Systematic Alternative Dataset Review.xlsx

This file is part of "Replication Data for: Alternative Datasets for Credit Scoring of Thin File Consumers".

Version 1.2
File Citation
Shukla, Deepa, 2024, "Replication Data for: Alternative Datasets for Credit Scoring of Thin File Consumers", https://doi.org/10.7910/DVN/TJ6RMQ, Harvard Dataverse, V1; Systematic Alternative Dataset Review.xlsx [fileName]
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Dataset Citation
Shukla, Deepa, 2024, "Replication Data for: Alternative Datasets for Credit Scoring of Thin File Consumers", https://doi.org/10.7910/DVN/TJ6RMQ, Harvard Dataverse, V1
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https://qa.dataverse.org/api/access/datafile/10407124
MD5 9747d03475c95d6ef173f3414edb3e79
Deposit Date 2024-07-26
Metadata Release Date 2024-07-26
Publication Date 2024-07-26
Size 12.9 KB
Type MS Excel Spreadsheet
File Path kaggle/input/review-of-alternative-datasets-for-credit-scoring/
Description The findings indicate that social media data provides valuable insights into consumer behaviour and financial reliability, while web browsing patterns and digital footprints offer additional dimensions to assess creditworthiness. Telecom data, including call records and mobile payment history, has proven to be a reliable indicator of financial behaviour. Hybrid approaches, which combine these various data sources, provide a more comprehensive assessment of credit risk, addressing the limitations of relying on a single type of alternative dataset.
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