hh_mem_leave_11 - Did Member Move Out in Last 12 Months
• fu_hh_mem_leave_12 - Did Member Move Out in Last 12 Months
• fu_hh_mem_leave_13 - Did Member Move Out in Last 12 Months
• fu_hh_mem_leave_14 - Did Member Move Out in Last 12 Months
• fu_hh_mem_leave_15 - Did Member Move Out in Last 12 Months
• fu_hh_mem_leave_date_month_1
• fu_hh_mem_leave_date_year_1
• fu_hh_mem_leave_date_month_2
• fu_hh_mem_leave_date_year_2
• fu_hh_mem_leave_date_month_3
• fu_hh_mem_leave_date_year_3
• fu_hh_mem_leave_date_month_4
• fu_hh_mem_leave_date_year_4
• fu_hh_mem_leave_date_month_5
• fu_hh_mem_leave_date_year_5
• fu_hh_mem_leave_date_month_6
• fu_hh_mem_leave_date_year_6
• fu_hh_mem_leave_date_month_7
• fu_hh_mem_leave_date_year_7
• fu_hh_mem_leave_date_month_8
• fu_hh_mem_leave_date_year_8
• fu_hh_mem_leave_date_month_9
• fu_hh_mem_leave_date_year_9
• fu_hh_mem_leave_date_month_10
• fu_hh_mem_leave_date_year_10
• fu_hh_mem_leave_date_month_11
• fu_hh_mem_leave_date_year_11
• fu_hh_mem_leave_date_month_12
• fu_hh_mem_leave_date_year_12
• fu_hh_mem_leave_date_month_13
• fu_hh_mem_leave_date_year_13
• fu_hh_mem_leave_date_month_14
• fu_hh_mem_leave_date_year_14
• fu_hh_mem_leave_date_month_15
• fu_hh_mem_leave_date_year_15
• fu_hh_mem_sick_days_1 - HH Member Sick Days
• fu_hh_mem_sick_days_2 - HH Member Sick Days
• fu_hh_mem_sick_days_3 - HH Member Sick Days
• fu_hh_mem_sick_days_4 - HH Member Sick Days
• fu_hh_mem_sick_days_5 - HH Member Sick Days
• fu_hh_mem_sick_days_6 - HH Member Sick Days
• fu_hh_mem_sick_days_7 - HH Member Sick Days
• fu_hh_mem_sick_days_8 - HH Member Sick Days
• fu_hh_mem_sick_days_9 - HH Member Sick Days
• fu_hh_mem_sick_days_10 - HH Member Sick Days
• fu_hh_mem_sick_days_11 - HH Member Sick Days
• fu_hh_mem_sick_days_12 - HH Member Sick Days
• fu_hh_mem_sick_days_13 - HH Member Sick Days
• fu_hh_mem_sick_days_14 - HH Member Sick Days
• fu_hh_mem_sick_days_15 - HH Member Sick Days
• fu_hh_not_seek_treat - Didn't Visit Doctor Due to Financial Constraints
• fu_hh_rec_rem - HH Receive remittances
• fu_hh_rec_rem_amt - HH Receive Remittances Amount
• fu_hh_rec_rem_int - HH Receive Remittances Interval
• fu_hh_send_rem - HH Send Remittances
• fu_hh_send_rem_amt - HH Send Remittances Amount
• fu_hh_send_rem_int - HH Send Remittances Interval
• fu_hh_food_comp - HH Food Consumption Quality in Last Year
• fu_hh_alc_tob_comp - HH Alcohol/Tobacco Use in Last Year
• fu_hh_hungry_nights - HH Hungry Nights
• fu_hh_hungry_nights_check - HH Hungry Nights (obs)
• fu_hh_h_ins_ph - HH Health Insurance- Phil Health
• fu_hh_h_ins_hmo - HH Health Insurance- Private HMO
• fu_hh_h_ins_other - HH Health Insurance- Other (Specify)
• fu_hh_h_ins_ph_use - HH Phil Health Use Past Yr
• fu_hh_h_ins_hmo_use - HH Private HMO- Use Past Yr
• fu_hh_h_ins_other_use - HH Health Ins- Other- Use Past Yr
• fu_hh_h_ins_cost - HH Health Insurance Cost Past Month
• fu_hh_life_ins - HH Life Insurance
• fu_hh_fire_ins - HH Fire Insurance
• fu_hh_home_ins - HH home Insurance
• fu_hh_business_ins - HH Business Insurance
• fu_hh_prop_ins - HH Property Insurance
• fu_hh_car_ins - HH Car Insurance
• fu_hh_other_ins - HH Insurance- Other (Specify)
• fu_hh_other_ins_specify - HH Insurance- Other (Specify)
• fu_hh_nonh_ins_cost - HH NonHealth Insurance Cost Past month
• fu_hh_spending - Household Spending in Past Year
• fu_hh_food_costs - Household Food Costs Past Month
• fu_hh_food_prod_value - Household Food Produced Value Past Month
• fu_hh_food_rec_gift - Household Food Received- Gift Past Month
• fu_hh_food_rec_emp - Household Food Received from Employer Past Month
• fu_hh_total_inc - Household Total Income in Past Month
• fu_dum_biz_sari_sari - Dummy for business: sari-sari
• fu_dum_biz_retail_food - Dummy for business: retail (food)
• fu_dum_biz_retail_non_food - Dummy for business: retail (non-food)
• fu_dum_biz_wholesale - Dummy for business: wholesale
• fu_dum_biz_manufact_non_food - Dummy for business manufacturing (non-food)
• fu_dum_biz_food_processing - Dummy for business: food processing
• fu_dum_biz_service - Dummy for business: service
• fu_dum_biz_other - Dummy for business: other
• fu_business_description_1 - Description of Business Activities
• fu_business_description_2 - Description of Business Activities
• fu_business_description_3 - Description of Business Activities
• fu_business_description_4 - Description of Business Activities
• fu_business_description_5
• fu_business_description_6
• fu_business_description_7
• fu_business_description_8
• fu_gross_sales_1 - Gross Sales past Month
• fu_gross_sales_2 - Gross Sales past Month
• fu_gross_sales_3 - Gross Sales past Month
• fu_gross_sales_4 - Gross Sales past Month
• fu_gross_sales_5
• fu_gross_sales_6
• fu_gross_sales_7
• fu_gross_sales_8
• fu_expenses_inventory_1 - Expenses past Month- Inventory
• fu_expenses_inventory_2 - Expenses past Month- Inventory
• fu_expenses_inventory_3 - Expenses past Month- Inventory
• fu_expenses_inventory_4 - Expenses past Month- Inventory
• fu_expenses_inventory_5 - Expenses past Month- Inventory
• fu_expenses_inventory_6 - Expenses past Month- Inventory
• fu_expenses_inventory_7 - Expenses past Month- Inventory
• fu_expenses_inventory_8 - Expenses past Month- Inventory
• fu_expenses_bills_1 - Expenses past Month- Bills
• fu_expenses_bills_2 - Expenses past Month- Bills
• fu_expenses_bills_3 - Expenses past Month- Bills
• fu_expenses_bills_4 - Expenses past Month- Bills
• fu_expenses_bills_5 - Expenses past Month- Bills
• fu_expenses_bills_6 - Expenses past Month- Bills
• fu_expenses_bills_7 - Expenses past Month- Bills
• fu_expenses_bills_8 - Expenses past Month- Bills
• fu_expenses_wages_1 - Expenses past Month- Wages
• fu_expenses_wages_2 - Expenses past Month- Wages
• fu_expenses_wages_3 - Expenses past Month- Wages
• fu_expenses_wages_4 - Expenses past Month- Wages
• fu_expenses_wages_5 - Expenses past Month- Wages
• fu_expenses_wages_6 - Expenses past Month- Wages
• fu_expenses_wages_7 - Expenses past Month- Wages
• fu_expenses_wages_8 - Expenses past Month- Wages
• fu_expenses_rent_equip_1 - Expenses past Month- Equipment Rent
• fu_expenses_rent_equip_2 - Expenses past Month- Equipment Rent
• fu_expenses_rent_equip_3 - Expenses past Month- Equipment Rent
• fu_expenses_rent_equip_4 - Expenses past Month- Equipment Rent
• fu_expenses_rent_equip_5 - Expenses past Month- Equipment Rent
• fu_expenses_rent_equip_6 - Expenses past Month- Equipment Rent
• fu_expenses_rent_equip_7 - Expenses past Month- Equipment Rent
• fu_expenses_rent_equip_8 - Expenses past Month- Equipment Rent
• fu_expenses_rent_building_1 - Expenses past Month- Building Rent
• fu_expenses_rent_building_2 - Expenses past Month- Building Rent
• fu_expenses_rent_building_3 - Expenses past Month- Building Rent
• fu_expenses_rent_building_4 - Expenses past Month- Building Rent
• fu_expenses_rent_building_5 - Expenses past Month- Building Rent
• fu_expenses_rent_building_6 - Expenses past Month- Building Rent
• fu_expenses_rent_building_7 - Expenses past Month- Building Rent
• fu_expenses_rent_building_8 - Expenses past Month- Building Rent
• fu_expenses_taxes_1 - Expenses past Month- Taxes
• fu_expenses_taxes_2 - Expenses past Month- Taxes
• fu_expenses_taxes_3 - Expenses past Month- Taxes
• fu_expenses_taxes_4 - Expenses past Month- Taxes
• fu_expenses_taxes_5 - Expenses past Month- Taxes
• fu_expenses_taxes_6 - Expenses past Month- Taxes
• fu_expenses_taxes_7 - Expenses past Month- Taxes
• fu_expenses_taxes_8 - Expenses past Month- Taxes
• fu_expenses_maint_1 - Expenses past Month- Maintenance
• fu_expenses_maint_2 - Expenses past Month- Maintenance
• fu_expenses_maint_3 - Expenses past Month- Maintenance
• fu_expenses_maint_4 - Expenses past Month- Maintenance
• fu_expenses_maint_5 - Expenses past Month- Maintenance
• fu_expenses_maint_6 - Expenses past Month- Maintenance
• fu_expenses_maint_7 - Expenses past Month- Maintenance
• fu_expenses_maint_8 - Expenses past Month- Maintenance
• fu_expenses_transport_1 - Expenses past Month- Business Transport
• fu_expenses_transport_2 - Expenses past Month- Business Transport
• fu_expenses_transport_3 - Expenses past Month- Business Transport
• fu_expenses_transport_4 - Expenses past Month- Business Transport
• fu_expenses_transport_5 - Expenses past Month- Business Transport
• fu_expenses_transport_6 - Expenses past Month- Business Transport
• fu_expenses_transport_7 - Expenses past Month- Business Transport
• fu_expenses_transport_8 - Expenses past Month- Business Transport
• fu_expenses__other_1 - Expenses- Other
• fu_expenses__other_2 - Expenses- Other
• fu_expenses__other_3 - Expenses- Other
• fu_expenses__other_4 - Expenses- Other
• fu_expenses__other_5 - Expenses- Other
• fu_expenses__other_6 - Expenses- Other
• fu_expenses__other_7 - Expenses- Other
• fu_expenses__other_8 - Expenses- Other
• fu_mark_up_ret_1 - Mark Up- Retailer
• fu_mark_up_ret_2 - Mark Up- Retailer
• fu_mark_up_ret_3 - Mark Up- Retailer
• fu_mark_up_ret_4 - Mark Up- Retailer
• fu_mark_up_ret_5 - Mark Up- Retailer
• fu_mark_up_ret_6 - Mark Up- Retailer
• fu_mark_up_ret_7 - Mark Up- Retailer
• fu_mark_up_ret_8 - Mark Up- Retailer
• fu_mark_up_man_1 - Mark Up- Manufacturer
• fu_mark_up_man_2 - Mark Up- Manufacturer
• fu_mark_up_man_3 - Mark Up- Manufacturer
• fu_mark_up_man_4 - Mark Up- Manufacturer
• fu_mark_up_man_5 - Mark Up- Manufacturer
• fu_mark_up_man_6 - Mark Up- Manufacturer
• fu_mark_up_man_7 - Mark Up- Manufacturer
• fu_mark_up_man_8 - Mark Up- Manufacturer
• fu_mark_up_ser_1 - Mark Up- Service
• fu_mark_up_ser_2 - Mark Up- Service
• fu_mark_up_ser_3 - Mark Up- Service
• fu_mark_up_ser_4 - Mark Up- Service
• fu_mark_up_ser_5 - Mark Up- Service
• fu_mark_up_ser_6 - Mark Up- Service
• fu_mark_up_ser_7 - Mark Up- Service
• fu_mark_up_ser_8 - Mark Up- Service
• fu_profit_1 - Profit past Month
• fu_profit_2 - Profit past Month
• fu_profit_3 - Profit past Month
• fu_profit_4 - Profit past Month
• fu_profit_5 - Profit past Month
• fu_profit_6 - Profit past Month
• fu_profit_7 - Profit past Month
• fu_profit_8 - Profit past Month
• fu_inventory_1 - Inventory Current Value
• fu_inventory_2 - Inventory Current Value
• fu_inventory_3 - Inventory Current Value
• fu_inventory_4 - Inventory Current Value
• fu_inventory_5 - Inventory Current Value
• fu_inventory_6 - Inventory Current Value
• fu_inventory_7 - Inventory Current Value
• fu_inventory_8 - Inventory Current Value
• fu_self_salary - Self Salary- last month
• fu_self_salary_profit - Self Salary Included in Profit Calculation
• fu_self_salary_amount_month - Self Salary Amount in Last month
• fu_self_salary_amount - Self Salary Amount in Last week
• fu_second - Second Job in Last Month
• fu_second_employment - Second Job Employment
• fu_second_hours - Second Job Hours in Last Month
• fu_second_earnings - Second Job Earnings in Last Month
• fu_leaving_wage - Monthly Wage from Second Job to Close Business
• fu_lowest_leaving_wage - Lowest Leaving Wage
• fu_helpers - Helpers
• fu_helpers_relationship_1 - Helpers' Relationship
• fu_helpers_relationship_2 - Helpers' Relationship
• fu_helpers_relationship_3 - Helpers' Relationship
• fu_helpers_relationship_4 - Helpers' Relationship
• fu_helpers_relationship_5 - Helpers' Relationship
• fu_helpers_relationship_6 - Helpers' Relationship
• fu_helpers_relationship_7 - Helpers' Relationship
• fu_helpers_relationship_8 - Helpers' Relationship
• fu_helpers_relationship_9 - Helpers' Relationship
• fu_helpers_relationship_10 - Helpers' Relationship
• fu_helpers_relationship_11 - Helpers' Relationship
• fu_helpers_relationship_12 - Helpers' Relationship
• fu_helpers_relationship_13 - Helpers' Relationship
• fu_helpers_relationship_14 - Helpers' Relationship
• fu_helpers_relationship_15 - Helpers' Relationship
• fu_helpers_hours_1 - Helpers' Working Hours- Typical Month
• fu_helpers_hours_2 - Helpers' Working Hours- Typical Month
• fu_helpers_hours_3 - Helpers' Working Hours- Typical Month
• fu_helpers_hours_4 - Helpers' Working Hours- Typical Month
• fu_helpers_hours_5 - Helpers' Working Hours- Typical Month
• fu_helpers_hours_6 - Helpers' Working Hours- Typical Month
• fu_helpers_hours_7 - Helpers' Working Hours- Typical Month
• fu_helpers_hours_8 - Helpers' Working Hours- Typical Month
• fu_helpers_hours_9 - Helpers' Working Hours- Typical Month
• fu_helpers_hours_10 - Helpers' Working Hours- Typical Month
• fu_helpers_hours_11 - Helpers' Working Hours- Typical Month
• fu_helpers_hours_12 - Helpers' Working Hours- Typical Month
• fu_helpers_hours_13 - Helpers' Working Hours- Typical Month
• fu_helpers_hours_14 - Helpers' Working Hours- Typical Month
• fu_helpers_hours_15 - Helpers' Working Hours- Typical Month
• fu_helpers_salary_1 - Helpers' Salary- Typical Month
• fu_helpers_salary_2 - Helpers' Salary- Typical Month
• fu_helpers_salary_3 - Helpers' Salary- Typical Month
• fu_helpers_salary_4 - Helpers' Salary- Typical Month
• fu_helpers_salary_5 - Helpers' Salary- Typical Month
• fu_helpers_salary_6 - Helpers' Salary- Typical Month
• fu_helpers_salary_7 - Helpers' Salary- Typical Month
• fu_helpers_salary_8 - Helpers' Salary- Typical Month
• fu_helpers_salary_9 - Helpers' Salary- Typical Month
• fu_helpers_salary_10 - Helpers' Salary- Typical Month
• fu_helpers_salary_11 - Helpers' Salary- Typical Month
• fu_helpers_salary_12 - Helpers' Salary- Typical Month
• fu_helpers_salary_13 - Helpers' Salary- Typical Month
• fu_helpers_salary_14 - Helpers' Salary- Typical Month
• fu_helpers_salary_15 - Helpers' Salary- Typical Month
• fu_helpers_benefits_1 - Helpers' Food, Benefits, Transport Typical Month
• fu_helpers_benefits_2 - Helpers' Food, Benefits, Transport Typical Month
• fu_helpers_benefits_3 - Helpers' Food, Benefits, Transport Typical Month
• fu_helpers_benefits_4 - Helpers' Food, Benefits, Transport Typical Month
• fu_helpers_benefits_5 - Helpers' Food, Benefits, Transport Typical Month
• fu_helpers_benefits_6 - Helpers' Food, Benefits, Transport Typical Month
• fu_helpers_benefits_7 - Helpers' Food, Benefits, Transport Typical Month
• fu_helpers_benefits_8 - Helpers' Food, Benefits, Transport Typical Month
• fu_helpers_benefits_9 - Helpers' Food, Benefits, Transport Typical Month
• fu_helpers_benefits_10 - Helpers' Food, Benefits, Transport Typical Month
• fu_helpers_benefits_11 - Helpers' Food, Benefits, Transport Typical Month
• fu_helpers_benefits_12 - Helpers' Food, Benefits, Transport Typical Month
• fu_helpers_benefits_13 - Helpers' Food, Benefits, Transport Typical Month
• fu_helpers_benefits_14 - Helpers' Food, Benefits, Transport Typical Month
• fu_helpers_benefits_15 - Helpers' Food, Benefits, Transport Typical Month
• fu_helpers_started_month_1 - Helpers' Started (Month)
• fu_helpers_started_month_2 - Helpers' Started (Month)
• fu_helpers_started_month_3 - Helpers' Started (Month)
• fu_helpers_started_month_4 - Helpers' Started (Month)
• fu_helpers_started_month_5 - Helpers' Started (Month)
• fu_helpers_started_month_6 - Helpers' Started (Month)
• fu_helpers_started_month_7 - Helpers' Started (Month)
• fu_helpers_started_month_8 - Helpers' Started (Month)
• fu_helpers_started_month_9 - Helpers' Started (Month)
• fu_helpers_started_month_10 - Helpers' Started (Month)
• fu_helpers_started_month_11 - Helpers' Started (Month)
• fu_helpers_started_month_12 - Helpers' Started (Month)
• fu_helpers_started_month_13 - Helpers' Started (Month)
• fu_helpers_started_month_14 - Helpers' Started (Month)
• fu_helpers_started_month_15 - Helpers' Started (Month)
• fu_helpers_started_year_1 - Helpers' Started (Year)
• fu_helpers_started_year_2 - Helpers' Started (Year)
• fu_helpers_started_year_3 - Helpers' Started (Year)
• fu_helpers_started_year_4 - Helpers' Started (Year)
• fu_helpers_started_year_5 - Helpers' Started (Year)
• fu_helpers_started_year_6 - Helpers' Started (Year)
• fu_helpers_started_year_7 - Helpers' Started (Year)
• fu_helpers_started_year_8 - Helpers' Started (Year)
• fu_helpers_started_year_9 - Helpers' Started (Year)
• fu_helpers_started_year_10 - Helpers' Started (Year)
• fu_helpers_started_year_11 - Helpers' Started (Year)
• fu_helpers_started_year_12 - Helpers' Started (Year)
• fu_helpers_started_year_13 - Helpers' Started (Year)
• fu_helpers_started_year_14 - Helpers' Started (Year)
• fu_helpers_started_year_15 - Helpers' Started (Year)
• fu_number_loans - Number of Loans in Last Yr
• fu_loans - Loans Outstanding
• fu_dum_loan_use_capital - Dummy loan use: capital
• fu_dum_loan_use_general - Dummy loan use: general
• fu_dum_loan_use_mainten - Dummy loan use: maintenance
• fu_dum_loan_use_school - Dummy loan use: school
• fu_dum_loan_use_medical - Dummy loan use: medical
• fu_dum_loan_use_pay_loans - Dummy loan use: pay other loans
• fu_dum_loan_use_asset - Dummy loan use: purchase asset
• fu_loans_last_yr_bank - Loans Last year Bank
• fu_loans_last_yr_lending_org - Loans Last yr Lending Org
• fu_loans_last_yr_ngo - Loans Last yr NGO
• fu_loans_last_yr_credit_union - Loans Last yr Credit Union
• fu_loans_last_yr_paluwagan - Loans Last yr Paluwagan
• fu_loans_last_yr_pawnshop - Loans Last yr Pawnshop
• fu_loans_last_yr_employer - Loans Last yr Employer
• fu_loans_last_yr_bombay_5_6er - Loans Last yr Bombay/5-6er
• fu_loans_last_yr_family_friend - Loans Last yr Family/Friend
• fu_loan_last_yr_refuse - Loan Last yr Refuse
• fu_loan_last_yr_dontknow - Loan Last yr Don't Know
• fu_loan_formal_1 - Loans Formal Institutions- Last month
• fu_loan_formal_2 - Loans Formal Institutions- Last month
• fu_loan_formal_3 - Loans Formal Institutions- Last month
• fu_loan_formal_4 - Loans Formal Institutions- Last month
• fu_loan_formal_5 - Loans Formal Institutions- Last month
• fu_loan_formal_6 - Loans Formal Institutions- Last month
• fu_loan_formal_7 - Loans Formal Institutions- Last month
• fu_loan_formal_8 - Loans Formal Institutions- Last month
• fu_loan_name_1 - Loans' Name
• fu_loan_name_2 - Loans' Name
• fu_loan_name_3 - Loans' Name
• fu_loan_name_4 - Loans' Name
• fu_loan_name_5 - Loans' Name
• fu_loan_name_6 - Loans' Name
• fu_loan_name_7 - Loans' Name
• fu_loan_name_8 - Loans' Name
• fu_loan_use_1 - Loans Use
• fu_loan_use_2 - Loans Use
• fu_loan_use_3 - Loans Use
• fu_loan_use_4 - Loans Use
• fu_loan_use_5 - Loans Use
• fu_loan_use_6 - Loans Use
• fu_loan_use_7 - Loans Use
• fu_loan_use_8 - Loans Use
• fu_loan_received_month_1
• fu_loan_received_year_1
• fu_loan_received_month_2
• fu_loan_received_year_2
• fu_loan_received_month_3
• fu_loan_received_year_3
• fu_loan_received_month_4
• fu_loan_received_year_4
• fu_loan_received_month_5
• fu_loan_received_year_5
• fu_loan_received_month_6
• fu_loan_received_year_6
• fu_loan_received_month_7
• fu_loan_received_year_7
• fu_loan_received_month_8
• fu_loan_received_year_8
• fu_loan_collateral_1 - Loan Collateral
• fu_loan_collateral_2 - Loan Collateral
• fu_loan_collateral_3 - Loan Collateral
• fu_loan_collateral_4 - Loan Collateral
• fu_loan_collateral_5 - Loan Collateral
• fu_loan_collateral_6 - Loan Collateral
• fu_loan_collateral_7 - Loan Collateral
• fu_loan_collateral_8 - Loan Collateral
• fu_loan_coborrower_1 - Loan Co-borrower
• fu_loan_coborrower_2 - Loan Co-borrower
• fu_loan_coborrower_3 - Loan Co-borrower
• fu_loan_coborrower_4 - Loan Co-borrower
• fu_loan_coborrower_5 - Loan Co-borrower
• fu_loan_coborrower_6 - Loan Co-borrower
• fu_loan_coborrower_7 - Loan Co-borrower
• fu_loan_coborrower_8 - Loan Co-borrower
• fu_loan_solidarity_1 - Loan Solidarity Group
• fu_loan_solidarity_2 - Loan Solidarity Group
• fu_loan_solidarity_3 - Loan Solidarity Group
• fu_loan_solidarity_4 - Loan Solidarity Group
• fu_loan_solidarity_5 - Loan Solidarity Group
• fu_loan_solidarity_6 - Loan Solidarity Group
• fu_loan_solidarity_7 - Loan Solidarity Group
• fu_loan_solidarity_8 - Loan Solidarity Group
• fu_loan_before_1 - Loan Before Deductions
• fu_loan_before_2 - Loan Before Deductions
• fu_loan_before_3 - Loan Before Deductions
• fu_loan_before_4 - Loan Before Deductions
• fu_loan_before_5 - Loan Before Deductions
• fu_loan_before_6 - Loan Before Deductions
• fu_loan_before_7 - Loan Before Deductions
• fu_loan_before_8 - Loan Before Deductions
• fu_loan_after_1 - Loan After Deductions
• fu_loan_after_2 - Loan After Deductions
• fu_loan_after_3 - Loan After Deductions
• fu_loan_after_4 - Loan After Deductions
• fu_loan_after_5 - Loan After Deductions
• fu_loan_after_6 - Loan After Deductions
• fu_loan_after_7 - Loan After Deductions
• fu_loan_after_8 - Loan After Deductions
• fu_loan_expenses_1 - Loan Expenses Incurred
• fu_loan_expenses_2 - Loan Expenses Incurred
• fu_loan_expenses_3 - Loan Expenses Incurred
• fu_loan_expenses_4 - Loan Expenses Incurred
• fu_loan_expenses_5 - Loan Expenses Incurred
• fu_loan_expenses_6 - Loan Expenses Incurred
• fu_loan_expenses_7 - Loan Expenses Incurred
• fu_loan_expenses_8 - Loan Expenses Incurred
• fu_loan_term_fill_1 - Loan Term (fill)
• fu_loan_term_fill_2 - Loan Term (fill)
• fu_loan_term_fill_3 - Loan Term (fill)
• fu_loan_term_fill_4 - Loan Term (fill)
• fu_loan_term_fill_5 - Loan Term (fill)
• fu_loan_term_fill_6 - Loan Term (fill)
• fu_loan_term_fill_7 - Loan Term (fill)
• fu_loan_term_fill_8 - Loan Term (fill)
• fu_loan_term_options_1 - Loan Term Unit
• fu_loan_term_options_2 - Loan Term Unit
• fu_loan_term_options_3 - Loan Term Unit
• fu_loan_term_options_4 - Loan Term Unit
• fu_loan_term_options_5 - Loan Term Unit
• fu_loan_term_options_6 - Loan Term Unit
• fu_loan_term_options_7 - Loan Term Unit
• fu_loan_term_options_8 - Loan Term Unit
• fu_loan_installment_options_1 - Loan Installment (Frequency)
• fu_loan_installment_options_2 - Loan Installment (Frequency)
• fu_loan_installment_options_3 - Loan Installment (Frequency)
• fu_loan_installment_options_4 - Loan Installment (Frequency)
• fu_loan_installment_options_5 - Loan Installment (Frequency)
• fu_loan_installment_options_6 - Loan Installment (Frequency)
• fu_loan_installment_options_7 - Loan Installment (Frequency)
• fu_loan_installment_options_8 - Loan Installment (Frequency)
• fu_loan_installment_1 - Loan Installment Amount
• fu_loan_installment_2 - Loan Installment Amount
• fu_loan_installment_3 - Loan Installment Amount
• fu_loan_installment_4 - Loan Installment Amount
• fu_loan_installment_5 - Loan Installment Amount
• fu_loan_installment_6 - Loan Installment Amount
• fu_loan_installment_7 - Loan Installment Amount
• fu_loan_installment_8 - Loan Installment Amount
• fu_loan_interest_fill_1 - Loan Interest Rate
• fu_loan_interest_fill_2 - Loan Interest Rate
• fu_loan_interest_fill_3 - Loan Interest Rate
• fu_loan_interest_fill_4 - Loan Interest Rate
• fu_loan_interest_fill_5 - Loan Interest Rate
• fu_loan_interest_fill_6 - Loan Interest Rate
• fu_loan_interest_fill_7 - Loan Interest Rate
• fu_loan_interest_fill_8 - Loan Interest Rate
• fu_loan_interest_options_1 - Loan Interest Rate (Frequency)
• fu_loan_interest_options_2 - Loan Interest Rate (Frequency)
• fu_loan_interest_options_3 - Loan Interest Rate (Frequency)
• fu_loan_interest_options_4 - Loan Interest Rate (Frequency)
• fu_loan_interest_options_5 - Loan Interest Rate (Frequency)
• fu_loan_interest_options_6 - Loan Interest Rate (Frequency)
• fu_loan_interest_options_7 - Loan Interest Rate (Frequency)
• fu_loan_interest_options_8 - Loan Interest Rate (Frequency)
• fu_loan_paluwagan - Paluwagan Last Month
• fu_paluwagan_loan_number - Paluwagan Loan Number Last Year
• fu_paluwagan_use_1 - Paluwagan Loan Use
• fu_paluwagan_use_2 - Paluwagan Loan Use
• fu_paluwagan_use_3 - Paluwagan Loan Use
• fu_paluwagan_use_4 - Paluwagan Loan Use
• fu_paluwagan_use_5 - Paluwagan Loan Use
• fu_paluwagan_use_6 - Paluwagan Loan Use
• fu_paluwagan_use_7 - Paluwagan Loan Use
• fu_paluwagan_use_8 - Paluwagan Loan Use
• fu_paluwagan_received_month_1
• fu_paluwagan_received_year_1
• fu_paluwagan_received_month_2
• fu_paluwagan_received_year_2
• fu_paluwagan_received_month_3
• fu_paluwagan_received_year_3
• fu_paluwagan_received_month_4
• fu_paluwagan_received_year_4
• fu_paluwagan_received_month_5
• fu_paluwagan_received_year_5
• fu_paluwagan_received_month_6
• fu_paluwagan_received_year_6
• fu_paluwagan_received_month_7
• fu_paluwagan_received_year_7
• fu_paluwagan_received_month_8
• fu_paluwagan_received_year_8
• fu_paluwagan_recurring_1 - Paluwagan Recurring
• fu_paluwagan_recurring_2 - Paluwagan Recurring
• fu_paluwagan_recurring_3 - Paluwagan Recurring
• fu_paluwagan_recurring_4 - Paluwagan Recurring
• fu_paluwagan_recurring_5 - Paluwagan Recurring
• fu_paluwagan_recurring_6 - Paluwagan Recurring
• fu_paluwagan_recurring_7 - Paluwagan Recurring
• fu_paluwagan_recurring_8 - Paluwagan Recurring
• fu_paluwagan_coborrower_1 - Paluwagan Co-borrower
• fu_paluwagan_coborrower_2 - Paluwagan Co-borrower
• fu_paluwagan_coborrower_3 - Paluwagan Co-borrower
• fu_paluwagan_coborrower_4 - Paluwagan Co-borrower
• fu_paluwagan_coborrower_5 - Paluwagan Co-borrower
• fu_paluwagan_coborrower_6 - Paluwagan Co-borrower
• fu_paluwagan_coborrower_7 - Paluwagan Co-borrower
• fu_paluwagan_coborrower_8 - Paluwagan Co-borrower
• fu_paluwagan_type_1 - Paluwagan Type
• fu_paluwagan_type_2 - Paluwagan Type
• fu_paluwagan_type_3 - Paluwagan Type
• fu_paluwagan_type_4 - Paluwagan Type
• fu_paluwagan_type_5 - Paluwagan Type
• fu_paluwagan_type_6 - Paluwagan Type
• fu_paluwagan_type_7 - Paluwagan Type
• fu_paluwagan_type_8 - Paluwagan Type
• fu_paluwagan_paid_1 - Paluwagan Paid Out
• fu_paluwagan_paid_2 - Paluwagan Paid Out
• fu_paluwagan_paid_3 - Paluwagan Paid Out
• fu_paluwagan_paid_4 - Paluwagan Paid Out
• fu_paluwagan_paid_5 - Paluwagan Paid Out
• fu_paluwagan_paid_6 - Paluwagan Paid Out
• fu_paluwagan_paid_7 - Paluwagan Paid Out
• fu_paluwagan_paid_8 - Paluwagan Paid Out
• fu_paluwagan_amount_1 - Paluwagan Amount Borrowed
• fu_paluwagan_amount_2 - Paluwagan Amount Borrowed
• fu_paluwagan_amount_3 - Paluwagan Amount Borrowed
• fu_paluwagan_amount_4 - Paluwagan Amount Borrowed
• fu_paluwagan_amount_5 - Paluwagan Amount Borrowed
• fu_paluwagan_amount_6 - Paluwagan Amount Borrowed
• fu_paluwagan_amount_7 - Paluwagan Amount Borrowed
• fu_paluwagan_amount_8 - Paluwagan Amount Borrowed
• fu_paluwagan_term_fill_1 - Paluwagan Term (fill)
• fu_paluwagan_term_fill_2 - Paluwagan Term (fill)
• fu_paluwagan_term_fill_3 - Paluwagan Term (fill)
• fu_paluwagan_term_fill_4 - Paluwagan Term (fill)
• fu_paluwagan_term_fill_5 - Paluwagan Term (fill)
• fu_paluwagan_term_fill_6 - Paluwagan Term (fill)
• fu_paluwagan_term_fill_7 - Paluwagan Term (fill)
• fu_paluwagan_term_fill_8 - Paluwagan Term (fill)
• fu_paluwagan_term_options_1 - Paluwagan Term (unit)
• fu_paluwagan_term_options_2 - Paluwagan Term (unit)
• fu_paluwagan_term_options_3 - Paluwagan Term (unit)
• fu_paluwagan_term_options_4 - Paluwagan Term (unit)
• fu_paluwagan_term_options_5 - Paluwagan Term (unit)
• fu_paluwagan_term_options_6 - Paluwagan Term (unit)
• fu_paluwagan_term_options_7 - Paluwagan Term (unit)
• fu_paluwagan_term_options_8 - Paluwagan Term (unit)
• fu_paluwagan_interest_fill_1 - Paluwagan Interest Rate
• fu_paluwagan_interest_fill_2 - Paluwagan Interest Rate
• fu_paluwagan_interest_fill_3 - Paluwagan Interest Rate
• fu_paluwagan_interest_fill_4 - Paluwagan Interest Rate
• fu_paluwagan_interest_fill_5 - Paluwagan Interest Rate
• fu_paluwagan_interest_fill_6 - Paluwagan Interest Rate
• fu_paluwagan_interest_fill_7 - Paluwagan Interest Rate
• fu_paluwagan_interest_fill_8 - Paluwagan Interest Rate
• fu_paluwagan_interest_options_1 - Paluwagan Interest Rate (frequency)
• fu_paluwagan_interest_options_2 - Paluwagan Interest Rate (frequency)
• fu_paluwagan_interest_options_3 - Paluwagan Interest Rate (frequency)
• fu_paluwagan_interest_options_4 - Paluwagan Interest Rate (frequency)
• fu_paluwagan_interest_options_5 - Paluwagan Interest Rate (frequency)
• fu_paluwagan_interest_options_6 - Paluwagan Interest Rate (frequency)
• fu_paluwagan_interest_options_7 - Paluwagan Interest Rate (frequency)
• fu_paluwagan_interest_options_8 - Paluwagan Interest Rate (frequency)
• fu_paluwagan_frequency_fill_1 - Paluwagan Installment Frequency (fill)
• fu_paluwagan_frequency_fill_2 - Paluwagan Installment Frequency (fill)
• fu_paluwagan_frequency_fill_3 - Paluwagan Installment Frequency (fill)
• fu_paluwagan_frequency_fill_4 - Paluwagan Installment Frequency (fill)
• fu_paluwagan_frequency_fill_5 - Paluwagan Installment Frequency (fill)
• fu_paluwagan_frequency_fill_6 - Paluwagan Installment Frequency (fill)
• fu_paluwagan_frequency_fill_7 - Paluwagan Installment Frequency (fill)
• fu_paluwagan_frequency_fill_8 - Paluwagan Installment Frequency (fill)
• fu_paluwagan_installment_1 - Paluwagan Installment Amount
• fu_paluwagan_installment_2 - Paluwagan Installment Amount
• fu_paluwagan_installment_3 - Paluwagan Installment Amount
• fu_paluwagan_installment_4 - Paluwagan Installment Amount
• fu_paluwagan_installment_5 - Paluwagan Installment Amount
• fu_paluwagan_installment_6 - Paluwagan Installment Amount
• fu_paluwagan_installment_7 - Paluwagan Installment Amount
• fu_paluwagan_installment_8 - Paluwagan Installment Amount
• fu_pawnshop_loan - Pawnshop Loan- Last Month
• fu_pawnshop_loan_number - Pawnshop Loan Number Last Year
• fu_pawned_items_1 - Pawned Items
• fu_pawned_items_2 - Pawned Items
• fu_pawned_items_3 - Pawned Items
• fu_pawned_items_4 - Pawned Items
• fu_pawned_items_5 - Pawned Items
• fu_pawned_items_6 - Pawned Items
• fu_pawned_items_7 - Pawned Items
• fu_pawned_items_8 - Pawned Items
• fu_pawanshop_use_1 - Pawnshop Loan Use
• fu_pawanshop_use_2 - Pawnshop Loan Use
• fu_pawanshop_use_3 - Pawnshop Loan Use
• fu_pawanshop_use_4 - Pawnshop Loan Use
• fu_pawanshop_use_5 - Pawnshop Loan Use
• fu_pawanshop_use_6 - Pawnshop Loan Use
• fu_pawanshop_use_7 - Pawnshop Loan Use
• fu_pawanshop_use_8 - Pawnshop Loan Use
• fu_pawnshop_date_month_1
• fu_pawnshop_date_year_1
• fu_pawnshop_date_month_2
• fu_pawnshop_date_year_2
• fu_pawnshop_date_month_3
• fu_pawnshop_date_year_3
• fu_pawnshop_date_month_4
• fu_pawnshop_date_year_4
• fu_pawnshop_date_month_5
• fu_pawnshop_date_year_5
• fu_pawnshop_date_month_6
• fu_pawnshop_date_year_6
• fu_pawnshop_date_month_7
• fu_pawnshop_date_year_7
• fu_pawnshop_date_month_8
• fu_pawnshop_date_year_8
• fu_pawnshop_before_1 - Pawnshop Loan Before Deductions
• fu_pawnshop_before_2 - Pawnshop Loan Before Deductions
• fu_pawnshop_before_3 - Pawnshop Loan Before Deductions
• fu_pawnshop_before_4 - Pawnshop Loan Before Deductions
• fu_pawnshop_before_5 - Pawnshop Loan Before Deductions
• fu_pawnshop_before_6 - Pawnshop Loan Before Deductions
• fu_pawnshop_before_7 - Pawnshop Loan Before Deductions
• fu_pawnshop_before_8 - Pawnshop Loan Before Deductions
• fu_pawnshop_after_1 - Pawnshop Loan After Deductions
• fu_pawnshop_after_2 - Pawnshop Loan After Deductions
• fu_pawnshop_after_3 - Pawnshop Loan After Deductions
• fu_pawnshop_after_4 - Pawnshop Loan After Deductions
• fu_pawnshop_after_5 - Pawnshop Loan After Deductions
• fu_pawnshop_after_6 - Pawnshop Loan After Deductions
• fu_pawnshop_after_7 - Pawnshop Loan After Deductions
• fu_pawnshop_after_8 - Pawnshop Loan After Deductions
• fu_pawnshop_resells_fill_1 - Pawnshop Time to Resell (fill)
• fu_pawnshop_resells_fill_2 - Pawnshop Time to Resell (fill)
• fu_pawnshop_resells_fill_3 - Pawnshop Time to Resell (fill)
• fu_pawnshop_resells_fill_4 - Pawnshop Time to Resell (fill)
• fu_pawnshop_resells_fill_5 - Pawnshop Time to Resell (fill)
• fu_pawnshop_resells_fill_6 - Pawnshop Time to Resell (fill)
• fu_pawnshop_resells_fill_7 - Pawnshop Time to Resell (fill)
• fu_pawnshop_resells_fill_8 - Pawnshop Time to Resell (fill)
• fu_pawnshop_resells_options_1 - Pawnshop Time to Resell (unit)
• fu_pawnshop_resells_options_2 - Pawnshop Time to Resell (unit)
• fu_pawnshop_resells_options_3 - Pawnshop Time to Resell (unit)
• fu_pawnshop_resells_options_4 - Pawnshop Time to Resell (unit)
• fu_pawnshop_resells_options_5 - Pawnshop Time to Resell (unit)
• fu_pawnshop_resells_options_6 - Pawnshop Time to Resell (unit)
• fu_pawnshop_resells_options_7 - Pawnshop Time to Resell (unit)
• fu_pawnshop_resells_options_8 - Pawnshop Time to Resell (unit)
• fu_pawnshop_interest_fill_1 - Pawnshop Interest Rate (fill)
• fu_pawnshop_interest_fill_2 - Pawnshop Interest Rate (fill)
• fu_pawnshop_interest_fill_3 - Pawnshop Interest Rate (fill)
• fu_pawnshop_interest_fill_4 - Pawnshop Interest Rate (fill)
• fu_pawnshop_interest_fill_5 - Pawnshop Interest Rate (fill)
• fu_pawnshop_interest_fill_6 - Pawnshop Interest Rate (fill)
• fu_pawnshop_interest_fill_7 - Pawnshop Interest Rate (fill)
• fu_pawnshop_interest_fill_8 - Pawnshop Interest Rate (fill)
• fu_pawnshop_interest_options_1 - Pawnshop Interest Rate (unit)
• fu_pawnshop_interest_options_2 - Pawnshop Interest Rate (unit)
• fu_pawnshop_interest_options_3 - Pawnshop Interest Rate (unit)
• fu_pawnshop_interest_options_4 - Pawnshop Interest Rate (unit)
• fu_pawnshop_interest_options_5 - Pawnshop Interest Rate (unit)
• fu_pawnshop_interest_options_6 - Pawnshop Interest Rate (unit)
• fu_pawnshop_interest_options_7 - Pawnshop Interest Rate (unit)
• fu_pawnshop_interest_options_8 - Pawnshop Interest Rate (unit)
• fu_pawnshop_back_1 - Pawned Items Retrieve
• fu_pawnshop_back_2 - Pawned Items Retrieve
• fu_pawnshop_back_3 - Pawned Items Retrieve
• fu_pawnshop_back_4 - Pawned Items Retrieve
• fu_pawnshop_back_5 - Pawned Items Retrieve
• fu_pawnshop_back_6 - Pawned Items Retrieve
• fu_pawnshop_back_7 - Pawned Items Retrieve
• fu_pawnshop_back_8 - Pawned Items Retrieve
• fu_employer_loan - Employer Loan_Last Month
• fu_employer_loan_number - Employer Loan Number last year
• fu_employer_use_1 - Employer Loan Use
• fu_employer_use_2 - Employer Loan Use
• fu_employer_use_3 - Employer Loan Use
• fu_employer_use_4 - Employer Loan Use
• fu_employer_use_5 - Employer Loan Use
• fu_employer_use_6 - Employer Loan Use
• fu_employer_use_7 - Employer Loan Use
• fu_employer_use_8 - Employer Loan Use
• fu_employer_received_month_1
• fu_employer_received_year_1
• fu_employer_received_month_2
• fu_employer_received_year_2
• fu_employer_received_month_3
• fu_employer_received_year_3
• fu_employer_received_month_4
• fu_employer_received_year_4
• fu_employer_received_month_5
• fu_employer_received_year_5
• fu_employer_received_month_6
• fu_employer_received_year_6
• fu_employer_received_month_7
• fu_employer_received_year_7
• fu_employer_received_month_8
• fu_employer_received_year_8
• fu_employer_collateral_1 - Employer Loan Collateral
• fu_employer_collateral_2 - Employer Loan Collateral
• fu_employer_collateral_3 - Employer Loan Collateral
• fu_employer_collateral_4 - Employer Loan Collateral
• fu_employer_collateral_5 - Employer Loan Collateral
• fu_employer_collateral_6 - Employer Loan Collateral
• fu_employer_collateral_7 - Employer Loan Collateral
• fu_employer_collateral_8 - Employer Loan Collateral
• fu_employer_coborrower_1 - Employer Loan Co-Borrower
• fu_employer_coborrower_2 - Employer Loan Co-Borrower
• fu_employer_coborrower_3 - Employer Loan Co-Borrower
• fu_employer_coborrower_4 - Employer Loan Co-Borrower
• fu_employer_coborrower_5 - Employer Loan Co-Borrower
• fu_employer_coborrower_6 - Employer Loan Co-Borrower
• fu_employer_coborrower_7 - Employer Loan Co-Borrower
• fu_employer_coborrower_8 - Employer Loan Co-Borrower
• fu_employer_before_1 - Employer Loan Before Deductions
• fu_employer_before_2 - Employer Loan Before Deductions
• fu_employer_before_3 - Employer Loan Before Deductions
• fu_employer_before_4 - Employer Loan Before Deductions
• fu_employer_before_5 - Employer Loan Before Deductions
• fu_employer_before_6 - Employer Loan Before Deductions
• fu_employer_before_7 - Employer Loan Before Deductions
• fu_employer_before_8 - Employer Loan Before Deductions
• fu_employer_after_1 - Employer Loan After Deductions
• fu_employer_after_2 - Employer Loan After Deductions
• fu_employer_after_3 - Employer Loan After Deductions
• fu_employer_after_4 - Employer Loan After Deductions
• fu_employer_after_5 - Employer Loan After Deductions
• fu_employer_after_6 - Employer Loan After Deductions
• fu_employer_after_7 - Employer Loan After Deductions
• fu_employer_after_8 - Employer Loan After Deductions
• fu_employer_expenses_1 - Employer Loan Expenses Incurred
• fu_employer_expenses_2 - Employer Loan Expenses Incurred
• fu_employer_expenses_3 - Employer Loan Expenses Incurred
• fu_employer_expenses_4 - Employer Loan Expenses Incurred
• fu_employer_expenses_5 - Employer Loan Expenses Incurred
• fu_employer_expenses_6 - Employer Loan Expenses Incurred
• fu_employer_expenses_7 - Employer Loan Expenses Incurred
• fu_employer_expenses_8 - Employer Loan Expenses Incurred
• fu_employer_term_fill_1 - Employer Loan Term (fill)
• fu_employer_term_fill_2 - Employer Loan Term (fill)
• fu_employer_term_fill_3 - Employer Loan Term (fill)
• fu_employer_term_fill_4 - Employer Loan Term (fill)
• fu_employer_term_fill_5 - Employer Loan Term (fill)
• fu_employer_term_fill_6 - Employer Loan Term (fill)
• fu_employer_term_fill_7 - Employer Loan Term (fill)
• fu_employer_term_fill_8 - Employer Loan Term (fill)
• fu_employer_term_options_1 - Employer Loan Term (unit)
• fu_employer_term_options_2 - Employer Loan Term (unit)
• fu_employer_term_options_3 - Employer Loan Term (unit)
• fu_employer_term_options_4 - Employer Loan Term (unit)
• fu_employer_term_options_5 - Employer Loan Term (unit)
• fu_employer_term_options_6 - Employer Loan Term (unit)
• fu_employer_term_options_7 - Employer Loan Term (unit)
• fu_employer_term_options_8 - Employer Loan Term (unit)
• fu_employer_interest_fill_1 - Employer Loan Interest Rate (fill)
• fu_employer_interest_fill_2 - Employer Loan Interest Rate (fill)
• fu_employer_interest_fill_3 - Employer Loan Interest Rate (fill)
• fu_employer_interest_fill_4 - Employer Loan Interest Rate (fill)
• fu_employer_interest_fill_5 - Employer Loan Interest Rate (fill)
• fu_employer_interest_fill_6 - Employer Loan Interest Rate (fill)
• fu_employer_interest_fill_7 - Employer Loan Interest Rate (fill)
• fu_employer_interest_fill_8 - Employer Loan Interest Rate (fill)
• fu_employer_interest_options_1 - Employer Loan Interest Rate (unit)
• fu_employer_interest_options_2 - Employer Loan Interest Rate (unit)
• fu_employer_interest_options_3 - Employer Loan Interest Rate (unit)
• fu_employer_interest_options_4 - Employer Loan Interest Rate (unit)
• fu_employer_interest_options_5 - Employer Loan Interest Rate (unit)
• fu_employer_interest_options_6 - Employer Loan Interest Rate (unit)
• fu_employer_interest_options_7 - Employer Loan Interest Rate (unit)
• fu_employer_interest_options_8 - Employer Loan Interest Rate (unit)
• fu_employer_frequency_fill_1 - Employer Loan Installment Frequency (fill)
• fu_employer_frequency_fill_2 - Employer Loan Installment Frequency (fill)
• fu_employer_frequency_fill_3 - Employer Loan Installment Frequency (fill)
• fu_employer_frequency_fill_4 - Employer Loan Installment Frequency (fill)
• fu_employer_frequency_fill_5 - Employer Loan Installment Frequency (fill)
• fu_employer_frequency_fill_6 - Employer Loan Installment Frequency (fill)
• fu_employer_frequency_fill_7 - Employer Loan Installment Frequency (fill)
• fu_employer_frequency_fill_8 - Employer Loan Installment Frequency (fill)
• fu_employer_installment_1 - Employer Loan Installment Amount
• fu_employer_installment_2 - Employer Loan Installment Amount
• fu_employer_installment_3 - Employer Loan Installment Amount
• fu_employer_installment_4 - Employer Loan Installment Amount
• fu_employer_installment_5 - Employer Loan Installment Amount
• fu_employer_installment_6 - Employer Loan Installment Amount
• fu_employer_installment_7 - Employer Loan Installment Amount
• fu_employer_installment_8 - Employer Loan Installment Amount
• fu_bombay_loan - Bombay/Financing Loan-Last Month
• fu_bombay_12_months - Bombay/Financing Loan 12 Months
• fu_bombay_loan_use_1 - Bombay/Finacing Loan Use
• fu_bombay_loan_use_2 - Bombay/Finacing Loan Use
• fu_bombay_loan_use_3 - Bombay/Finacing Loan Use
• fu_bombay_loan_use_4 - Bombay/Finacing Loan Use
• fu_bombay_loan_use_5 - Bombay/Finacing Loan Use
• fu_bombay_loan_use_6 - Bombay/Finacing Loan Use
• fu_bombay_loan_use_7 - Bombay/Finacing Loan Use
• fu_bombay_loan_use_8 - Bombay/Finacing Loan Use
• fu_bombay_friend_1 - Bombay/Financer Borrower's Friend
• fu_bombay_friend_2 - Bombay/Financer Borrower's Friend
• fu_bombay_friend_3 - Bombay/Financer Borrower's Friend
• fu_bombay_friend_4 - Bombay/Financer Borrower's Friend
• fu_bombay_friend_5 - Bombay/Financer Borrower's Friend
• fu_bombay_friend_6 - Bombay/Financer Borrower's Friend
• fu_bombay_friend_7 - Bombay/Financer Borrower's Friend
• fu_bombay_friend_8 - Bombay/Financer Borrower's Friend
• fu_bombay_received_month_1
• fu_bombay_received_year_1
• fu_bombay_received_month_2
• fu_bombay_received_year_2
• fu_bombay_received_month_3
• fu_bombay_received_year_3
• fu_bombay_received_month_4
• fu_bombay_received_year_4
• fu_bombay_received_month_5
• fu_bombay_received_year_5
• fu_bombay_received_month_6
• fu_bombay_received_year_6
• fu_bombay_received_month_7
• fu_bombay_received_year_7
• fu_bombay_received_month_8
• fu_bombay_received_year_8
• fu_bombay_coborrowed_1 - Bombay/Financing Loan Co-Borrower
• fu_bombay_coborrowed_2 - Bombay/Financing Loan Co-Borrower
• fu_bombay_coborrowed_3 - Bombay/Financing Loan Co-Borrower
• fu_bombay_coborrowed_4 - Bombay/Financing Loan Co-Borrower
• fu_bombay_coborrowed_5 - Bombay/Financing Loan Co-Borrower
• fu_bombay_coborrowed_6 - Bombay/Financing Loan Co-Borrower
• fu_bombay_coborrowed_7 - Bombay/Financing Loan Co-Borrower
• fu_bombay_coborrowed_8 - Bombay/Financing Loan Co-Borrower
• fu_bombay_before_1 - Bombay/Financing Loan Before Deductions
• fu_bombay_before_2 - Bombay/Financing Loan Before Deductions
• fu_bombay_before_3 - Bombay/Financing Loan Before Deductions
• fu_bombay_before_4 - Bombay/Financing Loan Before Deductions
• fu_bombay_before_5 - Bombay/Financing Loan Before Deductions
• fu_bombay_before_6 - Bombay/Financing Loan Before Deductions
• fu_bombay_before_7 - Bombay/Financing Loan Before Deductions
• fu_bombay_before_8 - Bombay/Financing Loan Before Deductions
• fu_bombay_after_1 - Bombay/Financing Loan After Deductions
• fu_bombay_after_2 - Bombay/Financing Loan After Deductions
• fu_bombay_after_3 - Bombay/Financing Loan After Deductions
• fu_bombay_after_4 - Bombay/Financing Loan After Deductions
• fu_bombay_after_5 - Bombay/Financing Loan After Deductions
• fu_bombay_after_6 - Bombay/Financing Loan After Deductions
• fu_bombay_after_7 - Bombay/Financing Loan After Deductions
• fu_bombay_after_8 - Bombay/Financing Loan After Deductions
• fu_bombay_expenses_1 - Bombay/Financing Loan Expenses Incurred
• fu_bombay_expenses_2 - Bombay/Financing Loan Expenses Incurred
• fu_bombay_expenses_3 - Bombay/Financing Loan Expenses Incurred
• fu_bombay_expenses_4 - Bombay/Financing Loan Expenses Incurred
• fu_bombay_expenses_5 - Bombay/Financing Loan Expenses Incurred
• fu_bombay_expenses_6 - Bombay/Financing Loan Expenses Incurred
• fu_bombay_expenses_7 - Bombay/Financing Loan Expenses Incurred
• fu_bombay_expenses_8 - Bombay/Financing Loan Expenses Incurred
• fu_bombay_term_fill_1 - Bombay/Financing Loan Term (fill)
• fu_bombay_term_fill_2 - Bombay/Financing Loan Term (fill)
• fu_bombay_term_fill_3 - Bombay/Financing Loan Term (fill)
• fu_bombay_term_fill_4 - Bombay/Financing Loan Term (fill)
• fu_bombay_term_fill_5 - Bombay/Financing Loan Term (fill)
• fu_bombay_term_fill_6 - Bombay/Financing Loan Term (fill)
• fu_bombay_term_fill_7 - Bombay/Financing Loan Term (fill)
• fu_bombay_term_fill_8 - Bombay/Financing Loan Term (fill)
• fu_bombay_term_options_1 - Bombay/Financing Loan Term (unit)
• fu_bombay_term_options_2 - Bombay/Financing Loan Term (unit)
• fu_bombay_term_options_3 - Bombay/Financing Loan Term (unit)
• fu_bombay_term_options_4 - Bombay/Financing Loan Term (unit)
• fu_bombay_term_options_5 - Bombay/Financing Loan Term (unit)
• fu_bombay_term_options_6 - Bombay/Financing Loan Term (unit)
• fu_bombay_term_options_7 - Bombay/Financing Loan Term (unit)
• fu_bombay_term_options_8 - Bombay/Financing Loan Term (unit)
• fu_bombay_interest_fill_1 - Bombay/Financing Loan Interest Rate (fill)
• fu_bombay_interest_fill_2 - Bombay/Financing Loan Interest Rate (fill)
• fu_bombay_interest_fill_3 - Bombay/Financing Loan Interest Rate (fill)
• fu_bombay_interest_fill_4 - Bombay/Financing Loan Interest Rate (fill)
• fu_bombay_interest_fill_5 - Bombay/Financing Loan Interest Rate (fill)
• fu_bombay_interest_fill_6 - Bombay/Financing Loan Interest Rate (fill)
• fu_bombay_interest_fill_7 - Bombay/Financing Loan Interest Rate (fill)
• fu_bombay_interest_fill_8 - Bombay/Financing Loan Interest Rate (fill)
• fu_bombay_interest_options_1 - Bombay/Financing Loan Interest Rate (unit)
• fu_bombay_interest_options_2 - Bombay/Financing Loan Interest Rate (unit)
• fu_bombay_interest_options_3 - Bombay/Financing Loan Interest Rate (unit)
• fu_bombay_interest_options_4 - Bombay/Financing Loan Interest Rate (unit)
• fu_bombay_interest_options_5 - Bombay/Financing Loan Interest Rate (unit)
• fu_bombay_interest_options_6 - Bombay/Financing Loan Interest Rate (unit)
• fu_bombay_interest_options_7 - Bombay/Financing Loan Interest Rate (unit)
• fu_bombay_interest_options_8 - Bombay/Financing Loan Interest Rate (unit)
• fu_bombay_frequency_fill_1 - Bombay/Financing Loan Installment Frequency (fill)
• fu_bombay_frequency_fill_2 - Bombay/Financing Loan Installment Frequency (fill)
• fu_bombay_frequency_fill_3 - Bombay/Financing Loan Installment Frequency (fill)
• fu_bombay_frequency_fill_4 - Bombay/Financing Loan Installment Frequency (fill)
• fu_bombay_frequency_fill_5 - Bombay/Financing Loan Installment Frequency (fill)
• fu_bombay_frequency_fill_6 - Bombay/Financing Loan Installment Frequency (fill)
• fu_bombay_frequency_fill_7 - Bombay/Financing Loan Installment Frequency (fill)
• fu_bombay_frequency_fill_8 - Bombay/Financing Loan Installment Frequency (fill)
• fu_bombay_installment_1 - Bombay/Financing Loan Installment Amount
• fu_bombay_installment_2 - Bombay/Financing Loan Installment Amount
• fu_bombay_installment_3 - Bombay/Financing Loan Installment Amount
• fu_bombay_installment_4 - Bombay/Financing Loan Installment Amount
• fu_bombay_installment_5 - Bombay/Financing Loan Installment Amount
• fu_bombay_installment_6 - Bombay/Financing Loan Installment Amount
• fu_bombay_installment_7 - Bombay/Financing Loan Installment Amount
• fu_bombay_installment_8 - Bombay/Financing Loan Installment Amount
• fu_family_friend_loan - Family/Friend Loan
• fu_family_friends_loan_number - Family Friends Loan Number last year
• fu_family_use_1 - Family/Friends Loan Use
• fu_family_use_2 - Family/Friends Loan Use
• fu_family_use_3 - Family/Friends Loan Use
• fu_family_use_4 - Family/Friends Loan Use
• fu_family_use_5 - Family/Friends Loan Use
• fu_family_use_6 - Family/Friends Loan Use
• fu_family_use_7 - Family/Friends Loan Use
• fu_family_use_8 - Family/Friends Loan Use
• fu_family_received_month_1
• fu_family_received_year_1
• fu_family_received_month_2
• fu_family_received_year_2
• fu_family_received_month_3
• fu_family_received_year_3
• fu_family_received_month_4
• fu_family_received_year_4
• fu_family_received_month_5
• fu_family_received_year_5
• fu_family_received_month_6
• fu_family_received_year_6
• fu_family_received_month_7
• fu_family_received_year_7
• fu_family_received_month_8
• fu_family_received_year_8
• fu_family_before_1 - Family/Friends Loan Before Deductions
• fu_family_before_2 - Family/Friends Loan Before Deductions
• fu_family_before_3 - Family/Friends Loan Before Deductions
• fu_family_before_4 - Family/Friends Loan Before Deductions
• fu_family_before_5 - Family/Friends Loan Before Deductions
• fu_family_before_6 - Family/Friends Loan Before Deductions
• fu_family_before_7 - Family/Friends Loan Before Deductions
• fu_family_before_8 - Family/Friends Loan Before Deductions
• fu_family_after_1 - Family/Friends Loan After Deductions
• fu_family_after_2 - Family/Friends Loan After Deductions
• fu_family_after_3 - Family/Friends Loan After Deductions
• fu_family_after_4 - Family/Friends Loan After Deductions
• fu_family_after_5 - Family/Friends Loan After Deductions
• fu_family_after_6 - Family/Friends Loan After Deductions
• fu_family_after_7 - Family/Friends Loan After Deductions
• fu_family_after_8 - Family/Friends Loan After Deductions
• fu_family_expenses_1 - Family/Friends Loan Expenses Incurred
• fu_family_expenses_2 - Family/Friends Loan Expenses Incurred
• fu_family_expenses_3 - Family/Friends Loan Expenses Incurred
• fu_family_expenses_4 - Family/Friends Loan Expenses Incurred
• fu_family_expenses_5 - Family/Friends Loan Expenses Incurred
• fu_family_expenses_6 - Family/Friends Loan Expenses Incurred
• fu_family_expenses_7 - Family/Friends Loan Expenses Incurred
• fu_family_expenses_8 - Family/Friends Loan Expenses Incurred
• fu_family_expected_1 - Family/Friends Loan Expected to be Repaid
• fu_family_expected_2 - Family/Friends Loan Expected to be Repaid
• fu_family_expected_3 - Family/Friends Loan Expected to be Repaid
• fu_family_expected_4 - Family/Friends Loan Expected to be Repaid
• fu_family_expected_5 - Family/Friends Loan Expected to be Repaid
• fu_family_expected_6 - Family/Friends Loan Expected to be Repaid
• fu_family_expected_7 - Family/Friends Loan Expected to be Repaid
• fu_family_expected_8 - Family/Friends Loan Expected to be Repaid
• fu_family_expected_amount_1 - Family/Friends Loan Expected Amount to be Repaid
• fu_family_expected_amount_2 - Family/Friends Loan Expected Amount to be Repaid
• fu_family_expected_amount_3 - Family/Friends Loan Expected Amount to be Repaid
• fu_family_expected_amount_4 - Family/Friends Loan Expected Amount to be Repaid
• fu_family_expected_amount_5 - Family/Friends Loan Expected Amount to be Repaid
• fu_family_expected_amount_6 - Family/Friends Loan Expected Amount to be Repaid
• fu_family_expected_amount_7 - Family/Friends Loan Expected Amount to be Repaid
• fu_family_expected_amount_8 - Family/Friends Loan Expected Amount to be Repaid
• fu_family_term_fill_1 - Family/Friends Loan Term (fill)
• fu_family_term_fill_2 - Family/Friends Loan Term (fill)
• fu_family_term_fill_3 - Family/Friends Loan Term (fill)
• fu_family_term_fill_4 - Family/Friends Loan Term (fill)
• fu_family_term_fill_5 - Family/Friends Loan Term (fill)
• fu_family_term_fill_6 - Family/Friends Loan Term (fill)
• fu_family_term_fill_7 - Family/Friends Loan Term (fill)
• fu_family_term_fill_8 - Family/Friends Loan Term (fill)
• fu_family_term_options_1 - Family/Friends Loan Term (unit)
• fu_family_term_options_2 - Family/Friends Loan Term (unit)
• fu_family_term_options_3 - Family/Friends Loan Term (unit)
• fu_family_term_options_4 - Family/Friends Loan Term (unit)
• fu_family_term_options_5 - Family/Friends Loan Term (unit)
• fu_family_term_options_6 - Family/Friends Loan Term (unit)
• fu_family_term_options_7 - Family/Friends Loan Term (unit)
• fu_family_term_options_8 - Family/Friends Loan Term (unit)
• fu_family_interest_fill_1 - Family/Friends Loan Interest Rate (fill)
• fu_family_interest_fill_2 - Family/Friends Loan Interest Rate (fill)
• fu_family_interest_fill_3 - Family/Friends Loan Interest Rate (fill)
• fu_family_interest_fill_4 - Family/Friends Loan Interest Rate (fill)
• fu_family_interest_fill_5 - Family/Friends Loan Interest Rate (fill)
• fu_family_interest_fill_6 - Family/Friends Loan Interest Rate (fill)
• fu_family_interest_fill_7 - Family/Friends Loan Interest Rate (fill)
• fu_family_interest_fill_8 - Family/Friends Loan Interest Rate (fill)
• fu_family_interest_options_1 - Family/Friends Loan Interest Rate (unit)
• fu_family_interest_options_2 - Family/Friends Loan Interest Rate (unit)
• fu_family_interest_options_3 - Family/Friends Loan Interest Rate (unit)
• fu_family_interest_options_4 - Family/Friends Loan Interest Rate (unit)
• fu_family_interest_options_5 - Family/Friends Loan Interest Rate (unit)
• fu_family_interest_options_6 - Family/Friends Loan Interest Rate (unit)
• fu_family_interest_options_7 - Family/Friends Loan Interest Rate (unit)
• fu_family_interest_options_8 - Family/Friends Loan Interest Rate (unit)
• fu_family_friends_loan_others_1 - Family/Friends Loan Others
• fu_family_friends_loan_others_2 - Family/Friends Loan Others
• fu_family_friends_loan_others_3 - Family/Friends Loan Others
• fu_family_friends_loan_others_4 - Family/Friends Loan Others
• fu_family_friends_loan_others_5 - Family/Friends Loan Others
• fu_family_friends_loan_others_6 - Family/Friends Loan Others
• fu_family_friends_loan_others_7 - Family/Friends Loan Others
• fu_family_friends_loan_others_8 - Family/Friends Loan Others
• fu_suppliers_loan - Suppliers' Loan in Last Month
• fu_suppliers_present - Suppliers' Loan Present
• fu_suppliers_top_seller - Suppliers' Loan Top Seller Good
• fu_suppliers_frequency - Suppliers' Loan Delivery Frequency
• fu_suppliers_frequency_other - Suppliers' Loan Delivery Frequency (other)
• fu_suppliers_worth - Suppliers' Loan Worth
• fu_suppliers_term - Suppliers Loan Term
• fu_suppliers_term_option - Suppliers' Loan Term (unit)
• fu_suppliers_upon_delivery - Suppliers' Loan Paid Upon Delivery
• fu_suppliers_discount - Suppliers' Loan Discount if Paid in Full/Partial
• fu_suppliers_discount_amount - Suppliers' Loan Discount Amount
• fu_suppliers_discount_option - Suppliers' Loan Discount Amount (unit)
• fu_loan_denied - Loan Denied in Last Year
• fu_theor_loan_location - Theoretical Loan Source
• fu_theor_loan_trouble - Theoretical Loan Approval Trouble
• fu_theor_loan_irate - Theoretical Loan IRate
• fu_theor_loan_fr_fam - Theoretical Loan From Friends/Family
• fu_theor_loan_fr_fam_amt - Theoretical Loan Friends/Fam Amount
• fu_savings - Savings
• fu_savings_account_paluwagan - Savings in Account or Paluwagan
• fu_asset_owned_land - Asset Owned Land
• fu_asset_owned_buildings - Asset Owned Buildings
• fu_asset_owned_cell_phones - Asset Owned Cell Phones
• fu_asset_owned_stoves - Asset Owned Stoves
• fu_asset_owned_fans - Asset Owned Electric Fans
• fu_asset_owned_ac - Asset Owned A/C Units
• fu_asset_owned_tv_sets - Asset Owned TV Sets
• fu_asset_owned_vhs_dvd - Asset Owned VHS/VCD/DVD/KTV
• fu_asset_owned_cars - Asset Owned Cars (exclude Jeepneys)
• fu_asset_owned_motor_tri_bi - Asset Owned Moto-Tri-Bi-cycle
• fu_asset_owned_jeepneys - Asset Owned Jeepneys/Trucks
• fu_asset_owned_h2o_pur_dev - Asset Owned H20 Purifying Device
• fu_asset_owned_fridge - Asset Owned Refrigerators
• fu_asset_owned_computers - Asset Owned Computers
• fu_asset_owned_bus_equip - Asset Owned Business Equipment
• fu_asset_owned_livestock - Asset Owned livestock
• fu_asset_owned_furniture - Asset Owned Furniture
• fu_asset_owned_other1 - Asset Owned Other1
• fu_asset_owned_other1_specify - Asset Owned Other1 (Specify)
• fu_asset_owned_other2 - Asset Owned Other2
• fu_asset_owned_other2_specify - Asset Owned Other2 (Specify)
• fu_asset_pur_num_land - Asset Purchased past year Land
• fu_asset_pur_num_buildings - Asset Purchased past year Buildings
• fu_asset_pur_num_cell_phones - Asset Purchased past year Cell Phones
• fu_asset_pur_num_stoves - Asset Purchased past year Stoves
• fu_asset_pur_num_fans - Asset Purchased past year Fans
• fu_asset_pur_num_ac - Asset Purchased past year AC
• fu_asset_pur_num_tv_sets - Asset Purchased past year TV Sets
• fu_asset_pur_num_vhs_dvd - Asset Purchased past year VHS DVD VCD KTV
• fu_asset_pur_num_cars_excl_jeep - Asset Purchased past year Cars (excl Jeepneys)
• fu_asset_pur_num_motor_tri_bi_cy - Asset Purchased past year Motor Tri Bi Cycles
• fu_asset_pur_num_jeepneys - Asset Purchased past year jeepneys Trucks
• fu_asset_pur_num_h2o_pur_dev - Asset Purchased past year H2O Purifying Device
• fu_asset_pur_num_fridge - Asset Purchased past year Refrigerators
• fu_asset_pur_num_computers - Asset Purchased past year Computers
• fu_asset_pur_num_bus_equip - Asset Purchased past year Business Equipment
• fu_asset_pur_num_livestock - Asset Purchased past year Livestock
• fu_asset_pur_num_furniture - Asset Purchased past year Furniture
• fu_asset_pur_num_other1 - Asset Purchased past year Other1
• fu_asset_pur_num_other2 - Asset Purchasedpast year Other2
• fu_asset_pur_price_land - Asset Purchase Price Land
• fu_asset_pur_price_buildings - Asset Purchase Price Building
• fu_asset_pur_price_cell_phones - Asset Purchase Price Cell Phone
• fu_asset_pur_price_stoves - Asset Purchase Price Stoves
• fu_asset_pur_price_fans - Asset Purchase Price Fans
• fu_asset_pur_price_ac - Asset Purchase Price AC
• fu_asset_pur_price_tv_sets - Asset Purchase Price TV Sets
• fu_asset_pur_price_vhs_dvd - Asset Purchase Price VHS DVD VCD KTV
• fu_asset_pur_price_cars - Asset Purchase Price Cars (excl Jeepneys)
• fu_asset_pur_price_motor_tri_bi - Asset Purchase Price Motor Tri Bi Cycles
• fu_asset_pur_price_jeepneys - Asset Purchase Price Jeepneys Trucks
• fu_asset_pur_price_h2o_pur_dev - Asset Purchase Price H2O Purifying Device
• fu_asset_pur_price_fridge - Asset Purchase Price Refrigerators
• fu_asset_pur_price_computers - Asset Purchase Price Computers
• fu_asset_pur_price_bus_equip - Asset Purchase Price Business Equipment
• fu_asset_pur_price_livestock - Asset Purchase Price Livestock
• fu_asset_pur_price_furniture - Asset Purchase Price Furniture
• fu_asset_pur_price_other1 - Asset Purchase Price Other1
• fu_asset_pur_price_other2 - Asset Purchase Price Other2
• fu_asset_sold_num_land - Assets Sold Land
• fu_asset_sold_num_buildings - Assets Sold Building
• fu_asset_sold_num_cell_phones - Asset Sold Num Cell Phones
• fu_asset_sold_num_stoves - Asset Sold Num Stoves
• fu_asset_sold_num_fans - Asset Sold Num Fans
• fu_asset_sold_num_ac_units - Asset Sold Num AC Units
• fu_asset_sold_num_tv_sets - Asset Sold Num TV Sets
• fu_asset_sold_num_vhs_dvd - Asset Sold Num VHS DVD VCD KTV
• fu_asset_sold_num_cars - Asset Sold Num Cars (excl Jeepneys)
• fu_asset_sold_num_motor_tri_bi - Asset Sold Num Moto Tri Bi Cycles
• fu_asset_sold_num_jeepneys_truck - Asset Sold Num Jeepneys Trucks
• fu_asset_sold_num_h2o_pur_dev - Asset Sold Num H2O Purifying Devices
• fu_asset_sold_num_fridge - Asset Sold Num Refrigerators
• fu_asset_sold_num_computers - Asset Sold Num Computers
• fu_asset_sold_num_bus_equip - Asset Sold Num Business Equipment
• fu_asset_sold_num_livestock - Asset Sold Num Livestock
• fu_asset_sold_num_furniture - Asset Sold Num Furniture
• fu_asset_sold_num_other1 - Asset Sold Num Other1
• fu_asset_sold_num_other2 - Asset Sold Num Other2
• fu_asset_sold_price_land - Asset Selling Price Land
• fu_asset_sold_price_buildings - Asset Selling Price Buildings
• fu_asset_sold_price_cell_phones - Asset Selling Price Cell Phones
• fu_asset_sold_price_stoves - Asset Selling Price Stoves
• fu_asset_sold_price_fans - Asset Selling Price Fans
• fu_asset_sold_price_ac_units - Asset Selling Price AC Units
• fu_asset_sold_price_tv_sets - Asset Selling Price TV Sets
• fu_asset_sold_price_vhs_dvd - Asset Selling Price VHS DVD VCD KTV
• fu_asset_sold_price_cars - Asset Selling Price Cars (excl Jeepneys)
• fu_asset_sold_price_motor_tri_bi - Asset Selling Price Moto Tri Bi Cycles
• fu_asset_sold_price_jeepneys - Asset Selling Price Jeepneys Trucks
• fu_asset_sold_price_h2o_pur_dev - Asset Selling Price H2O Purifying Device
• fu_asset_sold_price_fridge - Asset Selling Price Refrigerators
• fu_asset_sold_price_computers - Asset Selling Price Computers
• fu_asset_sold_price_bus_equip - Asset Selling Price Business Equipment
• fu_asset_sold_price_livestock - Asset Selling Price Livestock
• fu_asset_sold_price_furniture - Asset Selling Price Furniture
• fu_asset_sold_price_other1 - Asset Selling Price Other1
• fu_asset_sold_price_other2 - Asset Selling Price Other2
• fu_assets_mkt_val_land - Assets Mkt Val Land
• fu_assets_mkt_val_buildings - Assets Mkt Val Buildings
• fu_assets_mkt_val_cell_phones - Assets Mkt Val Cell Phones
• fu_assets_mkt_val_stoves - Assets Mkt Val Stoves
• fu_assets_mkt_val_fans - Assets Mkt Val Fans
• fu_assets_mkt_val_ac - Assets Mkt Val AC Units
• fu_assets_mkt_val_tv_sets - Assets Mkt Val TV Sets
• fu_assets_mkt_val_vhs_dvd - Assets Mkt Val VHS DVD VCD KTV
• fu_assets_mkt_val_cars - Assets Mkt Val Cars (Excl Jeepneys)
• fu_assets_mkt_val_motor_tri_bi - Assets Mkt Val Motor cycles
• fu_assets_mkt_val_jeepneys - Assets Mkt Val Jeepneys
• fu_assets_mkt_val_h2o_pur_dev - Assets Mkt Val H2O Purifying Device
• fu_assets_mkt_val_fridge - Assets Mkt Val Refrigerators
• fu_assets_mkt_val_computers - Assets Mkt Val Computers
• fu_assets_mkt_val_bus_equip - Assets Mkt Val Business Equipment
• fu_assets_mkt_val_livestock - Assets Mkt Val Livestock
• fu_assets_mkt_val_furniture - Assets Mkt Val Furniture
• fu_assets_mkt_val_other1 - Assets Mkt Val Other1
• fu_assets_mkt_val_other2 - Assets Mkt Val Other2
• fu_dum_challenge_no_problem - Dummy no main challenge
• fu_dum_challenge_financial - Dummy main challenge: financial
• fu_dum_challenge_bankrupt - Dummy main challenge: bankrupt
• fu_dum_challenge_lack_capital - Dummy main challenge: lack capital
• fu_dum_challenge_competition - Dummy main challenge: competition
• fu_dum_challenge_low_demand - Dummy main challenge: low demand
• fu_dum_challenge_material_price - Dummy main challenge: price of materials
• fu_dum_challenge_good_location - Dummy main challenge: location
• fu_dum_challenge_credit_debit - Dummy main challenge: creditors
• fu_dum_challenge_helpers - Dummy main challenge: helpers
• fu_dum_challenge_health - Dummy main challenge: health
• fu_dum_challenge_self - Dummy main challenge: self
• fu_main_challenge - Main Challenge in Growing Business
• fu_ladder_self_barangay - Ladder Self Compared to Barangay
• fu_ladder_self_philippines - Ladder Self Compared to Philippines
• fu_ladder_creditworthiness - Ladder Creditworthines
• fu_optimism_expect_best - Optimism expect best
• fu_optimism_relax - Optimism easy to relax
• fu_optimism_go_wrong - Optimism Things Go Wrong
• fu_optimism_optimist - Optimism Optimistic about Future
• fu_optimism_friends - Optimism Enjoy Friends
• fu_optimism_busy - Optimism Important to Keep Busy
• fu_optimism_never_expect - Optimism Never Expect Things go Well
• fu_optimism_upset - Optimism Dont Upset Easily
• fu_optimism_good_things - Optimism rarely expect Good things
• fu_optimism_more_good_than_bad - Optimism More Good than Bad
• fu_happiness_satisfied_life - Happiness Satisfied Life
• fu_happiness_satisfied_work - Happiness Satisfied Work
• fu_happiness_job_stressful - Happiness How often Job Stressful
• fu_happiness_job_time - Happiness how often Job take time from friends/family
• fu_happiness_job_tired - Happiness how often job too tiring
• fu_trust_banks - Trust Banks
• fu_trust_buy_from_stanger - Trust Buy from Stanger
• fu_trust_hard_work - Trust Hard Work
• fu_trust_stranger_caution - Trust Stranger Caution
• fu_trust_take_advantage - Trust People Take Advantage
• fu_trust_groups_family - Trust Groups Family
• fu_trust_groups_neighborhood - Trust Groups Neighborhood
• fu_trust_groups_know_personally - Trust Groups Know Personally
• fu_trust_groups_stranger - Trust Groups Stranger
• fu_trust_groups_business_assoc - Trust Groups Business Associates
• fu_trust_groups_credit_inst - Trust Groups Credit Inst
• fu_trust_groups_borrowers - Trust Groups Borrowers
• fu_trust_groups_govt_workers - Trust Groups Govt Workers
• fu_politics_interest - Politics Interest
• fu_politics_vote_last_election - Politics Vote last Election
• fu_politics_vote_next_election - Politics Vote Next Election
• fu_politics_group_discussion - Politics Meet for Group Discussion
• fu_politics_sign_petition - Politics Sign Petition
• fu_politics_peaceful_demo - Politics Peaceful Demonstration
• fu_politics_conf_police - Politics Confidence Police
• fu_politics_conf_courts - Politics Confidence Courts
• fu_politics_conf_nat_govt - Politics Confidence National Govt
• fu_politics_conf_pol_parties - Politics Confidence Political Parties
• fu_politics_conf_charities - Politics Confidence Charities
• fu_politics_service_provision - Politics Good Service Provision
• fu_politics_attention - Politics Politicians Pay Attention
• fu_politics_ways_to_influence - Politics ways for people to influence
• fu_politics_local_elections - Politics Local Elections Not Important
• fu_politics_understanding - Politics Good Understanding
• fu_decision_market_cook - Decision Market Cook
• fu_decision_market_conflict - Decision Market Conflict
• fu_decision_market_prevail - Decision Market Prevail
• fu_decision_appliances - Decision buy appliances
• fu_decision_appliances_conflict - Decision buy appliances conflict
• fu_decision_appliances_prevail - Decision buy appliances prevail
• fu_decision_children - Decision How Many Children
• fu_decision_children_conflict - Decision How Many Children Conflict
• fu_decision_children_prevail - Decision How Many Children Prevail
• fu_decision_family_planning - Decision Family Planning
• fu_decision_fam_plan_conflict - Decision Fam Plan Conflict
• fu_decision_fam_plan_prevail - Decision Fam Plan Prevail
• fu_decision_assistance - Decision Assist Family
• fu_decision_assist_conflict - Decision Assist Family Conflict
• fu_decision_assist_prevail - Decision Assist Family Prevail
• fu_decision_personal - Decision Buy Personal items
• fu_decision_personal_conflict - Decision Buy Personal items Conflict
• fu_decision_personal_prevail - Decision Buy Personal Items Prevail
• fu_decision_recreation - Decision Recreational Spending
• fu_decision_recreation_conflict - Decision Recreational Spending Conflict
• fu_decision_recreation_prevail - Decision Recreational Spending Prevail
• fu_decision_sell - Decision Sell
• fu_decision_sell_conflict - Decision Sell Conflict
• fu_decision_sell_prevail - Decision Sell Prevail
• fu_decision_work - Decision Work
• fu_decision_work_conflict - Decision Work Conflict
• fu_decision_work_prevail - Decision Work Prevail
• fu_decision_school - Decision School
• fu_decision_school_conflict - Decision School Conflict
• fu_decision_school_prevail - Decision School Prevail
• fu_decision_reconciliation - Decision Initiates Reconciliation
• fu_worry - Worry Past Year
• fu_worry_comparison - Worry Comparison Past Year
• fu_worry_calm - Worry Time Past Year Calm
• fu_time_ended - Time Survey Ended
• fu_refer_docs - Frequency of Referring to Documentation (obs)
• fu_others_present - Anyone Present During Interview (obs)
• fu_others_present_not_hh - Presence of Somebody Else in Addition to HH Members (obs)
• fu_others - Presence of Somebody Else Others (Specify)(obs)
• fu_assistance_answering - Frequency of Assistance in Answering Interviewer (obs)
• fu_dum_concl_understood - Dummy for understood questions
• fu_concl_understanding - Understanding (obs)
• fu_dum_concl_serious - Dummy for serious answering questions
• fu_concl_seriousness - Seriousness (obs)
• fu_dum_concl_precise - Dummy for precise answering questions
• fu_concl_precision - Precision (obs)
• fu_concl_most_difficult - Most Difficult (obs)
• fu_concl_least_difficult - Least Difficult (obs)
• fu_concl_most_enjoyable - Most Enjoyable (obs)
• fu_concl_least_enjoyable - Least Enjoyable (obs)
• fu_obs_cashiers_machine - Obs Cashiers Machine
• fu_obs_telephone - Obs Telephone
• fu_obs_walls - Obs Walls
• fu_obs_walls_other_specify - Obs Walls Other Specify
• fu_obs_roof - Obs Roof
• fu_obs_roof_other_specify - Obs Roof Other Specify
• fu_obs_floor - Obs Floor
• fu_obs_floor_other_specify - Obs Floor Other Specify
• fu_obs_floor_area - Obs Floor Area
• fu_obs_inventory_access - Obs Inventory Access
• fu_encoding_date_s
• fu_encoding_start - Encoding Start Time
• fu_encoding_end - Encoding End Time
• fu_reason_why_not_found_1 - Reason why not found
• fu_reason_why_not_found_2 - Reason why not found
• fu_reason_why_not_found_3 - Reason why not found
• fu_reason_why_not_found_4 - Reason why not found
• fu_reason_why_not_found_5 - Reason why not found
• fu_reason_why_not_found_6 - Reason why not found
• fu_reason_why_not_found_7 - Reason why not found
• fu_reason_why_not_found_8 - Reason why not found
• custid
• fu_visit_numb - Number of visits needed for interview
• fu_reason_for_refusal_s - Grouped: Reason for Refusal
• mbxz_status
• mbxz_sdostatus
• mbxz_sdopen
• mbxz_sdofirsti
• mbxz_sdolasttrn
• mbxz_bal
• mbxz_intrate
• mbxz_fixedamt
• mbxz_acrint
• mbxz_cumintpd
• mbxz_cumnorint
• mbxz_sdointeff
• mbxz_smatdate
• mbxz_granted
• mbxz_principal
• mbxz_cumpripd
• mbxz_oduepri
• mbxz_acrpen
• mbxz_unexinst
• mbxz_numinst
• mbxz_freq
• mbxz_cumpenpd
• mbxz_seq
• mbxz_sdisbdate
• mbxz_disbamt
• mbxz_disbflag
• mbxz_lasttrn
• mbxz_acriodp
• mbxz_odueint
• mbxz_intbal
• mbxz_penbal
• mbxz_lateinst
• mbxz_maxlate
• mbxz_svcomp
• mbxz_cumisedep
• mbxz_cycle
• mbxz_numisedep
• mbxz_totnorint
• mbxz_branchid
• mbxz_cycle_true - mbxz loan number (counted)
• mbxz_civilstat
• mbxz_title
• mbxz_sex
• mbxz_sdoreg
• mbxz_lnhist
• mbxz_sdolastchg
• css_loannumb - Loan Number in CSS
• css_trandate - Transaction Date
• css_branchid - Branch ID
• css_step - Application Step
• css_loantype - New or Repeat Borrower
• css_loanrequested - Loan Amount Requested (by Applicant)
• css_loanrecommend - Loan Amount Recommended (by Officer)
• css_loanterm - Loan Term Requested (by Applicant)
• css_creditscorefinal - Final Credit Score
• css_loandecision - Step1 Loan Decision
• css_loandecision_raw - Step1 Loan Decision (CSS original)
• css_loandecision2 - Step2 Loan Decision
• css_rescuevar - Randomization Information
• css_calculatedloanamt - Exact Loan Amount Calculated
• css_roundloanamt - Calculated Loan Amount Rounded
• css_finalloanamt - Final Loan Amount
• css_randomizetag - 1=decision randomized / 0=decision not randomized
• css_randomizetag_raw - 1=decision randomized / 0=decision not randomized (CSS original)
• css_goodbadstatus - Standing for Repeat Borrowers
• css_amtrandomizetag
• css_loansavailed - Number of Loans Availed
• css_amountdisbursed - Amount Disbursed, Previous FMB Loans
• css_missedpayments - Missed Payments, Previous FMB Loans
• css_inventoryprevious - Business Inventory, Previous Application
• css_previousloan - Amount of Last FMB Loan
• css_installmentsscheduled - Installments Sched, Previous Loan
• css_installmentsreached - Installments Reached, Previous Loan
• css_numblateamort - Numb Late Amort, Previous Loan
• css_numbunexlateamort - Numb Unex Late Amort, Previous Loan
• css_maxdayslate - Max Days Late, Previous Loan
• css_totaldayslate - Total Days Late, Previous Loan
• css_trustworthiness - Assessed Trustworthiness of Applicant
• css_ability - Assessed Ability of Applicant
• css_clarity - Assessed Clarity of Applicant
• css_approve - Would Account Officer Approve Applicant?
• css_lastupdate - Last Update
• css_province - Applicant's Province
• css_gender - Applicant's Gender
• css_age - Applicant's Age
• css_educattainment - Applicant's Educational Attainment
• css_birthplace - Applicant's Birth Province
• css_yearsataddress - Number of Years at Present Address
• css_homeownership - Status of Applicant's Home
• css_civilstatus - Applicant's Civil Status
• css_spousejob - Applicant's Spouse's Occupation
• css_spousebirthplace - Applicant's Spouse's Birth Province
• css_dependents - Applicant's Number of Dependents
• css_reference - Was applicant referred?
• css_courtrecord - Does applicant have court record?
• css_yrsinfmb - Years Saving at FMB
• css_fmbtimeacct - Amount in FMB Time Account
• css_fmbcheckingacct - Amount in FMB Checking Account
• css_fmbcontractacct - Amount in FMB Contract Account
• css_fmbpassbookacct - Amount in FMB Passbook Account
• css_householdsavings - Amount of Household Savings in FMB
• css_amthouseholdsavings - Amount of Applicant's Savings Outside FMB
• css_billspresented - Number of Paid Bills
• css_remittancetag - Household receive remittances?
• css_remittanceamt - Amount of Remittances Received
• css_applicationtype - Application Type
• css_brgyclearance - Barangay clearance?
• css_businessprovince1 - Business 1: Province
• css_businesstype1 - Business 1: Type
• css_yearsinbusiness1 - Business 1: Years In Business
• css_businesslocation1 - Business 1: Location
• css_businessspace1 - Business 1: Space
• css_businesslicense1 - Business 1: License
• css_regularcount1 - Business 1: Numb Full-Time Employees
• css_parttimecount1 - Business 1: Numb Part-Time Employees
• css_traveltime1 - Business 1: Travel Time to FMB
• css_travelcost1 - Business 1: Round-Trip Cost to FMB
• css_microenterprices1 - Business 1: Micro-Enterprises on Street
• css_salesfrequency1 - Business 1: Sales Frequency
• css_totaloutstandingloans - Total Outstanding Loans
• css_totalnonfmbloans - Total Non-FMB Loans
• css_stockvalue - Value of Stock
• css_cashonhand - Cash On Hand
• css_dailybusinessincome - Total Daily Business Income
• css_weeklybusinessincome - Total Weekly Business Income
• css_monthlybusinessincome - Total Monthly Business Income
• css_dailybusinessexpense - Total Daily Business Expense
• css_weeklybusinessexpense - Total Weekly Business Expense
• css_monthlybusinessexpense - Total Monthly Business Expense
• css_dailyhouseholdincome - Daily Household Income
• css_weeklyhouseholdincome - Weekly Household Income
• css_monthlyhouseholdincome - Monthly Household Income
• css_dailyhouseholdexpense - Daily Household Expense
• css_weeklyhouseholdexpense - Weekly Household Expense
• css_monthlyhouseholdexpense - Monthly Household Expense
• css_netweeklyamt - Net Weekly Amount
• css_dailybusincome1 - Daily Income from 1 Business
• css_dailybusincome2 - Daily Income from 2 Business
• css_dailybusincome3 - Daily Income from 3 Business
• css_dailybusexpense1 - Daily Expense for 1 Business
• css_dailybusexpense2 - Daily Expense for 2 Business
• css_dailybusexpense3 - Daily Expense for 3 Business
• css_weeklybusincome1 - Weekly Income from 1 Business
• css_weeklybusincome2 - Weekly Income from 2 Business
• css_weeklybusincome3 - Weekly Income from 3 Business
• css_weeklybusexpense1 - Weekly Expense for 1 Business
• css_weeklybusexpense2 - Weekly Expense for 2 Business
• css_weeklybusexpense3 - Weekly Expense for 3 Business
• css_monthlybusincome1 - Monthly Income from 1 Business
• css_monthlybusincome2 - Monthly Income from 2 Business
• css_monthlybusincome3 - Monthly Income from 3 Business
• css_monthlybusexpense1 - Monthly Expense for 1 Business
• css_monthlybusexpense2 - Monthly Expense for 2 Business
• css_monthlybusexpense3 - Monthly Expense for 3 Business
• css_assetvalue - Value of Non-Stock Assets
• css_installment - Avg Weekly Installmt Expectation
• css_peakmonth - Number of Peak Months
• css_noofbusiness - Number of Businesses
• css_businessprovince2 - Business 2: Province
• css_businesstype2 - Business 2: Type
• css_yearsinbusiness2 - Business 2: Years In Business
• css_businesslocation2 - Business 2: Location
• css_businessspace2 - Business 2: Space
• css_businesslicense2 - Business 2: License
• css_regularcount2 - Business 2: Numb Full-Time Employees
• css_parttimecount2 - Business 2: Numb Part-Time Employees
• css_traveltime2 - Business 2: Travel Time to FMB
• css_travelcost2 - Business 2: Round-Trip Cost to FMB
• css_microenterprices2 - Business 2: Micro-Enterprises on Street
• css_salesfrequency2 - Business 2: Sales Frequency
• css_businessprovince3 - Business 3: Province
• css_businesstype3 - Business 3: Type
• css_yearsinbusiness3 - Business 3: Years In Business
• css_businesslocation3 - Business 3: Location
• css_businessspace3 - Business 3: Space
• css_businesslicense3 - Business 3: License
• css_regularcount3 - Business 3: Numb Full-Time Employees
• css_parttimecount3 - Business 3: Numb Part-Time Employees
• css_traveltime3 - Business 3: Travel Time to FMB
• css_travelcost3 - Business 3: Round-Trip Cost to FMB
• css_microenterprices3 - Business 3: Micro-Enterprises on Street
• css_salesfrequency3 - Business 3: Sales Frequency
• css_nametag_electric - electric bill in name?
• css_paidtag_electric - electric bill on time?
• css_nametag_water - water bill in name?
• css_paidtag_water - water bill on time?
• css_nametag_telephone - telephone bill in name?
• css_paidtag_telephone - telephone bill on time?
• css_nametag_cable - cable bill in name?
• css_paidtag_cable - cable bill on time?
• css_nametag_mobile - mobile bill in name?
• css_paidtag_mobile - mobile bill on time?
• css_nametag_credit - credit bill in name?
• css_paidtag_credit - credit bill on time?
• css_nametag_other - other bill in name?
• css_paidtag_other - other bill on time?
• css_propertytype1 - Property 1: Property Type
• css_dateacquired1 - Property 1: Date Acquired
• css_propertyvalue1 - Property 1: Purchase Value
• css_depreciation1 - Property 1: Current Value
• css_improvements1 - Property 1: Improvement Value
• css_propertytype2 - Property 2: Property Type
• css_dateacquired2 - Property 2: Date Acquired
• css_propertyvalue2 - Property 2: Purchase Value
• css_depreciation2 - Property 2: Current Value
• css_improvements2 - Property 2: Improvement Value
• css_propertytype3 - Property 3: Property Type
• css_dateacquired3 - Property 3: Date Acquired
• css_propertyvalue3 - Property 3: Purchase Value
• css_depreciation3 - Property 3: Current Value
• css_improvements3 - Property 3: Improvement Value
• css_propertytype4 - Property 4: Property Type
• css_dateacquired4 - Property 4: Date Acquired
• css_propertyvalue4 - Property 4: Purchase Value
• css_depreciation4 - Property 4: Current Value
• css_improvements4 - Property 4: Improvement Value
• css_propertytype5 - Property 5: Property Type
• css_dateacquired5 - Property 5: Date Acquired
• css_propertyvalue5 - Property 5: Purchase Value
• css_depreciation5 - Property 5: Current Value
• css_improvements5 - Property 5: Improvement Value
• css_propertytype6 - Property 6: Property Type
• css_dateacquired6 - Property 6: Date Acquired
• css_propertyvalue6 - Property 6: Purchase Value
• css_depreciation6 - Property 6: Current Value
• css_improvements6 - Property 6: Improvement Value
• css_propertytype7 - Property 7: Property Type
• css_dateacquired7 - Property 7: Date Acquired
• css_propertyvalue7 - Property 7: Purchase Value
• css_depreciation7 - Property 7: Current Value
• css_improvements7 - Property 7: Improvement Value
• css_propertytype8 - Property 8: Property Type
• css_dateacquired8 - Property 8: Date Acquired
• css_propertyvalue8 - Property 8: Purchase Value
• css_depreciation8 - Property 8: Current Value
• css_improvements8 - Property 8: Improvement Value
• css_propertytype9 - Property 9: Property Type
• css_dateacquired9 - Property 9: Date Acquired
• css_propertyvalue9 - Property 9: Purchase Value
• css_depreciation9 - Property 9: Current Value
• css_improvements9 - Property 9: Improvement Value
• css_propertytype10 - Property 10: Property Type
• css_dateacquired10 - Property 10: Date Acquired
• css_propertyvalue10 - Property 10: Purchase Value
• css_depreciation10 - Property 10: Current Value
• css_improvements10 - Property 10: Improvement Value
• css_propertytype11 - Property 11: Property Type
• css_dateacquired11 - Property 11: Date Acquired
• css_propertyvalue11 - Property 11: Purchase Value
• css_depreciation11 - Property 11: Current Value
• css_improvements11 - Property 11: Improvement Value
• css_propertytype12 - Property 12: Property Type
• css_dateacquired12 - Property 12: Date Acquired
• css_propertyvalue12 - Property 12: Purchase Value
• css_depreciation12 - Property 12: Current Value
• css_improvements12 - Property 12: Improvement Value
• css_propertytype13 - Property 13: Property Type
• css_dateacquired13 - Property 13: Date Acquired
• css_propertyvalue13 - Property 13: Purchase Value
• css_depreciation13 - Property 13: Current Value
• css_improvements13 - Property 13: Improvement Value
• css_propertytype14 - Property 14: Property Type
• css_dateacquired14 - Property 14: Date Acquired
• css_propertyvalue14 - Property 14: Purchase Value
• css_depreciation14 - Property 14: Current Value
• css_improvements14 - Property 14: Improvement Value
• css_propertytype15 - Property 15: Property Type
• css_dateacquired15 - Property 15: Date Acquired
• css_propertyvalue15 - Property 15: Purchase Value
• css_depreciation15 - Property 15: Current Value
• css_improvements15 - Property 15: Improvement Value
• css_loansource1 - Loan 1: Source
• css_loanamount1 - Loan 1: Amount
• css_loancollateral1 - Loan 1: Collateral Requirement
• css_loanoutstanding1 - Loan 1: Outstanding?
• css_loanmissed1 - Loan 1: Payments Missed
• css_loandate1 - Loan 1: Date
• css_loansource2 - Loan 2: Source
• css_loanamount2 - Loan 2: Amount
• css_loancollateral2 - Loan 2: Collateral Requirement
• css_loanoutstanding2 - Loan 2: Outstanding?
• css_loanmissed2 - Loan 2: Payments Missed
• css_loandate2 - Loan 2: Date
• css_loansource3 - Loan 3: Source
• css_loanamount3 - Loan 3: Amount
• css_loancollateral3 - Loan 3: Collateral Requirement
• css_loanoutstanding3 - Loan 3: Outstanding?
• css_loanmissed3 - Loan 3: Payments Missed
• css_loandate3 - Loan 3: Date
• css_loansource4 - Loan 4: Source
• css_loanamount4 - Loan 4: Amount
• css_loancollateral4 - Loan 4: Collateral Requirement
• css_loanoutstanding4 - Loan 4: Outstanding?
• css_loanmissed4 - Loan 4: Payments Missed
• css_loandate4 - Loan 4: Date
• css_loansource5 - Loan 5: Source
• css_loanamount5 - Loan 5: Amount
• css_loancollateral5 - Loan 5: Collateral Requirement
• css_loanoutstanding5 - Loan 5: Outstanding?
• css_loanmissed5 - Loan 5: Payments Missed
• css_loandate5 - Loan 5: Date
• css_loansource6 - Loan 6: Source
• css_loanamount6 - Loan 6: Amount
• css_loancollateral6 - Loan 6: Collateral Requirement
• css_loanoutstanding6 - Loan 6: Outstanding?
• css_loanmissed6 - Loan 6: Payments Missed
• css_loandate6 - Loan 6: Date
• css_loansource7 - Loan 7: Source
• css_loanamount7 - Loan 7: Amount
• css_loancollateral7 - Loan 7: Collateral Requirement
• css_loanoutstanding7 - Loan 7: Outstanding?
• css_loanmissed7 - Loan 7: Payments Missed
• css_loandate7 - Loan 7: Date
• css_loansource8 - Loan 8: Source
• css_loanamount8 - Loan 8: Amount
• css_loancollateral8 - Loan 8: Collateral Requirement
• css_loanoutstanding8 - Loan 8: Outstanding?
• css_loanmissed8 - Loan 8: Payments Missed
• css_loandate8 - Loan 8: Date
• css_loansource9 - Loan 9: Source
• css_loanamount9 - Loan 9: Amount
• css_loancollateral9 - Loan 9: Collateral Requirement
• css_loanoutstanding9 - Loan 9: Outstanding?
• css_loanmissed9 - Loan 9: Payments Missed
• css_loandate9 - Loan 9: Date
• css_loansource10 - Loan 10: Source
• css_loanamount10 - Loan 10: Amount
• css_loancollateral10 - Loan 10: Collateral Requirement
• css_loanoutstanding10 - Loan 10: Outstanding?
• css_loanmissed10 - Loan 10: Payments Missed
• css_loandate10 - Loan 10: Date
• css_loansource11 - Loan 11: Source
• css_loanamount11 - Loan 11: Amount
• css_loancollateral11 - Loan 11: Collateral Requirement
• css_loanoutstanding11 - Loan 11: Outstanding?
• css_loanmissed11 - Loan 11: Payments Missed
• css_loandate11 - Loan 11: Date
• css_loansource12 - Loan 12: Source
• css_loanamount12 - Loan 12: Amount
• css_loancollateral12 - Loan 12: Collateral Requirement
• css_loanoutstanding12 - Loan 12: Outstanding?
• css_loanmissed12 - Loan 12: Payments Missed
• css_loandate12 - Loan 12: Date
• css_loansource13 - Loan 13: Source
• css_loanamount13 - Loan 13: Amount
• css_loancollateral13 - Loan 13: Collateral Requirement
• css_loanoutstanding13 - Loan 13: Outstanding?
• css_loanmissed13 - Loan 13: Payments Missed
• css_loandate13 - Loan 13: Date
• css_loansource14 - Loan 14: Source
• css_loanamount14 - Loan 14: Amount
• css_loancollateral14 - Loan 14: Collateral Requirement
• css_loanoutstanding14 - Loan 14: Outstanding?
• css_loanmissed14 - Loan 14: Payments Missed
• css_loandate14 - Loan 14: Date
• css_loansource15 - Loan 15: Source
• css_loanamount15 - Loan 15: Amount
• css_loancollateral15 - Loan 15: Collateral Requirement
• css_loanoutstanding15 - Loan 15: Outstanding?
• css_loanmissed15 - Loan 15: Payments Missed
• css_loandate15 - Loan 15: Date
• css_creditscorefinal_recreate
• css_creditscorefinal_diff
• missing_12_ms
• loans_pawnshop_numb_12_ms - Number of pawnshop loans availed last 12 months
• loans_pawnshop_dum_12_ms - Dummy if pawnshop loan availed in last 12 months
• loans_bank_numb_12_ms - Number of bank loans availed last 12 months
• loans_bank_dum_12_ms - Dummy if bank loan availed in last 12 months
• loans_lending_numb_12_ms - Number of lending org loans availed last 12 months
• loans_lending_dum_12_ms - Dummy if lending org loan availed in last 12 months
• loans_ngo_numb_12_ms - Number of NGO loans availed last 12 months
• loans_ngo_dum_12_ms - Dummy if NGO loan availed in last 12 months
• loans_union_numb_12_ms - Number of credit union loans availed last 12 months
• loans_union_dum_12_ms - Dummy if credit union loan availed in last 12 months
• loans_employer_numb_12_ms - Number of loans from employer availed last 12 months
• loans_employer_dum_12_ms - Dummy if loan from employer availed in last 12 months
• loans_form_numb_12_ms - Number of form sector loans availed last 12 months
• loans_form_dum_12_ms - Dummy if form sector loan availed in last 12 months
• loans_paluwagan_numb_12_ms - Number of paluwagan loans availed last 12 months
• loans_paluwagan_dum_12_ms - Dummy if paluwagan loan availed in last 12 months
• loans_bombay_numb_12_ms - Number of bombay or 5-6er loans availed last 12 months
• loans_bombay_dum_12_ms - Dummy if bombay or 5-6er loan availed in last 12 months
• loans_family_numb_12_ms - Number of family or friends loans availed last 12 months
• loans_family_dum_12_ms - Dummy if family or friend loan availed in last 12 months
• loans_inform_numb_12_ms - Number of inform sector loans availed last 12 months
• loans_inform_dum_12_ms - Dummy if inform sector loan availed in last 12 months
• loans_any_numb_12_ms - Number of loans availed last 12 months
• loans_any_dum_12_ms - Dummy if any loan availed in last 12 months
• missing_m
• loans_form_simfmb_dum_m_c - Dummy if simfmb form loan outstanding last month, competitors data
• loans_k50_form_simfmb_dum_m_c - Dummy if simfmb form loan outstanding (<=50,000) last month, competitors data
• loans_form_simfmb_numb_m_c - Number of simfmb form loans outstanding last month, competitors data
• loans_k50_form_simfmb_numb_m_c - Number of simfmb form loans outstanding (<=50,000) last month, competitors data
• loans_simfmb_before_m_c - Total princ of simfmb form loans outstanding last month, competitors data
• loans_k50_simfmb_before_m_c - Total princ of simfmb form loans outstanding (<=50,000) last month, competitors
• loans_simfmb_before_m_l_c - Log of total princ of simfmb form loans outstanding last month, competitors data
• loans_k50_simfmb_before_m_l_c - Log of total princ of simfmb form loans outstanding (<=50,000) last month, compe
• loans_form_nosimfmb_dum_m_c - Dummy if nosimfmb form loan outstanding last month, competitors data
• loans_k50_form_nosimfmb_dum_m_c - Dummy if nosimfmb form loan outstanding (<=50,000) last month, competitors data
• loans_form_nosimfmb_numb_m_c - Number of nosimfmb form loans outstanding last month, competitors data
• loans_k50_form_nosimfmb_numb_m_c - Number of nosimfmb form loans outstanding (<=50,000) last month, competitors dat
• loans_nosimfmb_before_m_c - Total princ of nosimfmb form loans outstanding last month, competitors data
• loans_k50_nosimfmb_before_m_c - Total princ of nosimfmb form loans outstanding (<=50,000) last month, competitor
• loans_nosimfmb_before_m_l_c - Log of total princ of nosimfmb form loans outstanding last month, competitors da
• loans_k50_nosimfmb_before_m_l_c - Log of total princ of nosimfmb form loans outstanding (<=50,000) last month, com
• loans_form_fmb_numb_m - Number of FMB loans claimed outstanding last month
• loans_form_fmb_dum_m - Dummy if FMB loan claimed outstanding last month
• loans_form_fmb_before_m - Total princ of FMB loans claimed outstanding last month
• loans_form_fmb_before_m_l - Log of total princ of FMB loans claimed outstanding last month
• loans_k50_form_fmb_numb_m - Number of FMB loans (<=50,000) claimed outstanding last month
• loans_k50_form_fmb_dum_m - Dummy if FMB loan (<=50,000) claimed outstanding last month
• loans_k50_form_fmb_before_m - Total princ of FMB loans (<=50,000) claimed outstanding last month
• loans_k50_form_fmb_before_m_l - Log of total princ of FMB loans (<=50,000) claimed outstanding last month
• loans_form_numb_m - Number of form sector loans outstanding last month
• loans_form_dum_m - Dummy if form sector loan outstanding last month
• loans_form_before_m - Total princ of form sector loans outstanding last month
• loans_k50_form_numb_m - Number of form sector loans outstanding (<=50000) last month
• loans_k50_form_dum_m - Dummy if form sector loan outstanding (<=50000) last month
• loans_k50_form_before_m - Total princ of form sector loans outstanding (<=50000) last month
• loans_inform_numb_m - Number of inform sector loans outstanding last month
• loans_inform_dum_m - Dummy if inform sector loan outstanding last month
• loans_inform_before_m - Total princ of inform sector loans outstanding last month
• loans_k50_inform_numb_m - Number of inform sector loans outstanding (<=50000) last month
• loans_k50_inform_dum_m - Dummy if inform sector loan outstanding (<=50000) last month
• loans_k50_inform_before_m - Total princ of inform sector loans outstanding (<=50000) last month
• loans_any_numb_m - Number of all loans outstanding last month
• loans_any_dum_m - Dummy if any loans outstanding last month
• loans_any_before_m - Total princ of all loans outstanding last month
• loans_k50_any_numb_m - Number of all loans outstanding (<=50000) last month
• loans_k50_any_dum_m - Dummy if any loans outstanding (<=50000) last month
• loans_k50_any_before_m - Total princ of all loans outstanding (<=50000) last month
• loans_form_before_m_l - Log of total princ of form loans outstanding last month
• loans_k50_form_before_m_l - Log of total princ of form loans outstanding (<=50000) last month
• loans_inform_before_m_l - Log of total princ of inform loans outstanding last month
• loans_k50_inform_before_m_l - Log of total princ of inform loans outstanding (<=50000) last month
• loans_any_before_m_l - Log of total princ of any loans outstanding last month
• loans_k50_any_before_m_l - Log of total princ of any loans outstanding (<=50000) last month
• loans_fmb_frommis_amount_m - Total principal FMB loans outstanding last month from MIS
• loans_fmb_frommis_numb_m - Number of FMB loans outstanding last month from MIS
• loans_k50_fmb_frommis_amount_m - Total principal FMB loans outstanding (<=50000) last month from MIS
• loans_k50_fmb_frommis_numb_m - Number of FMB loans outstanding (<=50000) last month from MIS
• loans_fmb_frommis_numb_12_ms - Number of FMB loans availed last 12 months from MIS
• loans_form_wmis_dum_12_ms - Dummy if form loan incl FMB MIS availed last 12 months
• loans_any_wmis_dum_12_ms - Dummy if any loan incl FMB MIS availed last 12 months
• loans_form_wmis_dum_m - Dummy if form loan incl FMB MIS outstanding last month
• loans_form_wmis_numb_m - Number of form loans incl FMB MIS outstanding last month
• loans_form_wmis_before_m - Total princ of form loans incl FMB MIS outstanding last month
• loans_form_wmis_before_m_l - Log of total princ of form loans incl FMB MIS outstanding last month
• loans_k50_form_wmis_dum_m - Dummy if form loan incl FMB MIS outstanding (<=50000) last month
• loans_k50_form_wmis_numb_m - Number of form loans incl FMB MIS outstanding (<=50000) last month
• loans_k50_form_wmis_before_m - Total princ of form loans incl FMB MIS outstanding (<=50000) last month
• loans_k50_form_wmis_before_m_l - Log of total princ of form loans incl FMB MIS outstanding (<=50000) last month
• loans_any_wmis_dum_m - Dummy if any loan incl FMB MIS outstanding last month
• loans_any_wmis_numb_m - Number of any loans incl FMB MIS outstanding last month
• loans_any_wmis_before_m - Total princ of any loans incl FMB MIS outstanding last month
• loans_any_wmis_before_m_l - Log of total princ of any loans incl FMB MIS outstanding last month
• loans_k50_any_wmis_dum_m - Dummy if any loan incl FMB MIS outstanding (<=50000) last month
• loans_k50_any_wmis_numb_m - Number of any loans incl FMB MIS outstanding (<=50000) last month
• loans_k50_any_wmis_before_m - Total princ of any loans incl FMB MIS outstanding (<=50000) last month
• loans_k50_any_wmis_before_m_l - Log of total princ of any loans incl FMB MIS outstanding (<=50000) last month
• loans_form_simfmb_wmis_dum_m - Dummy if simfmb form loan incl FMB MIS outstanding last month
• loans_form_simfmb_wmis_numb_m - Number of simfmb form loans incl FMB MIS outstanding last month
• loans_form_simfmb_wmis_bef_m - Total princ of simfmb form loans incl FMB MIS outstanding last month
• loans_form_simfmb_wmis_bef_m_l - Log of total princ of simfmb form loans incl FMB MIS outstanding last month
• loans_k50_form_simfmb_wmis_dum_m - Dummy if simfmb form loan incl FMB MIS outstanding (<=50000) last month
• loans_k50_form_simfmb_wmis_num_m - Number of simfmb form loans incl FMB MIS outstanding (<=50000) last month
• loans_k50_form_simfmb_wmis_bef_m - Total princ of simfmb form loans incl FMB MIS outstanding (<=50000) last month
• loans_k50_form_simfmb_wmis_b_m_l - Log of total princ of simfmb form loans incl FMB MIS outstanding (<=50000) last
• loans_outst_dum_12_ms - Dummy if any loan outstanding last 12 months
• loans_outst_dum_survey - Dummy if any loan outstanding time of survey
• loans_fmb_frommis_numb_survey - Number of FMB loans outstanding time of survey from MIS
• loans_outst_wmis_dum_12_ms - Dummy if any loan incl FMB MIS outstanding last 12 months
• loans_outst_wmis_dum_survey - Dummy if any loan incl FMB MIS outstanding time of survey
• lower_window - Approval rate 60% as opposed to 85%
• sample - 0 = non-respondents, GMA branch; 1 = everyone else
• female
• married
• edhi
• dependents
• age
• age2
• biztype
• branch
• app_month
• app_year
• fu_survey_month
• fu_survey_year

f2804123 Location:

Summary Statistics: StDev 247770.2402011204; Mean 590936.1498734241; Min. 154372.0; Valid 1975.0; Max. 991824.0;

Variable Format: numeric

Notes: UNF:6:vOxl5KHpYF5PHwKOaZEpAQ==

f2804123 Location:

Summary Statistics: Mean 1.0050632911392405; Valid 1975.0; Min. 1.0; StDev 0.07099440981676663; Max. 2.0;

Variable Format: numeric

Notes: UNF:6:Ib4s2G7ql6O2DHGST2qlzQ==

f2804123 Location:

Summary Statistics: StDev 0.407406847653665; Valid 1705.0; Mean 0.7900293255131973; Min. 0.0; Max. 1.0

Variable Format: numeric

Notes: UNF:6:27QlqpcJKd6VT0ls1bGJOw==

f2804123 Location:

Summary Statistics: Valid 1970.0; Min. 111.0; Max. 850.0; StDev 255.37274271896425; Mean 468.28223350253836

Variable Format: numeric

Notes: UNF:6:TMpTJiIbTP/QhHThlldFvw==

f2804123 Location:

Summary Statistics: Min. 111.0; StDev 245.67929529724137; Max. 888.0; Mean 497.21703853955387; Valid 1972.0

Variable Format: numeric

Notes: UNF:6:AxbHYbHMt5FCFS52lM3mgA==

f2804123 Location:

Variable Format: character

Notes: UNF:6:REqec52psB3a+GjjKiMTnw==

f2804123 Location:

Variable Format: character

Notes: UNF:6:Feg8CV0ss0KhwQi8mi79DQ==

f2804123 Location:

Summary Statistics: Mean 608.1520127118648; Min. 100.0; Valid 1888.0; Max. 1257.0; StDev 391.99703486513596

Variable Format: numeric

Notes: UNF:6:jya+i82M0SuSbsR/wJXUrg==

f2804123 Location:

Summary Statistics: Valid 1960.0; Min. 100.0; Mean 617.7678571428569; StDev 399.84058422037094; Max. 1257.0

Variable Format: numeric

Notes: UNF:6:B+6s7fStl7shqFJTpztpSA==

f2804123 Location:

Summary Statistics: Max. 8.0; Valid 1974.0; Min. 1.0; StDev 2.7185593475966643; Mean 3.770010131712261

Variable Format: numeric

Notes: UNF:6:gy+7w6LU4bQqEre1yf85eg==

f2804123 Location:

Summary Statistics: Valid 1975.0; Max. 8.0; Mean 2.6698734177215138; Min. 1.0; StDev 2.6186879500455134

Variable Format: numeric

Notes: UNF:6:DBwE4D+k6CDaLYanT07/Vw==

f2804123 Location:

Summary Statistics: Mean 0.05924050632911398; Valid 1975.0; Max. 1.0; StDev 0.23613407483165463; Min. 0.0;

Variable Format: numeric

Notes: UNF:6:W4Ftwa9sbbGOuNnYKXzxtw==

f2804123 Location:

Summary Statistics: Max. 1.0; Mean 0.025316455696202476; Valid 1975.0; StDev 0.15712425986166526; Min. 0.0;

Variable Format: numeric

Notes: UNF:6:2kdzn3BnDG9YahLYkSTCVw==

f2804123 Location:

Summary Statistics: Valid 1975.0; Mean 0.0010126582278480877; StDev 0.031814229988466454; Max. 1.0; Min. 0.0

Variable Format: numeric

Notes: UNF:6:B0e/kIUIogF74TM8vQL/yw==

f2804123 Location:

Variable Format: character

Notes: UNF:6:x6HMCm7Hsq5hmXApiDHw5Q==

f2804123 Location:

Summary Statistics: Mean 0.8086274509803921; Min. 0.0; Max. 1.0; Valid 1275.0; StDev 0.3935359749883823

Variable Format: numeric

Notes: UNF:6:72l9PDhA56E314cY/bkpsw==

f2804123 Location:

Summary Statistics: Valid 1263.0; StDev 0.4577793343509854; Min. 0.0; Mean 0.29849564528899436; Max. 1.0

Variable Format: numeric

Notes: UNF:6:1IrVFK+rS9NiBcqcxMbKPg==

f2804123 Location:

Summary Statistics: Max. 1.0; Valid 1189.0; StDev 0.5001592630620162; Mean 0.5071488645920942; Min. 0.0;

Variable Format: numeric

Notes: UNF:6:1Pgur2xVCdLzAyKrucKPew==

f2804123 Location:

Summary Statistics: Max. 1.0; Min. 0.0; Mean 0.46634615384615397; Valid 1040.0; StDev 0.49910614557153254

Variable Format: numeric

Notes: UNF:6:2dS9w68NJTN6JfyvO8eSqg==

f2804123 Location:

Summary Statistics: Max. 1.0; StDev 0.49999320942802955; Valid 768.0; Mean 0.48177083333333337; Min. 0.0;

Variable Format: numeric

Notes: UNF:6:fhc7jQrrtdrCFMhJ1O4Lhg==

f2804123 Location:

Summary Statistics: Mean 0.4871794871794871; Min. 0.0; StDev 0.5003704771429974; Valid 468.0; Max. 1.0;

Variable Format: numeric

Notes: UNF:6:elibil3df9pZptMGId/+tQ==

f2804123 Location:

Summary Statistics: Min. 0.0; Max. 1.0; Mean 0.5047169811320756; Valid 212.0; StDev 0.5011611305382805

Variable Format: numeric

Notes: UNF:6:rtmoqa21LLq7DsVupqi+gg==

f2804123 Location:

Summary Statistics: Mean 0.42982456140350883; Valid 114.0; StDev 0.49723658024780487; Max. 1.0; Min. 0.0;

Variable Format: numeric

Notes: UNF:6:b5cS1N4MQ42NNW9lOd3Rew==

f2804123 Location:

Summary Statistics: Valid 57.0; Max. 1.0; Min. 0.0; Mean 0.4035087719298246; StDev 0.49496208811552356

Variable Format: numeric

Notes: UNF:6:bCA+XT+18hq1zJtWjiWIAA==

f2804123 Location:

Summary Statistics: Mean 0.4473684210526316; Max. 1.0; Valid 38.0; StDev 0.5038966228735666; Min. 0.0;

Variable Format: numeric

Notes: UNF:6:w6tMwU5JeNPVmBjLtHqqAw==

f2804123 Location:

Summary Statistics: Mean 0.33333333333333337; Min. 0.0; Valid 18.0; StDev 0.48507125007266594; Max. 1.0;

Variable Format: numeric

Notes: UNF:6:gDZy5XfcJHc9ZXbHRCaHBw==

f2804123 Location:

Summary Statistics: StDev 0.5063696835418333; Mean 0.6153846153846154; Max. 1.0; Valid 13.0; Min. 0.0;

Variable Format: numeric

Notes: UNF:6:Z7FgqFv4hR3cG0CI1Z1aNA==

f2804123 Location:

Summary Statistics: Max. 1.0; Mean 0.5; Min. 0.0; Valid 6.0; StDev 0.5477225575051661

Variable Format: numeric

Notes: UNF:6:yaC82coql4iuiftD3WCgeA==

f2804123 Location:

Summary Statistics: Valid 3.0; Min. 0.0; Mean 0.33333333333333337; Max. 1.0; StDev 0.5773502691896258;

Variable Format: numeric

Notes: UNF:6:lQa/bfuGJjRmwBmDkaAfTg==

f2804123 Location:

Summary Statistics: Valid 2.0; Max. 0.0; Min. 0.0; StDev 0.0; Mean 0.0;

Variable Format: numeric

Notes: UNF:6:Wba/Pn07qBZOfQe+ehqHGQ==

f2804123 Location:

Summary Statistics: Min. 4.0; Max. 69.0; StDev 9.016660382761156; Mean 43.13303437967116; Valid 1338.0

Variable Format: numeric

Notes: UNF:6:XkUld308p3DciwB4QWJ25A==

f2804123 Location:

Summary Statistics: Max. 90.0; Mean 40.47085541256622; Valid 1321.0; StDev 13.861575622468461; Min. 2.0;

Variable Format: numeric

Notes: UNF:6:kez59/+WSss+GAhlQAR9fg==

f2804123 Location:

Summary Statistics: Valid 1251.0; StDev 13.549612870958283; Max. 88.0; Min. 0.0; Mean 20.174260591526767;

Variable Format: numeric

Notes: UNF:6:xKrE9V+zcXtwn/h1nLURHg==

f2804123 Location:

Summary Statistics: Max. 86.0; Valid 1101.0; StDev 12.355735222256232; Mean 17.475930971843784; Min. 0.0;

Variable Format: numeric

Notes: UNF:6:p214jZMKoYJQD1+JDNlj1g==

f2804123 Location:

Summary Statistics: StDev 12.998646310619083; Min. 0.0; Valid 819.0; Mean 16.345543345543344; Max. 84.0;

Variable Format: numeric

Notes: UNF:6:TBeVhpOwQuSEbUVC+Ko9yg==

f2804123 Location:

Summary Statistics: StDev 14.56144831907675; Valid 505.0; Max. 81.0; Mean 16.520792079207922; Min. 0.0

Variable Format: numeric

Notes: UNF:6:aAXiZNTHvgofjHqOHSpBJA==

f2804123 Location:

Summary Statistics: Mean 16.730941704035875; Valid 223.0; StDev 15.444153461301342; Min. 0.0; Max. 84.0

Variable Format: numeric

Notes: UNF:6:orjbhxfyYxLLdlPGJntouA==

f2804123 Location:

Summary Statistics: Valid 119.0; StDev 16.853524992044132; Min. 0.0; Max. 82.0; Mean 16.77310924369748

Variable Format: numeric

Notes: UNF:6:QZnkRyDh07Tnh7mkRo5Bsw==

f2804123 Location:

Summary Statistics: Mean 19.3728813559322; StDev 17.057608581514696; Min. 0.0; Valid 59.0; Max. 70.0

Variable Format: numeric

Notes: UNF:6:v0yLbzOCP205VU5Pic/93g==

f2804123 Location:

Summary Statistics: Max. 65.0; Valid 36.0; Mean 15.61111111111111; StDev 16.421723900766807; Min. 0.0

Variable Format: numeric

Notes: UNF:6:1mBhRdxw8/wgGtMXsz3vkw==

f2804123 Location:

Summary Statistics: Min. 0.0; Mean 21.833333333333336; Valid 18.0; Max. 62.0; StDev 17.057860013357306

Variable Format: numeric

Notes: UNF:6:LHAJegFrlF0WxPk2s34Pig==

f2804123 Location:

Summary Statistics: Min. 1.0; Max. 32.0; StDev 10.55146119422961; Valid 13.0; Mean 18.0

Variable Format: numeric

Notes: UNF:6:NXlD4EOms2l8AzOh/ksaag==

f2804123 Location:

Summary Statistics: Max. 35.0; Mean 20.333333333333332; Valid 6.0; Min. 11.0; StDev 9.092121131323903

Variable Format: numeric

Notes: UNF:6:2aHHPKFZLDihkHpPE/swMQ==

f2804123 Location:

Summary Statistics: Valid 3.0; Max. 48.0; Mean 26.0; Min. 11.0; StDev 19.467922333931785

Variable Format: numeric

Notes: UNF:6:OVlsPjo0/2VhpcKvel2sYQ==

f2804123 Location:

Summary Statistics: Valid 2.0; Min. 17.0; StDev 0.0; Max. 17.0; Mean 17.0

Variable Format: numeric

Notes: UNF:6:j0Fnv2mpvcVsqm+fCbghyA==

f2804123 Location:

Summary Statistics: Max. 1.0; Valid 499.0; Min. 1.0; StDev 0.0; Mean 1.0

Variable Format: numeric

Notes: UNF:6:CgrD7A8IJmhHF8mAfGU9uA==

f2804123 Location:

Summary Statistics: Min. 1.0; Valid 762.0; Mean 1.0; StDev 0.0; Max. 1.0

Variable Format: numeric

Notes: UNF:6:Z4686sMrrkGlkhT88ZrEoA==

f2804123 Location:

Summary Statistics: Min. 1.0; Max. 1.0; Valid 25.0; StDev 0.0; Mean 1.0;

Variable Format: numeric

Notes: UNF:6:wGXNdGcOup3Z12KVZu3aAA==

f2804123 Location:

Summary Statistics: Max. 1.0; Valid 15.0; Mean 1.0; Min. 1.0; StDev 0.0

Variable Format: numeric

Notes: UNF:6:s0BSvdQbzp1zDSpjQri+sg==

f2804123 Location:

Summary Statistics: Mean 1.0; Max. 1.0; Min. 1.0; Valid 10.0; StDev 0.0

Variable Format: numeric

Notes: UNF:6:agbtqODxR7X/O9LR2FoDFQ==

f2804123 Location:

Summary Statistics: Min. 1.0; Valid 2.0; Max. 1.0; StDev 0.0; Mean 1.0

Variable Format: numeric

Notes: UNF:6:/mAuVdmmzmhIDluMmIKIGw==

f2804123 Location:

Summary Statistics: Mean 1.0; Max. 1.0; Min. 1.0; StDev 0.0; Valid 7.0;

Variable Format: numeric

Notes: UNF:6:E5bGYHSWa8VQDbgJ+20OcA==

f2804123 Location:

Summary Statistics: Min. 1.0; Mean 1.0; Valid 1.0; StDev 0.0; Max. 1.0

Variable Format: numeric

Notes: UNF:6:67GxiB3oX+Gl6Or/RhfvFg==

f2804123 Location:

Summary Statistics: Min. 1.0; Mean 1.0; Max. 1.0; Valid 1.0; StDev 0.0

Variable Format: numeric

Notes: UNF:6:34KagUMjyUV5MgRT91wRDA==

f2804123 Location:

Summary Statistics: Mean NaN; Valid 0.0; Min. NaN; StDev NaN; Max. NaN;

Variable Format: numeric

Notes: UNF:6:SqgxRPPq4B18cliTGDqlYQ==

f2804123 Location:

Summary Statistics: Min. NaN; Max. NaN; Mean NaN; Valid 0.0; StDev NaN;

Variable Format: numeric

Notes: UNF:6:SqgxRPPq4B18cliTGDqlYQ==

f2804123 Location:

Summary Statistics: Min. NaN; Max. NaN; Valid 0.0; StDev NaN; Mean NaN;

Variable Format: numeric

Notes: UNF:6:SqgxRPPq4B18cliTGDqlYQ==

f2804123 Location:

Summary Statistics: Min. NaN; Max. NaN; StDev NaN; Mean NaN; Valid 0.0

Variable Format: numeric

Notes: UNF:6:SqgxRPPq4B18cliTGDqlYQ==

f2804123 Location:

Summary Statistics: Max. NaN; Mean NaN; Min. NaN; StDev NaN; Valid 0.0;

Variable Format: numeric

Notes: UNF:6:SqgxRPPq4B18cliTGDqlYQ==

f2804123 Location:

Summary Statistics: Valid 0.0; Max. NaN; Mean NaN; Min. NaN; StDev NaN;

Variable Format: numeric

Notes: UNF:6:SqgxRPPq4B18cliTGDqlYQ==

f2804123 Location:

Summary Statistics: StDev 1.2797988927845956; Mean 1.4619718309859153; Valid 1065.0; Max. 15.0; Min. 1.0

Variable Format: numeric

Notes: UNF:6:IXncDCo36OYh4/FxEu7H4A==

f2804123 Location:

Summary Statistics: Valid 981.0; Max. 15.0; StDev 1.9518305226288835; Mean 2.039755351681957; Min. 1.0

Variable Format: numeric

Notes: UNF:6:vf6QIzQLXLCYnIRkRD30dA==

f2804123 Location:

Summary Statistics: Mean 3.4987990392313844; Max. 16.0; Min. 1.0; Valid 1249.0; StDev 1.9307415620984731

Variable Format: numeric

Notes: UNF:6:+sFEpFAn9CpeBemOPfngtw==

f2804123 Location:

Summary Statistics: Valid 1097.0; Min. 1.0; StDev 2.368446527778678; Mean 3.7803099361896066; Max. 15.0;

Variable Format: numeric

Notes: UNF:6:GYgqBxld1Kjeu0Xz7F7g8w==

f2804123 Location:

Summary Statistics: Mean 4.276412776412778; Max. 15.0; Valid 814.0; Min. 1.0; StDev 2.943671078113484;

Variable Format: numeric

Notes: UNF:6:/HsyFq+iDOWG2dXnCUH4+A==

f2804123 Location:

Summary Statistics: Min. 1.0; Max. 15.0; StDev 3.3057815725397237; Valid 503.0; Mean 4.82703777335984

Variable Format: numeric

Notes: UNF:6:4LFmZoEq7EvwLdUmXw3wpg==

f2804123 Location:

Summary Statistics: StDev 3.466295337929417; Valid 214.0; Min. 1.0; Mean 5.397196261682243; Max. 15.0

Variable Format: numeric

Notes: UNF:6:ckAS9wjCE9H4hr8SiqluOQ==

f2804123 Location:

Summary Statistics: Min. 1.0; Valid 117.0; Mean 5.495726495726496; StDev 3.5516483099617284; Max. 15.0;

Variable Format: numeric

Notes: UNF:6:sPbw+7kKEvKoYeczMlf62g==

f2804123 Location:

Summary Statistics: Min. 3.0; Valid 57.0; Mean 7.192982456140351; StDev 3.89797839770469; Max. 15.0;

Variable Format: numeric

Notes: UNF:6:Mww4W+ni6JrzX4OcNyuzHg==

f2804123 Location:

Summary Statistics: Mean 6.921052631578947; Valid 38.0; StDev 4.009324125473145; Max. 15.0; Min. 1.0;

Variable Format: numeric

Notes: UNF:6:5HBIZDL0rDO+bfMolBQH7g==

f2804123 Location: